 Question about responses to Online Credit Card Applications? |
| If you apply for a credit card online, and it does not give you an instant result...but rather says they will notify you with a decision in 5-7 days and gives you a reference number....that is ... |
|
 What is the best credit card for everyday use.? |
| Am on limited income, but qualify for card. Want to consolidate and pay off small bills, leaving hopefully just one card's interest.... |
|
 How do I get personal loan with fair credit score but debt to income ratio is high. I had been declined? |
| I just got a new job as a nurse, my college loan, car loan, co-signer daughter car loan, mortgage payment, owned a house but no more equity left. my credit score is fair, no late payment. I need ... |
|
 I have debt with HSBC UK, I lost my job here in the UK and I am moving back to the US since I am an American.. |
| What will HSBC do if I cannot repay what they want? I have told them I lost my job and they do not care, whatsoever. I offered the minimum payment and they said no. I will be moving back to the US, ... |
|
 Im in debt? |
| im in debt and had the debt collectors letter im 18 i owe 40 pound i dont work anyway they let me pay ... |
|
 If you know a better way to get out of debt will you take it? |
| i have discovered the best way people can get out of debts and also stop to companies blacklisting their clients., this idea, benefit both the lender and the borrower, i believe is the best way ... |
|
 Why is there an attitude that credit cards are OK? |
| Most credit card companies are snakes and prey on the stupid and poor. What happened to paying your debts, or even better paying in cash? Are Americans so swayed by advertising of these credit card ... |
|
 Overdrawn first time? |
I pre ordered a game over the internet and wasn't sure when they was gonna charge me any was they charged me today i am now £4.80 overdrawn on my current account with abbey national,
ive ... |
|
 I am being bothered alot by debt collection agencys about an amount that has been cleared 7 yrs ago? |
| i have sent receipts to prove this but they wont accept this, they have sent it to 5 agencys so far , they wont give up any one else have problems like this ? i`m just glad i` ve the receipts to ... |
|
 Where can i buy a pre-paid credit card? |
Where can i buy a pre-paid credit card?
That already has money in them. Im looking for a 20-30 dollar credit card 1 time ... |
|
 Can you still get a secured loan if you've got bad credit? |
| I want to get a secured loan for home improvements- honestly! I would be grateful if people could tell me who is a good provider with a good interest rate. thankyou p.s. ive already tried my existing ... |
|
 I applied for a Citi Bank CHecking account and they ran a credit report inquiry...can they do this?????? |
I never had Wells Fargo or Chase open a credit report when i got a checking account yet Citi ran one...can they legally do this?
Additional Details
I called customer service and they ... |
|
 Any good banks out there? |
| specifically for checking..with low monthly fees or no monthly fees...???... |
|
 I need to know if this is Credit card fraud or not? |
| I have a sort-of-relative who came up with the idea to withdraw the maximum allowable amount of cash- somewhere around $12,000 from his mother in law's credit card, he got his wife to do it, the ... |
|
 Need a personal loan for an engagement ring..help? |
| I want to get an engagement ring ring but I'm having trouble getting financed because of a discharged bankruptcy from 2 years ago. I don't have any other issues with credit. Can anyone ... |
|
 Need credit card today? |
| Okay I need a credit card today, does anyone know where I can apply for a credit card at AND get the credit card numbers when they approve me? T... |
|
|  |
v!cky | What credit cards would u reccomend? |
im starting off on my credit i wanna get some suggestions on low rate credit cards for a "beginner" |
 |
 
perfectcreditclub
|
Try http://www.FastCreditCardOffer.com
Just whatever you do, resist any offers you get in the mail. You will get a much better offer if you seek it out instead of taking whatever the postman brings. |
|
AdamBeaz
|
there are tons out there, just dont get one with an APR % of over 10% or 11% otherwise you will get yourself into some trouble later on. |
|
First Lady
 |
One that doesn't have a high credit limit. It's easy to get carried away and max out your card. |
|
Echelon
 |
I started with Discover. Now I mostly use MBNA and Chase. Chase always has 0% transfers and MBNA has low monthly payments. They are all structured differently, so call and find out the terms before choosing.
Good Luck! |
|
Luckys Charm
|
Tribute
Aspen
First Premier
Aspire
Orchard
HSBC
These cc work when you are trying to establish credit. |
|
joelmeulenberg
 |
Well, I've gotta start out by saying that you really should not have the percentage rate be your deciding factor.
Why? Well, I'll give you the same advice my Dad gave me: Use your credit cards just like cash and pay off your balance every month.
If you do that, then the percentage rate doesn't matter. Then what does matter? The *rewards* you get for using the card -- especially cash back rebates.
If you happen to be a student, there are some really nice rewards cards (that I wish I could get!) from Citi: The Driver's Edge and mtvU cards. There are other student rewards cards as well, but those two tend to be quite good for most people's spending profiles. If you're not a student, then there are many more options.
The most cash back you can get for your spending depends on how much you spend in various categories (gas, grocery, restaurants), etc. Taking your spending profile and figuring out how much you can expect in rewards from each of the leading rewards cards is quite a bit of work.
However, there is a free calculator tool at http://www.creditcardtuneup.com/ that will tell you how much you can expect to earn from using various cards (and mixes of cards).
Remember: Use your credit cards like cash and pay off the balance every month! |
|
Jeannie
 |
Low interest, no yearly fee either visa or MC. Cards that charge a yearly fee are a rip off and there's no reason with all the cards out there to settle for one with a high interest rate. Watch for hidden penalties in the contract, as well. a gas card. One or 2 store cards, but be careful using them as they are high interest, but are good for beginning credit. |
|
i_luv_2_cheer_1
 |
Visa! |
|
The Advocate
|
If you are new, try Capital One, Republic Currency Connection |
|
BIjan
|
go with American express, they have low interest.
Go here to compare credit cards.
http://www.bestcreditrates.net |
|
Watchman
|
You'll find a lot of credit card applications that cater to young ones in your college. |
|
Meg
|
the best one should one from your bank. they aren't too high and you can pay them online or at your bank. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 5 minutes(s) ago
| | | |
13 | 9 minutes(s) ago
| | | |
13 | 19 minutes(s) ago
| | | |
13 | 51 minutes(s) ago
| | | |
13 | 54 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
13 | 6 hour(s) ago
| | | |
13 | 11 hour(s) ago
| | | |
13 | 1 day(s) ago
| | | |
13 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
