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 I am in debt and have creditors and law firms calling and sending letter. What is the best way to handle this?
I am in debt and don't really have any money. What would happen if I do not respond to this or what is the best way to try and get out of this situation?...


 How can i improve my credit rating?
...


 How do i select a good credit card?
I just graduated from high school. I want to start establishing my credit by getting a credit card, but i don't know which one to apply for. I want to get a card that i can manage. I don't ...


 I declared bankruptcys in May of 2001, how long does this stay on your credit report because its 7 years now?
...


 US Bank calling, harrassing, threatning me?
I received a call from someone saying that unless I paid them for a payday loan that I would be going to jail in 24 hrs. I told them they needed to send me something in the mail validating this debt ...


 Can you not pay off your credit cards and get away with it?
I read where many credit card issuers are having to take write-downs of millions of dollars due to consumers defaulting on their credit cards. Can I just tell the bank "Sorry but I have no money....


 Where the hell have i left my cheque book?
left it somewhere when i was pissed at home the other ...


 I have heard that it is possible to buy points to boost your cridit rating is this true??
...


 How old do you have to be to have a chase visa credit card?
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 How can we build credit if nobody will give us credit to begin with?
I asked a similiar question a few weeks ago and everyone said we can not get around gettting a credit card. (We were trying to go about this without getting one)
So we tried a few things. First ...


 I have bad credit and want a mortagage what should I do?
...


 Has anyone out there had such bad debt ......?
...........problems that they had to go into hiding for some years, they were so scared of being imprisoned? Or similar problem to share would be welcome. I have a friend and they had to do this, ...


 My friend went to the bank and they gave her an extra 100$ what to do??
...


 I got a credit card but, don't want to spend the amount will i still get credit?
Okay i have bad credit but, got approved for a credit card, I want to fix my credit so I was only going to spend 10 or 15 dollars a month and just pay it off. But someone told me you had to spend the ...


 Is $18,000.00 in debt a good enough reason to claim backrupt?
My Boyfriend is $18,000.00 in debt he has been told by a few people the best thing for him to do is claim bankrupt?...


 Ebay sellers?
is it so difficult to email someone and say, thanks for payment your item is being sent "this day" i swear i bought 5 things off ebay a few week ago and i received 2 and the rest ain't ...


 Has anybody got this email about getting a credit check?
You may be eligible to receive a benefit from a class-action settlement if you purchased and paid for a credit score or credit monitoring from ConsumerInfo.com or an Experian Entity between June 17, 1...


 How bad is a 24% apr rating on a credit card?
...


 Have you ever used a Rent-to own store? Are they just rip-off's?
...


 What is this nonsense I just heard about employers not wanting to hire you if you have a bad credit rating?
If anyone else has heard of this and can elaborate more on whether or not it's true, possible and if so, why this is done, please do. Thanks....



curious2sweet4u
What do i need to have to get a credit card?
                     
 




Some Chick
Rating
Actually, all you need is a checking/savings account and a social security number. You do not need a full time job if you are a student. There are many banks that provide student credit cards, such as Capital One and Citi, where the credit line is low and the interest rate is high. By getting one of these, you allow yourself to develop tradelines and credit history. If you are not a student, you need a full time job and the above mentioned items. If you currently have no tradelines, start out by applying for a store credit card such as Macy's or Express. Use your card minimally for 6 months to a year and pay it ON TIME before applying for a Visa or Mastercard.


sexymccay
Rating
a job money and good credit


donsabe
Start with an easy to get credit application from a reputable credit card issuer.


wyldtygrr
Rating
job and money or something as collateral


cf2dm
Good Credit History & Healthy Income source


5150
Rating
1. Stability
2. Ability
3. WIllingness
4. Desire

You can figure them out = )


Scott C
Here's a crazy question: Why do you even need a credit card? Why not use cash?

Just review the questions posted in this (credit) section and you'll discover many people in debt. If you'd ask, you'd also find many of these people have a lot of credit card debt.

Credit cards are an easy way to get into trouble because most people (including myself at one time) can't control their spending with credit cards.

If you need to rent a car, buy something on-line, etc. you can do that with a debit card.

Bottom-line: Avoid credit cards and use cash. You'll never regret it!


Scott...


wncan47
good credit


Nabo's Woman
Rating
A job, a permanent address, good credit--but the below bank is good about issuing credit cards to people with less than perfect credit scores. Worth a try. (And I would report that first answerer. There is no call for being so rude and profane.)


vinay_talks
Rating
Money.... first deserve and then desire


jafnarf
A job, a social security number (in USA) and a bank account


tragicangel33
Rating
You need to have a good credit history, with a job. Remember to get a credit card that you can pay off each month! Otherwise it won't be beneficial for you!
Please go to the website below.
I hope this helps!


demingo00
Not much of anything really Credit cards have been known to give cards to dead people and pets.


bill n
Rating
a way to pay the credit like a job, collateral like a bank account


Dhiren B
Rating
If you have credit card and the credit is good you can get the loans easily in near future


isaac
a job and be able to pay a lot of interest.


credit repair
credit history- easiest way is to get a car or secured card through the bank you check at. after having a secured card usually minimum of ($300) for 6 months you can usually graduate to a real one.

second is have same address and job for atleast 2 years.

and to know what credit you have positive or negative.

the link below has a good credit guide


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