 I have no credit, and want to build one. Which one is better Orchard or First Premier CC? HELP Please? |
| I have no credit, I just started working, and like what I said, I want to build my credit score coz I want to buy a car in the near future, now I tried to research on Y! Answer about Orchard or First ... |
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 Has anyone ever done a loan thru this company? |
just want to know good bad and ugly i have seen several people taking about them on aol and here and others just wanting to know are they as good as everyone is saying
Additional Details
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 How is the credit crunch affecting your spending? |
are you going out less?
spending less on food shopping?
buying less luxeries?... |
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 VERY Wrong!??!?!?? |
| When I bought my house and I went to get my loan from a mortgage company, the lender ran my credit 22 TIMES!!!! Every time you run someones credit it takes away points, so I went from a really good ... |
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 Do anyone know how much 413,000,000,000,000,000 is? |
| there is supposed to be some sort of website dedicated to this kind of stuff... is anyone familar with it? please let me know if you do its worth extra credit on an exam that i despritely need.. ha ... |
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 I want to cancel 2 credit cards...? |
| There are no balances on these cards and I have others. A friend mentioned that if I do that my Fico Score will go down. Is that true??... |
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 I'm getting a credit card for the first time; what should I get? |
| I'm 18 and I'm getting my first credit card. I'm enrolled in college. I just want the best credit card. I just need to start getting credit.... |
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 Is a bank account needed to cash checks? |
I work for a large retail company and the checks given out are by the main company head quarters. I don't have a bank account so I was wondering if it is possible to cash checks at ANY bank.
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 Is It Advisable To Have Two Cradit Cards At The Same Time? I Plan On Doing So? |
| Is It Advisable To Have Two Cradit Cards At The Same Time? I Plan On Doing S... |
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 Credit Card? |
| Hello. I got a question about credit card companys. Or why this is happening? My huband has had 3 loans. A truck loan which was a 3 yr loan that we paid of in 2. A personal line of credit that we ... |
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 Can they leagally do this? |
| listen to how my freind caught me using his credit card first off he pissed me off because he did something cruel. i will not mention i then in hand stole and used his credit card he went to the ... |
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K.C. | What do you use your credit card for? |
I was just wondering what people use their major credit cards for (major meaning visa or mastercards that are accepted everywhere and not store cards) ---- do you use them for emergencies, daily spending, gas, big purchases, car maintenace, etc
Additional Details
I use mine for gas and purchases for my infant -- they are both expensive!! LOL |
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It's a New Day
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Only for large purchases, over $100 and only in situations where I can't use my debit card at the time. I don't spend more than $400 at any time on it either. I pay it down to at least $200 before using it again. |
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SPIFIMAN1
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I have 3 that I use for pretty much everything because I pay them off in full every month and get cash back rewards.
Between the 3 of them last year I got checks for almost $1,000.00 not bad for using someone else's money for free. |
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Nurse Betty
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ONLY in an emergency |
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urmysunshine
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car insurance.. |
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S
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gas mostly, but sometimes eating out and big purchases--car work, clothes for my kids, presents for family, etc. |
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Marysue
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I use my credit card when…
I’m required to or receive a discount for setting up reoccurring payments on a subscription service.
I’m shopping online because it offers me the protection in the event of a dispute with the merchant or if my data ends up in the wrong hands.
I’m buying an expensive item like electronics. My card offers warranties on such goods.
I want to spend money from my secondary bank account. I don’t have checks or a debit card for this account. I simply use my credit card and pay the CC bill online from the secondary account.
I need to make a purchase in excess of my debit card’s daily limit.
I’m making travel reservations or renting a car. |
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Megg
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I usually use them for gas and sometimes a food purchase. I only use them to help build my credit. Other then that they are for emergencies only. |
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Canan
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Firstly, I never use money that doesn't belong to me (credit card companies usually "borrow" you the money and make you pay 20-50% interrest for real, not APR bulls....). So, if you are using a credit card to consolidate other dephts etc., that is just plain dumb (you're paying way more for everything by purchasing things that you probably don't need in the first place.
I use my credit card for larger purchases so that I don't have to carry too much cash on me, and I only do that, after I secure the funds to cover the cc bill right away. I never pay interest, ever! |
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Hearty
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Daily spending - anything above $25 because I get points to redeem for air travel. Most purchases are for groceries, gas. Pay off end of month.
Major purchases with my Line of Credit card - lower interest rates around 6.5% |
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myspace.com/mina74
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Gas for the car, consolidating other loans. |
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Julie P
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everyday purchases from lunch to a shopping spree. i get points from my card : ) |
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marypoppins
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daily purchases
i have 55 bucks on it now and am paying it off on friday. i try not to use my CC for anything, but things come up and i dont have money, so it is what it is |
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Jenn
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everything...I wasn't taught the proper usage of a credit card. |
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Faith
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i use mine for EVERYTHING |
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Tusia
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When I lived in the North, I used it to scrape ice from my windshield on cold winter mornigns :)
For everything. I don't pay cash or checks unless absolutely I have to. |
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