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 Is it really necessary to get a credit card to build credit?
Neither my boyfriend or I have credit cards. We're both still in college, years from now, we'll eventually need to buy a house.

I've always heard that you HAVE to get a ...


 I have a twelve year judgement on a truck I had to give back.A lawyer is bugging me for the money.?
Is their a form or letter to get out of this. The lawyer has ask the court for my information of my work and bank account. This is 12 years old. I know I have a judgememt. is stature of limitation on ...


 My credit is 598 52 points from 650 who do i get it up there?
My credit report score is 598 and 650 is good credit how do i get my credit to that number i have $7,769 debt on my credit report and that is various of debt not just one big lumb sum.
A...


 Does it look bad if you cancel a credit card after paying it off?
Im slowly climbing out of debt. But after I pay a card off, I find an excuse to use it again. I think that canceling each card after paying it off is the way to go, but my wife says it looks bad on ...


 I owe 100k credit card debt and i make 7000/month how i can pay off my debt with all this 29-35% interest rate
my debt is $100,000 and i want to pay it off all but i keep on falling behind because of all these late fees,very high interest rates on credit cards,my scores fall to 585.i can not be approved any ...


 Credit need to establish ?
Hey some-one can help me..!!! I need to establish credit... ¿ what it´s the best way to start?
Need help soon
thanks a lot
best ...


 What do you do if an identity thief has opened up banks in your name??
Just just banks but everything else that they can open up.
Whats the best thing to do?...


 Want to get a credit card, bit have bad credit.?
well my score is aroung 500. so i was wondering if you know any credit card companies that would approve me....


 Applying for a new mortgage, but my hubby is only doing it based on his wage?
will i have a credit check done on me too, or both or just him. the mortgage is going in his name with me just added on cos i'm down as a house wife. do i have to pay for the credit searches?...


 In desperate need of advice on buying a home.?
Ok. Because I have made mistakes helping folks, I have got myself in a slump. I have a low credit score and I keep working to fix it but still have other bills. I do not use credit cards so ...


 How good is a 760 FICO credit score?
Considering some credit card debt, and two mortgages?...


 Can anyone help with companies claiming to get all ur bank charges paid back, is this a scam?
I have been asked to sign a contract and pay £15.00 up front and if i pull out before proceedings are completed i have to pay £500.00 compensation ?...


 I have poor credt rating?
i realy need a contract phone is there anything i can do????...


 How can i repair my credit?
i have about $700 in unpaid medical bills.....im 20 so i didnt have any credit to begin with...how bad can my credit be and how can i repair it?...


 Am i liable for my husbands credit card debts?
...


 Time if would take to Improve my Credit score? Any answer is very appreciated!?
I have never had a late payment and all I want to do is pay my credit debt off, its just taking a long time becuase of the interest (From 9.9% to 18.35%) and of-course, the amount of debt. I make ...


 Car loan at age 18?
im 18 and i have no credit. but i have been working for a couple months and my mother has a good paying job but not good credit. i make over 900 a month and im on my last year in high school. i need ...


 How can i save money?
...


 Should I pay my collections account?
I have a medical collections account on my credit report that has been there since Jan of this year (2008). They have been reporting it every month as Key Derogatory (I have no idea what that means).<...


 What exactly is a home equity loan?
...



dottie.
What does it mean to redeem a gift card?
( i know this question is weird... just answer)
                     
 




*Arunae*
Redeem means to like cash in so you can use it. So yah to use the gift card to purchase other things..Hope this somewhat helps..xD


becca_r61
To go to the store and buy something with it.


mell.
Rating
it means to spend the amount of $$$ on the gift cardd :]


Kismitt
use it to purchase whatever you are buying at the store


It Co$t To Be Around The Bo$$
Rating
To use it.


fishleechlake
Rating
A gift card is the same as a gift certificate. When you purchase something you give them the gift card. In acuality it is the store that is redeeming the card. They are buying it back from you in exchange for giving you free merchandise.


miladybc
It means to use it!


LuvBugg
to buy something with it,.. to cash it out


Jie
It usually means you won a gift card and they need your information enable to send you the gift card/gift card code.
they are usually scam, so becareful w/ it.


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