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 A Debt Question for anyone that can help...I received a letter from a Debt Collection agency today.?
This was totally out of the blue but they claimed that they sent a letter to me a few weeks ago in regards to the matter..A letter i never received.
I rang them to find out what was going on,and ...


 After a credit card is charged off and sent to a collection agency, can you still settle with the CC company?
I want to deal with the credit card company (original debtor) and not the collection agency. Can I still do that, or has the credit card company already relinquished its rights to the debt?...


 Cant get a loan ????
cant get a loan because i have no credit history anyone got any ideas ??? im 19 so any help would be ...


 Where can I get loan with poor credit a score of 512?
personal loans with few charge offs bankrupcty really need ...


 Bank of America...scam?
My boyfriend got a letter stating that some changes were being made to his account (it gave him the last four digits of the account). Thing is he has never banked with them before. Is this a scam or ...


 Cancelling credit cards..does it affect your credit rating?
i have 4 credit cards (too many i know!) - but have managed to pay them all off after a spot of luck. now...i want to cancel 3 of them (keep 1 for emergencies) ....if i do this..will it affect my ...


 Will adding myself to my mom's high credit limit card hurt or help my credit?
I was recently added as a joint cardholder under my mom's $17,000 limit card and transferred $4,000 of my debt to it. However I have not sent back the form adding the new credit card to my ...


 Credit Card limit was raised, by the creditor how does that affect my credit score?
I have an Old Navy card that use to have a limit of $400, they raised it to $750 does that have a negative impact on my credit and my credit score or does it look good? Also what affect will it have ...


 Why do some people have bad credit?
I know some people who have decent jobs, and good incomes, but always live beyond their means and have terrible credit. Why? Is it insecurity? Irresponsibility? Just a mental defect?

I&...


 Why do debt collectors call your house, yelling @ you & threatening you?
Why can't they be polite about it? & the person who's calling acts like as if you owe him/her money PERSONALLY. I understand I owe the COMPANY. I'm disabled, unemployed, & ...


 Do you have money I can have?
Lots and Lotsa $$$....YAY!...


 I cant get a bank account due to poor rating how can i improve my credit score if i cant obtain credit?
i run my own business and have to run all my financial stuff into other peoples account im not to keen on that please ...


 I cosigned a loan for my friend to get a car and he let it get repoed.?
Now that the car was repoed the loan co. wants me to pay for their loss...about 10 grand. I am barely affording to pay my own bills and just can't pay for this. I am 21 and was not fully aware ...


 I have $3500. Can you give me any ideas on what I should do to build it up? I'm 16?
I'm trying to find out if there are any ways to build it up. Since I've been told to save it....


 Need Loan ASAP ! but i have bad credit where can i go to get a loan ?
...


 Is there a credit card that is best when you have bad credit?
I have been looking around online, and the ones I have been finding I have to pay a lot of money to get. I am trying to get my life straightened out, and that obviously includes my credit. Please ...


 Has anyone been approved or turned down by Amcapital Loans?
I have started a loan process with this company and I was hoping to have some feed back from someone that they've helped, either past or present....


 I know there is a website where you can check your credit report annually for free? Anyone know the website?
...


 Am I liable for credit card debt that my 21+ yr old child has that lives in my house? I did not co-sign!?
Card company is taking legal action against child....


 Can i erase a collection that was put on my credit file recently?
i brorow credit to a family member and i was never informed that the money was owe so now i get this collection on my credit. i paid it off right away but can i do anything to go away?

...



secret42305
What do i look for while applying for a credit card?
                     
 




Waine
not sure, if you have time here's a lot of types of cards and more:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if it helps please remember me :-)
good luck!


Amanda H
Low interest
No participation fee
No activation fee
No annual fee
Rates that do not adjust based on your credit report/missed payment
Grace period for charges if paid in full within 30 days, etc


Queen Nefertiti
Rating
0% interest rate the first year with a low rate following the intro period, no fee, cash back bonus or rewards if you fly alot
i recommend citi bank divident, Bank of america rewards, and Chase rewards.

you can compare cards at www.bankrate.com

best of luck!


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honeybucket
No annual membership fees and no finance charges for the first twelve months. Another perc is when they offer no transfer fees and/or interest for "x" amount of months to pay off other balances or even write yourself a check.

As long as you pay the balance in full within the allotted time period you don't have to worry about what the finance charges are. Take advantage of using their money without paying them for it. So long as you keep this as the limit on yourself, it'll keep you from going hog-wild and charging to the limit THEY'VE set for you.

The rewards are something you'll probably never collect - they expire after a certain amount of time so it's difficult to get any real accumulation.


tigerchick411
NO annual fee. If the APR is really low in the introductory period, make sure it doesnt go sky high after that!


Nobody's home
1. What is the interest rate AFTER the introductory rate?

2. Do they ramp up the interest rate ridiculously if the payment is two days late? ( a lot do these days)

3. Do they charge an annual fee? They have no compelling reason to if they're charging you interest.


♥SassyBlonde♥
Rating
Interest rate and annual fees.


I taint libel
Rating
Look for low interest rates and cards without annual fees.


LeeCee
No annual fee, low interest rates, rewards.


jack russell girl
How they handle late payments. Some will charge up to 30.00 for the first time you are late.


Barkley Hound
Rating
No annual fee, rebates, and low interest rate if you carry a balance.


Jason
It really depends on what you are looking for...if you are a transactor (someone that will use the card as an interest free loan, and pay off every month), look for rewards. Citi's ThankYou, or any of the mileage cards (beware annual fees, though).

If you'll be carrying a balance, interest rate...

If you have a balance to transfer, look at introductory rates.


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