 Negative Credit Card Balance!? |
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 How long will it take for my credit score to go up? |
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| Is there anyway that I can get a truely free credit report?Without credit card information being required.... |
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| Accidentally applied for 2 credit cards...? |
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| I am looking into getting a second credit card as I will be doing some travelling this spring and I need help finding a credit card in Canada with a low interest rate and no annual fee...any ... |
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| I have been closing all of my accounts out once I pay them off, and my brother insisted that I stop that and keep them open even in I plan to not use it again. What is the best thing to do to ... |
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| I've had A+ credit for 30 years, for some reason I missed paying a $50 debt to a department store for 4 months. I have no idea why I didn't pay it, I don't do that, except this time ... |
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my_names_do_not_work | What credit score do you need to get a credit card? |
I have around a 650, does anyone have any good suggestions on a card for that score? |
 |
 
eloriarl
|
To get a credit card, it takes more than just a good score.
Pull your credit report to make sure that it is reporting correctly and dispute items that are not.
Although, at 650, that is pretty decent to get a good credit card - depending on which bureau it is under. Go to www.whogavemecredit.com and search that score to get an idea of what others have gotten with the same score.
If you have no credit history, that can be a problem - start out with getting a secured card. Usually after 6 months or so a bank will turn it into a real credit card with a limit. Don't take out loans to raise your score. Credit is supposed to be a tool, not put you into debt!
Check out creditnet.com and creditboards.com to see if theres info out there that can help you get started!
Good luck! |
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Michael K
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Any credit company will gladly give you a card with an interest rate high enough to bend you over and give you a real understanding as to what debt is. I suggest American Express cards. They scream class and Robert Deniro uses an AMEX. |
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Kevin S
 |
they will give credit cards to people with a credit score of anything. the credit score is nothing more than a score they put on people with debit. by the way the best score is zero, which means you don't have debit and you don't make any payments and don't have any credit cards. |
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r d
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Don't get one, they are dangerous |
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okronbon
 |
A lot of cards look at your bank accounts/total household income too. You can't get an American Express unless you make at least $14,000 annually think it is. |
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T Jae
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Actually, if credit is an issue.....I won't tell u how I know this...but you can go and get a GreenDot pre-pay mastercard or visa. I got mine at cvs. I don't know if you've heard of it, but all you do is go to cvs, tell them you want a pre-pay credit card, give them however much money you want on the caed. It's basically a debit card with all the credit card logos that you can use is cases when you must have a credit card. |
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Beer Advocate
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you can get a card with about any credit score.
however; the better your credit is, the better your intrest rate will be. |
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green is clean
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You can get one just about anywhere with that score...just apply. |
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qn.harpy
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Actually you can have a 0 and get a credit card, but don't do it!!!!.Unless you only plan on buying a pack of gum or something and paying it of before the bill comes. They are money hungry credit ruiners. Cut throat. If you wanna own something someday, Be careful. |
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oneofthebless
 |
having good before you get a credit card is not the problem is make sure you keep a good credit score after you get one |
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makeshift101
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http://www.orchardbank.com/ccssa/OBCustomerCare?cmd_Redirect=HomePage
good place to get a beginners credit card! |
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theyuks
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That's good enough; the only way you get much higher is by taking out and repaying loans. Just apply, but be sure to read the fine print and make sure you know what you're getting into. Based on this and other questions you've asked, I'm going to make the big assumption that you're pretty young yet. The fact that you have a decent credit score already is actually quite admirable, but if you have problems getting a credit card, you might want to consider having someone like your parents co-sign with you, so that you can use the credit card to improve your credit score and one day apply for one without their names on it. Still, considering they have high-interest, sudden-death kinds of credit cards for people with absolutely NO credit history or a really low score, I don't see you having any problems finding one. (Of course, some of those credit card companies are actually HOPING you miss payments, so they can come and repossess everything except your gym socks) |
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truthsentry
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Just about anyone can get one. I've heard numerous stories where they just send to any name and address without checking score: babies, the deceased, even pets. They're the snail equivalent of spam, as far as I'm concerned. I'm pretty sure they like people with low scores, because they can count on getting more interest that way. I think scores are more important for loan and mortgage rates and things like that. |
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