 My husband and I are going this weeked to look at? |
| modular homes . we live in pennsylvania, my lowest credit score is 495, my husband is in the 500 range, what are our chances of being approved for a mortgage, we own the property where the home will ... |
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 How can i find out if someone has registered a credit card to my address? |
| I have received a package at my home address the address is mine but the name is not,. This has happened once before and i thought it was an innocent mistake but this made me suspicous (and the name ... |
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 I've got really bad credit, where i can't get anything on credit anymore? |
| I have really bad credit from when i was younger and nieve about credit rating, now i need a good credit rating i can't get anything. I am getting married soon and was wondering if you think i ... |
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 Bankruptcy? |
| I file bankruptcy and it went through in January. I kept my car and I was told while the bankruptcy was going through I could turn it in without penalty if I wanted. Can I still turn it in now that ... |
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 A collection agency wants my checking account number. I don't want to give it to them. What should I do? |
They do this stuff every day and have an answer for everything. I just need to buy a couple of weeks so I can finish getting the money together.
For the most part, the debt is valid. W... |
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 Why do I need credit? |
| I'm 36, Russian by nationality. 5 years ago I came to America with my family - a wife (she's an American), 3 kids and $3,000 (no worries, I'm legal, have a "green card"). I ... |
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 Credit card issues with non payment - 3rd party calling me threatening with court. What's my rights? |
| I had a hardship about a year ago and finally get all bills back in order. My credit card is over limit by 1300.00 - the total is less than 5k. I got a call that the credit card "sold" my ... |
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 IS IT iMPOSSIBLE? |
| IS IT TRULY IMPOSSIBLE to get a loan with very bad credit! credit cardS in collections!!... |
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 Need help/advise on house mortgage and car loan? |
| I just received my very first credit report/score from TransUnion. My current score is 680. I did have 3 late payments in 4~5 years ago. Other than that, my file was clean. However TransUnion still ... |
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 What's a good 1st credit card for a college student? |
| Something for a college student with no credit (first credit card). Something with a relatively low APR, and 0% APR for the first 12 months. Cash rewards are fine. Wouldn't really use flight/... |
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 How do credit cards work? |
| So,do you only get one amount of money one time on the card and once you've spent all of the money that was on the card you're done? Or do they keep adding money to it monthly or something? ... |
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 Do unpaid phone/utilities collections effect your credit score? |
| I unfortunately managed my credit poorly while in college, and now, over 10 years later, I am slowly trying to repair my credit. In addition to student loans, I have two credit cards in collections ... |
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 How do you get out of BIG time debt? |
| What could be suggested to someone who's in over $100,000 credit card debt?... |
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 Can i get prepaid credit card if i am 14? |
| i need a prepaid credit card (yes to buy sh!t for runescape [dont ask]) and i was wondering where i can get a prepaid card without entering any personal information to get it and still have it ... |
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 Would debt be written off on death? |
| If I have no estate,no house,a few possesions,no savings but a large debt should anything happen to me would the debt be left to pay off by my relatives I am also single with no kids.... |
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 Realistic approach to dealing with credit card debt? |
My curcimstances:
I'm 21, a new mom, full time student, and full time pharmacy tech. I don't make a lot...considering my fixed expenses such as rent, utilities, and child care. B... |
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mahogany1983 | What do you do if someone is using your credit? |
I think that someone has stolen my identification some how. I and 23 and have never had bad credit in my life. Now all of a sudden. I am being told that my credit is bad. I am scared what should I do. I want to buy a house some day and how can I do it if I have bad credit and someone has stolen my identity. |
 |
 
malcum1on1
 |
Listen, I'm 44 and someone some how got a hold of my credit card info and charged it up. The thing to do is call your credit card company and cancel you card. They will issue a new card and you simply dispute all the transactions that were not yours and they have to remove them or prove that you made the purchases. I just hope someone didn't get a hold of your identity. NEVER GIVE ANYONE YOUR SS# especially over the phone!!!! I hope this helps you out. |
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mister
|
Report it to the place you got your report from, or the police. |
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cgn19802001
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CANCEL it RIGHT NOW tell the bank it was stolen even if you lost it cause if you tell them that you may have lost it they will hold that against you and you dont want that |
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Crazyforwill!
|
Report it |
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jvancourt
 |
The Federal Trade Commission (FTC) has a helpful web site. Check out: http://www.ftc.gov/bcp/conline/pubs/credit/idtheft.htm
Also look to:
"Take Charge: Fighting Back Against Identity Theft" and "ID THEFT -- What's It All About?" on the FTC's website at
http://www.consumer.gov/idtheft/
For state and federal identity theft laws and other victim resources, visit the Identity Theft Resource Center at www.idtheftcenter.org.
For links to additional identity theft websites, visit the Privacy Rights Clearinghouse at www.privacyrights.org/identity.htm. |
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helper #555
|
you should see unfamiliar transactions in your invoice statements. call the # on the back of the card and report it.
you must understand that all your bills are intertwined with each other. they all know if you're late on a payment, thats when they crank up the interest rate. you could be in debt before you even know it. those fine little lines that nobody reads when you apply for a credit card, its all written in there. go buy yourself a credit report. |
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sailorgirl
|
FIRST contact any one of the three major credit reporting agencies and inform them that you believe that your credit may have been tampered with, or that your identity may have been stolen, and ask them to put a fraud alert on your credit report. Creditors will then contact you prior to opening any new accounts or changing existing accounts in your name. Also, once you have placed a fraud alert on your credit report, you are entitled to a free copy of your credit report from the credit agencies. You only have to contact one agency to do this ... by law, they are required to contact the other two for you, so one call will take care of it all. If you discover specific incidents of fraud, you should A) close those accounts that have been have been tampered with or opened without your knowledge and B) file a report with your local police or the police in the area where the incident occurred (you will need the police reports to dispute some things that show on your credit report).
The credit agencies are:
Equifax, www.equifax.com
Experian, www.experian.com
TransUnion, www.transunion.com
Take heart. You are young, and there is time to straighten out your credit score if you find you are a victim of identity fraud. |
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barbielic342671
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well ill ask him first what the hell is he doing with my credit |
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Daniel
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Report it and Kick their *** |
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chikensquad
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cry |
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hkenny80
 |
Call your credit card company and report it. |
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