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 Late car payment need advice?
ok heres the deal my payment is due on the 25th of november due to fiancial problems i couldnt make the payment what my plans are is to pay the month of november on dec 18th and then pay december ...


 Any suggestions for someone with bankruptcy on their credit that would now like a credit card?
I had to file bankruptcy 6 years ago, because of a previous marraige. I would like to have a credit card now. It is really hard to find one that will approve me. Does anyone know of a credit card ...


 If my credit score is 714 and i apply for a wamu card how much will they give me as a start?
if my credit score is 714 and i apply for a wamu platinum credit card can anyone tell me how much i will get.
? all my other cards are zero balance and the highest card is a 2000 limit so i ...


 Credit card for 12 year old.?
i wont to give my 12 year old sister a credit card they asked if i wonted to add some one so i said yes, i gave the name and it came in the mail i thought i was done. now they are asking for ssn, ...


 Out of all 3 reporting agencies, which score do lenders usually use when making a credit desision?
...


 I need a credit card with no annual fees, but i have really bad credit...?
i have been denied by my bank, and the other credit cards require a doposit for my credit line. i just want a major credit card where i don't have to give any money up front. please help. thanks....


 I am considering entering a debt management program. Anyone have any advice?
I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where ...


 Shall I pay this six year old debt?
A collection agency is requesting payment for a debt owed beginning in september of 2001 (date of first delinquency: 6 years ago).
The information is not in any of my credit reports. If it was, I...


 Since i am under 18 and my parent has to sign for my debit card whoose name is going to be on it mine or hers?
my my name be one the ...


 How long an unpaid charged off account will stay in my credit file?
...


 Can someone tell me how to find a Private personal loan lender in my area?
Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?...


 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month?
I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ...


 Is a 7,000 credit card limit for a 21 year old good?
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ...


 My credit score is 453.?
What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H...


 Does debt consolidation hurt your credit score?
...


 Can Collections file a case on you and get you arrested ?
can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?...


 Will consolidating my debt with a consolidation company worsen my credit or will it help?
I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?...


 Which credit card should be paid off first?
I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28...


 I forgot to pay my discover card payment. Will it affect my credit score?
I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ...


 Do you know a credit card thats available to anyone on a low income ?
thats around £6000 p.a....



Snl
What does a pre approval credit card offer mean?
                     
 




Mariposa
Means you were pre-approved for qualification. Once the company checks your credit report with your information (you complete the form and turn it back in), the company will determine your interest rate and credit limit.


Rudi A
Be Careful as this means you are pre-approved
only if you qualify, the majority pre-approved
are just a title to get people to apply.


ptaewk
It means nothing.
Just a way for them to get you interested in signing up.
If you have bad credit history then you won't get the card.


Phil O' Brien
It can mean something or it can mean nothing. Depends on the wording. For example I saw one piece of junk mail come thru that said I was pre-approved to APPLY.

Wow! Lucky me!

Others state that you are pre-approved as long as your credit situation hasn't changed.

Read the wording and it should be self-explanatory.


dealordud.com
I like the "that they have your address" answer. My dog got a pre-approved credit card offer once, if that answers your question.


IamConfused
it means you are on their mailing list...

I received several of these pre approval credit card letters almost everyweek....so the best way to do is just ignore them. I think it is much better to shop for my own credit card then to get whatever they offer me.


sexytrojan
That they have your address.


Halo
Rating
It means you are already approved for a credit card. If you give them your info, they will determine your credit limit.


ItSmE
Rating
Pre approval is the creditor just pulled some general info from the credit bureau where they get lot and lot of names for just targeted people who may qualify for a credit card/loan. When they sent this to consumers then the actual process starts they run your credit after they process the application then they approve you. hope this helps!


bijan a
Rating
It doesn't mean anything, it just mean you can apply for it.
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http://www.bestcreditrates.net


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