 How do I get out of debt? |
| I have gotten myself into quite a lot of debt. I cannot afford my credit card payments--they are so high. I have done this before, and ended up refinancing my home, You think I would've ... |
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 I want a credit card.? |
Don't tell me not to get one... I don't want to hear it.
What's the best credit card to get, one that's easy to get and you don't have to have a bank account to ... |
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 Which credit accounts to close? |
My husband has 6 open.
I am thinking of closing the sub-prime ones he has because they charge monthly fees, and fees to use online bill-pay. He has had one called "Credit One Bank&... |
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 I ordered something off a website. my mom got mad and charged back credit card after it shipped. what happens? |
| on herbalhighs.com i ordered around $200 worth of things. they all shipped and right after they shipped the fraud department called my mom because of all the charges. My mom got very mad about all of ... |
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 Does it hurt your credit score when canceling credit cards? |
| I have no debt on any of the 3 credit cards and I have no use for them so I wanted to cancel them and open just one card, basically centralizing my credit cards. But when asking if it would hurt my ... |
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 What do you do with unwanted mail solitications? |
| Sometime I just send back their return envelope empty. Let these credit card and insurance companies pay for the return postage.... |
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 Bad credit, home loan? |
| i have a judgement for $4,500(from a lawyers office that handled my old credit card debt) and i want to get a home loan. is it possible to get a home loan for about $130,000?... |
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 What happens to a car when the owner dies? |
Additional Details
my stepdad passed away and was the only one on the loan can they make my mom pay the rest of the ... |
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 What is Paypal and how do I use it? |
Okay what is Paypal and how do I use it??
Additional Details
Thankies to all of you how helped me :D... |
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 I need a $10,000 loan, but I have no credit!? |
| I'm 21 years old, and my parents have offered to buy a house for me, and I would be making the payments back to them until the house is paid off. However, I need to come up with the downpayment. ... |
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 How Do I get good credit...? |
| I have bad credit.... mostly from overdue bills or past due bills. How do I straighten that all out without using one of those credit counseling places? Any help would be great.... |
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 Payday Loans?? |
| Okay, I really need about $100 because I had my grocery money, but lost it, and I have a child to feed..so it seems the only choice I have is a payday loan..so are there any out there that are legit? ... |
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 Can minors be responsible for bad credit when it is their parent's fault? |
| I am a minor...15 years old to be exact , and I am wondering can i be responsible for all the things my mom has done with my credit like putting utilities under my name...borrowing books and ... |
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 First time home buyer? |
| I would like to buy a condo, but my credit is bad. My score is, 567. I have no debt now, but i was stupid and had late payments, defaulted on a student loan, never had a credit card. Aside from my ... |
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 Does co-signing on a loan hurt your credit score? |
| My husband was going to co-sign for a student loan but he's worried it will hurt his credit. Can someone justify his worries?... |
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 What are the best credit cards for college students? |
| I'am starting my second year of college and after I pay all my fees I really dont have much money left for books and such whats a good credit card with at least a 500 dollar ... |
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| My mother has a lot of credit card debt and asked me to research debt consolidation.? |
| She has over $25,000 of debt and has trouble making the minimum payments. We do not own a home and pay rent and auto loan monthly as well as the usual expenses. I looked at debt consolidation loans, ... |
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Sarah R | What do you do if credit card company gives out your information? |
One of my credit card companies has been calling the wrong number (my parents house) and giving out all of my info to them from how much i owe to the account number and pretty much eveything else. My parents are not on my account so they should have no access to that information what can I do? who should i file a complaint with? |
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Short Shot
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File a complaint with the supervisor. They should know you can actually sue for this. |
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BROK3NLI3Z20
 |
*** filling a complaint sue there assss |
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Gary D
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If you are over the age of 18, you shoud file a complaint with the credit card company first...and also give them your new phone number. If they don't resolve the complaint, then you should contact the Federal Trade Commission (www.ftc.gov) for information on how to file a complaint with them. |
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mar1
 |
sue them at a the county clerks office in court |
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Bob C
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file a complaint with the FTC per the Fair Credit Reporting Act of 1964.
In addition, if they are calling you because you are late, file a complaint with the FTC per the Fair Debt Collection Practices Act of 1968.
Send a copy of the complaint to the creditor. If your parents are truly not on the account, you should get immediate action. |
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nonldsinutah
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They aren't allowed to discuss anything about you to a third party. Time for you to take your credit card company to court!
Debtorboards.com has all the information you will need to accomplish this. If not then ask away. There are very knowledgeable people there who will give you solid advice.
Go get 'em! |
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dean
 |
I'm pretty sure that's illegal. get as much proof of this as you can and call your state rep. That'll fixem'. |
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Steve R
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Actually in the agreement you signed, they can do anything they want with your name, address, and credit history unless you specifically opt out. |
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speedy
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I would contact the Better Business Bureau and see what they recommend. They might be able to point you in the right direction. Good Luck. |
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hollywoodslut
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well if there is serious damages done then i would find a lawyer and sue the credit card company
you'll make lota $$ |
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luvrmoney
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With all the new privacy laws they are only allowed to give information to credit bureaus to report you payment history(good or bad). I would call them first. If you are not satisfied with their answers then I would find a lawyer. They will advise you on how best to handle this hugh problem. It could lead to ID. theif. That happened to me. Not by my credit cards though. GOOD LUCK! |
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Jonny B.
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Welcome to the club, (Platinum I presume)?? Banks and Credit Card companies pretty much assume your information is theirs to distribute amongst eachother. I only use a cell phone, and I had a credit card company literally calling my brother harassing him for my information. I have no idea how they identified me with my brother, who lives in a different state? They are scandalous, no doubt about it. |
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chris
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sounds like a collection agency if you owed money and they are calling any info the credit card gave them to collect. better pay it |
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