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 Whats worse,bad credit or no credit?
...


 Is it really necessary to get a credit card to build credit?
Neither my boyfriend or I have credit cards. We're both still in college, years from now, we'll eventually need to buy a house.

I've always heard that you HAVE to get a ...


 I have a twelve year judgement on a truck I had to give back.A lawyer is bugging me for the money.?
Is their a form or letter to get out of this. The lawyer has ask the court for my information of my work and bank account. This is 12 years old. I know I have a judgememt. is stature of limitation on ...


 My credit is 598 52 points from 650 who do i get it up there?
My credit report score is 598 and 650 is good credit how do i get my credit to that number i have $7,769 debt on my credit report and that is various of debt not just one big lumb sum.
A...


 Does it look bad if you cancel a credit card after paying it off?
Im slowly climbing out of debt. But after I pay a card off, I find an excuse to use it again. I think that canceling each card after paying it off is the way to go, but my wife says it looks bad on ...


 I owe 100k credit card debt and i make 7000/month how i can pay off my debt with all this 29-35% interest rate
my debt is $100,000 and i want to pay it off all but i keep on falling behind because of all these late fees,very high interest rates on credit cards,my scores fall to 585.i can not be approved any ...


 Credit need to establish ?
Hey some-one can help me..!!! I need to establish credit... ¿ what it´s the best way to start?
Need help soon
thanks a lot
best ...


 What do you do if an identity thief has opened up banks in your name??
Just just banks but everything else that they can open up.
Whats the best thing to do?...


 Want to get a credit card, bit have bad credit.?
well my score is aroung 500. so i was wondering if you know any credit card companies that would approve me....


 Applying for a new mortgage, but my hubby is only doing it based on his wage?
will i have a credit check done on me too, or both or just him. the mortgage is going in his name with me just added on cos i'm down as a house wife. do i have to pay for the credit searches?...


 In desperate need of advice on buying a home.?
Ok. Because I have made mistakes helping folks, I have got myself in a slump. I have a low credit score and I keep working to fix it but still have other bills. I do not use credit cards so ...


 How good is a 760 FICO credit score?
Considering some credit card debt, and two mortgages?...


 Can anyone help with companies claiming to get all ur bank charges paid back, is this a scam?
I have been asked to sign a contract and pay £15.00 up front and if i pull out before proceedings are completed i have to pay £500.00 compensation ?...


 I have poor credt rating?
i realy need a contract phone is there anything i can do????...


 How can i repair my credit?
i have about $700 in unpaid medical bills.....im 20 so i didnt have any credit to begin with...how bad can my credit be and how can i repair it?...


 Am i liable for my husbands credit card debts?
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 Time if would take to Improve my Credit score? Any answer is very appreciated!?
I have never had a late payment and all I want to do is pay my credit debt off, its just taking a long time becuase of the interest (From 9.9% to 18.35%) and of-course, the amount of debt. I make ...


 Car loan at age 18?
im 18 and i have no credit. but i have been working for a couple months and my mother has a good paying job but not good credit. i make over 900 a month and im on my last year in high school. i need ...


 How can i save money?
...


 Should I pay my collections account?
I have a medical collections account on my credit report that has been there since Jan of this year (2008). They have been reporting it every month as Key Derogatory (I have no idea what that means).<...



paddy
What government agency help pay off comsumer credit card debit?
                     
 




imisidro
Rating
If there is such an agency, there will be no bankruptcy in America, no foreclosures and no one will have any debt at all. Credit cards will be happy, everyone will have 0% interest rates because risk is non existent as the government will just pay off people's credit card debts.

Of course it is NOT TRUE.

If you are thinking of government grants, the government is NOT in the business of giving away free money for the sake of giving away money. There are no grants for paying bills, no grants for paying off credit cards, no grants for getting out of debt and no grants for simply fattening your wallet.

Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the CFDA listings and you will find that there's ABSOLUTELY NO GRANTS to pay off consumer credit card debt.


SPIFIMAN1
Rating
Sorry, it is not the responsibility of our Government to pay off credit card bills.


STEPHANE O
Your bills are you responsibility not the Governments.


rockman1091953
What Spifiman said.


acermill
Rating
None. Credit card debt is managed by the person who incurred the debt in the first place. If you're looking for some sort of handout to cover your credit card debt, it's not there.


Billie
Rating
You, my friend must be a Democrat.


John K
Any government agency will help you pay your credit card, so long as you work for them.

As far as that goes, any business in America will help you pay your credit card debt.

It's a simple 3 step plan
1. Work
2. get paid
3. pay your debt

Better get started


perrie v
Rating
The first answer that you got was right....the financial advisor type, but only little bit right. what the govrenment have is 17 billion dollar private donations that comes from companies, the rich and famous, ect. These wonderful individuals do this not just cause they wanna help the little people, but to use it as a tax writeoff.....on average on every 100,000 dollars that you leave in the bank, you make back 1000 in interest per year.lol. So all thery're doing is giving you money that they don't even miss. So you got all this money that the govies are just sitting on, that they are making money off of someone else's money now, and they got to give some back. So that is when the word "GRANTS" comes into play. I don't have the exact website for the info at this moment, but I'll will get it , and post it very soon. You sound like a spry individual, being that you obviously have internet access, you punch in a few key words, something is bound to pop up. Sometimes people give good info, but it takes a little bit more to find out great info.... you gotta do your own research. Semper Fi


!!!
none. But a lot of people would be better off enrolling in a credit counseling class.


Shelly
Rating
If you ever find one please let me know. This would benefit a lot of people, but I sincerely doubt the Government will ever help people pay off credit cards.


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