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 What happens with credit card debts not paid in a long time say more than 6 months??
i got sued by one credit card - but worked out a payment to stay out of court. can someone tell me worst case scenario? can they garnish my wages if we go to court?...


 How can I improve my credit rating?
I owe lots of money toward bills(such as utilities) and credit cards. I just got a nice chunk of change from my tax return. How do I get my credit rating up without going broke? Or is it wiser to ...


 Will canceling the credit cards that I dont use affect my credit?
I have about 10 credit cards that I dont use anymore they are activated but dont have any balances and I was just thinking of canceling them but dont know if I should would that affect my credit in ...


 What is an ideal credit score?
...


 How does a credit card work??
I applied and received my first credit card this month and was first affraid to use it due to my sis being in so much debt from hers. I finally had my first "emergency" 2 days ago where I ...


 Does not being on the electrol roll effect ur credit score?
...


 Can anyone tell my if this is legal and how to get it off my credit report?
I have problems with Midland Credit Management. They have never validated anything and yet continue to make entries on my credit report. Here they are--check out the new dates!

Two E...


 How bad does a forecloser hurt you credit score if you have a score of 800+?
...


 Trying to find out my credit rating?
My partner and i are going to get a mortage and we want to find out if our credit is ok as we have had trouble with it in the past,i was told you could contact a company and they would send you all ...


 Where should I get an auto loan online?
What are some good and reputable internet sites that offer auto loans?
Additional Details
NOT auto insurance....


 If you get declined for a credit card, does that affect your credit score negatively?
I was wondering out of curiosity because I was declined a credit card for being "out of the service area." I heard that it will show that your credit was looked into, but it wont decrease ...


 How do I build better credit from bad credit?
I am trying to get out of my bad credit slump from when I was younger and just went crazy with my credit cards. Now that I am older I am trying to start over. I have about 4 or 5,000 in Credit card ...


 Is there a way to know your credit score?
Do you know a site that i can see my credit score w/o a fee?...


 Will different FICO scores be reported from the 3 different credit bureaus?
...


 Why are banks in america are going bankrupt?? ?
just read about Lehman bro's bankruptcy filing>> i do not have deep knowledge of economics...so could someone explain to me in simple terms about the issue i have written>>...


 How long does credit inquries stay on your report or affect your report Thank-you?
...


 I keep asking this ques but no one is giving me an answer or understanding my question..?
i took out a car loan/financed in 2000, went delinquent in 2/03, it was repo'd in 8/2005. When does the SOL start ticking? 2000, 2/03, 0r 8/05? in what year will the sol run out?...


 Can I declared Bankruptcy?
I am thinking about declaring bankruptcy. I have about 10,000 in credit card debt. I am a full time student and I will be very involved on campus next semester. Is it a good idea to declared ...


 I am about 12000 dollars in credit card debt and have maxed out most of my credit and don't know where to turn
...


 I have a credit card i dont use and probably never will,,,cancel it?

Additional Details
i like the answers.. the card has a low limit and i have other open revolving accounts too (high limits)..so i fell its useless to ...



clairecly86
What does in-store credit mean?
Does credit mean cash or something else?
For example, customers are granted credit reflecting the lowest price...
                     
 




LisaMarie
"In-store credit" is basically cash you can use only in that store. If you purchase item(s), the in-store credit will be applied to the price at the register, and then you only have to pay the difference.

For example, if you have an in-store credit of $15 and you want to purchase an item that costs $20, they will apply the $15 credit and you will only pay $5.


thommccn
can only use at that store


erchnic
Rating
It means you can exchange the product to something else in that specific store only.


GEEGEE
Rating
You won't receive any cash money, but you'll have $20.00 (or whatever amount) "on account" to spend within that store. So use the credit or lose it, since they don't want to give you cash.


Grandpa
that means that you get credit for the store in mane and not a refund of money back you can use the credit to buy anything in the store that you have in store credit for


Amy_713
Rating
It means that you can buy anything in the store up to that amount. Say you returned something and they give you an in-store credit of $50. You can buy anything in the store and put that $50 credit towards the purchase. If you don't buy $50 worth of goods, then they'll give you a credit towards the difference. If you buy something that is over $50, you will be responsible for paying the difference out of your own pocket.


I♥you83
Rating
It means you can only use the money there like a gift card


carpediemmaster
Rating
in store means that
anything within the store, you may purchase with your credit
No $$$ is given to you


NONAME
In store credit = money that you can only spend at that store.
Kinda like a gift card.


.
In-store credit means you're being offered the opportunity to return an item not for the cash you paid for it... but for the same dollar amount of store merchandise. In other words, they don't want to give you your money back on the item.. but they'll trade you something in the store of equal value.


justme
Rating
This is credit that you can use only in that specific store.

Usually you get it if you return something but do not have the original receipt.


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