 I owe about 13000 in credit card debt. I earn about 300 a week and my rent is 600. Should i declare bankruptcy |
| Hi. I have owed my creditors money for 6 months. I owe about 13000 and my monthly rent is 600. I have a total of 9 creditors. Two of them, CHASE and Bank of America, have offered to forgive about 3000... |
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 Nearly 8 years old debt - is it still on my credit report? |
i have 3 ccj's and a few debts that at default. i havent paid any of them and they about 8 years old. dont they just come off after a certain amount of years? or do they stay on forever?
A... |
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 Pre Paid Debit Card? |
How do I apply for one of these cards without already holding a credit card with which to pay the initial fee
Additional Details
It is a DEBIT card i need not a CREDIT card. All of those ... |
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 An ex has really ruined my credit rating and now nobody will look at me for a cred card, any ideas? |
| I didn't know the extent of the damage she had caused until it was too late but now even those really high interest cards won't even accept my application. Prepaid cards are not what I am ... |
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 I need a $5,000 deposit,but my credit cards are maxed.I was denied a loan 2x. what's my best option/s? |
My credit score is around 650-688 the last time I checked.
I need to make a downpayment on an investment in real estate for a vacant lot in an area that is going to flourish in the next couple ... |
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 Help i need an answer.who are these people? |
| hope someone can help me,on my bank, statement, for 2 months now ,someones deducting $24.95 from my account, all its stating is ac cs.online serv-ice0607 does anyone have any idea who they are, i ... |
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 How do u apply to start gaining credit? |
| I have no credit right now. How can i gain credit?... |
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 So a cop is looking for me due to unpaid credit cards? |
| an old neighbor (were we used to live about a year ago) called and said that a cop??( had a badge and a gun) was looking for me for a debt unpaid. he said a warrant will be issued for my arrest. i ... |
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 Capital One? |
| My partner has an arrangement with capital one to repay his credit card at x amount a month. Although this is in place he is getting phone calls constantly pestering him for the full amount. He had ... |
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 Washington Mutual? |
| Has anyone ever heard of the credit card company "Washington Mutual?" Are they a good campany? and how long does it usually thake them to get your credit card to you?... |
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 What is the statue of limitations for collecting a debt? |
| I live in Washington state. Sixteen years ago, My husband and I moved from town out into the country, we had our phone transfered from one prefix to another, stayed with the same phone company, just ... |
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 Is it true that if you use your checks it helps build credit for you??? |
i was wondering this for a long time so i finally remember to post it and see if it is true.
i heard that if you send your payments with your personal check you can build credit
is it ... |
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 Anyone do those rip-off Cash Advance loans? |
| What a way for stupid, poor people to keep going in debt. These places charge 400% interest. I only see junk cars and stupid people insode getting "loans"... |
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buckdamien | What decision do I do with a money decision? |
I am getting a good deal of money soon and I want to put it on a credit card bill and get rid of that bill and it would illiminate a 50 charge of interest a month. My fiancee' wants me to pay off his truck so that he can go to the bank and be more likely to qualify for a equity loan to build an addition on his house. It is in his name and we aren't married yet. My arguement is that it is my money and it will make me feel better to get rid of a credit card. he feels it is the least I can do to help to invest in an addition on the house. Who is right and what would you do? |
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k_hart100
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You're right to pay off the interest. First of all, you have no obligation to him to help pay for his house. Also, you're probably paying out the *** in interest charges if you have a large balance so pay off the card and stop worrying about that. |
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sandman
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It would make just as much sense for you to put an addition on my house.Pay your own bill 1st.He's responsible for his own debt. |
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worldsource19
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pay off your credit card..don't be a fool... You are not married. |
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STEVEN F
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Until you are married, I recommend dealing with YOUR finances, not his. After you are married, your finances and his are one and the same. What happens if you pay of his truck and the wedding never happens? If he really wants the truck paid off, he can sell it. |
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SPIFIMAN1
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Pay off your credit card. Do not be a fool you are not married. If you spend your money on his truck and he tells you to take a hike, guess what you are screwed. |
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MSW X2
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It's your money to do with what you want. Make the decision that is best for you and don't feel guilty about it. |
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Stuck in the middle of nowhere
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GET RID OF YOUR CREDIT CARD DEBT!! If he wants to pay off his truck let him do it, your not even married. Credit card debt is a ball and chain around your ankle, if you are only making minimum payments you will never get it paid off and it could ruin your credit. Why fix his credit up by paying off his truck, the house he is fixing up isn't even in your name. I wouldn't even marry somebody like this, he only has his interests in mind, not yours. |
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bex920
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YOU ARE RIGHT !
it is YOUR MONEY.
Do not let someone GUILT you into spending, or investing something that is rightfully yours. ALSO, do you even know IF/WHEN you marry this guy that YOU will want to live in his home, or will you want to purchase a home that you both have chosen.
It is best and most wisest to pay off the high credit card fianance fees each month. YOUR wonderful fiancee' took on the truck payment with his own established credit it is HIS respsonsiblility to pay for it. More than likely he had the home prior to getting the truck & was not concerened of an addition at that time. He is being selfish and thinking of himself. If you want, to please hime, why dont you pay off half your credit card debt, & invest the other half, or share it with him, but I do not want to sound selfish but YOU need to do what your first instinct tells you to do honey! Also, had he any good financial planning....he would have bought a less expensive vehicle unless he just had to have a truck for his work. He could have paid less for a vehicle and been sinking the extra money he pays on a truck payment into his home. I have never had a car payment, I have not always had the best vehicle but I have paid around $5000 cash for a vehicle and driven it for about 5-6 years with regular & routine maintenance & selective low mile, 1 owner buying it has benefited me in the long run economically. Think of the money you save each month with no car payment. Let him pay for his own truck! |
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Carolyn B
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pay off the credit card..... seriously, its not just an issue of it being your money, but credit is very important, so I would get that out of the way first |
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Nikki G
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No one can tell you who is right and who is wrong. You have to ask yourself some questions first, Do you have a ring on your finger and have you talked about marriage? Is he going to help you clean up your credit or is he just going to leave you to deal with it? Do you trust him? You are being charged $50 each month on interest, so my opinion would be to pay off your credit card. That goes on your credit report and messes with your credit score. |
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