 What are some good store credit cards? |
| Doesn't have to be a visa,or master card and whatnot. Just a cute store that offers a card. I've already got Macys,Dillards,and Victorias Secerts under my belt...but WHAT ELES!?... |
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 Credit report....? |
| I check my credit report online regularly as I am trying to pay off my credit cards and improve it so that I can start thinking ahead to the future, when I'll want to start buying my own house ... |
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 Is This The Truth, Or Just A Scare Tactic? |
| Are rental car companies pretty good about accepting the collision damage waiver that is provided with a credit card? I found out today that my credit card that I will be renting a car with, offers ... |
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 Is 800 really that hard? |
| For some reason I can't reach that..I'm 792 TU, EQ 785 Ex 766.....there is NOTHING bad, ZERO debt...perfect pay 30 plus year history ... |
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 Credit cards!? |
| ok my credit isnt great..isnt bad..just establishing..wheres a good place to apply...and noo fake ones please..... |
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 Mom wants me to pay 500 dollars of her credit bill because intrest is so high? |
| She has a card with like a 470 something balance with a really high interest, and she keeps asking me to pay it with my card so that she can stop paying the high interest and the annunal fee that ... |
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 How do I negotiate a the best payoff of a credit card? |
| I have some capital 1 credit cards that are in collection and I am ready to negotiate a settlement. Are there ways to get the best percentage or do the collection agencies have a bottom line they ... |
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 Does getting your credit checked do anything to your credit score? |
| I'm about to start looking for a new vehicle and also a new apartment. I've heard that when your credit report is looked up, this brings it down. I may be dumb for asking this question, ... |
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 Want to check credit score, Whats the cheepest way to get your score? |
I know there are three places to get your score from but I've see websites that get your score from all three places for a discount.
Does anyone have any recommendations on where or ... |
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 Rebuilding bad credit. and credit cards? |
| I am slowly rebuiling my credit after making some really stupid choices in college. I closed all my credit cards.Oops! Now I have a great job and I pay all my bills on time. But its repairing my ... |
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 How do I find out my credit score for free? |
| I've gone to a bunch of sites that promise free scores, but then i find out that it's only after you sign up for a paid service! Any credit report websites that are legitimate and actually ... |
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 What if I dont go to court for a credit card that i was served papers? |
for to pay back?
Additional Details
I dont own anything for them to take.. Really I was wondering if i could be arrested?... |
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 How can i find a list of payday loan places in my city? |
| i typed in payday loans and not many listings come up. is payday loans the correct term??... |
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 Can you pay off a car loan with your credit card? |
YES, I KNOW THE HORRIBLE EVILS OF CREDIT CARDS!
Okay. Right now I have a 10 year car loan and I owe $30,000 on and we pay almost 10% interest on. I have enough credit to put my entire ... |
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 Im in a debt management plan but have just phoned up...? |
and they said when i first started with them i owned £6,500 or just under, i have now been with them for 2 years and i just spoken to them on the phone and they said i now owe just over £5000...
... |
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 Bank Loan matters? |
| If i stood as a guaranter for a known person who has taken loan from icici bank for a vehicle over 5 lakh. Will there be any problem for me if that person is not been able to repay the amount to the ... |
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Roman J | What happens if there are insufficient funds in my bank account to cover a check payment? |
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amberview
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You will probably be charged a fee from the establishment you are paying $30-$40 and a $35-$40 fee from the bank, if the money is not in there by the time the check clears. The bank may pay the charge and not return it to the establishment, in that case the bank will pay the fee and you won't have the fee from the establishment. |
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Randy B
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It depends upon your bank and how they treat your account. The simplest thing for them to do would be to send the check back to who ever cashed it stating that there are insufficient funds in your account to cover the cheque (they refer to this as a "bounced cheque"). In these cases they usually charge you a fee as a "punishment" for bouncing the cheque which in many case is normally around $20 but each bank is different.
In my case, because my bank knows that my pay cheques from my Govt job are deposited regularly they usually cover the cheque and either dip into my overdraft or expand my overdraft to cover it. It's up to them if they want to do that for me though and IF I ever get that close to my limit of available funds I'm doing so at my own risk. |
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rhsaunders
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It's up to the bank. If they think that you are good for the money, they may advance funds to cover it. Otherwise, the check will get sent back to the depositor, marked "NSF" (not sufficient funds). In either case, the bank will stick you with some service charges, and if they bounce the check, the depositor will probably stick you also. Talk to the bank about arrangements for preventing this; many banks will link your checking account to some other account, so that if a check would otherwise bounce, the other account will be tapped instead. There will still be service charges, but they will be less. |
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Gill
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you would have to pay the bank about $30.00... then pay the other people where you wrote the check... |
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Nick Z
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The bank will have some fun robbing you of your money. They'll make you pay through your nose all kinds of exhorbitant service charges. |
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Alex
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The check might be sent back with a fee.... |
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bud68
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Either the check will bounce or the bank will cover it. Either way you'll pay big fees. |
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K
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Either the check will bounce, and you will be slightly screwed demending on what the check was for. Or the check will go through and you will have to pay overdraft fees, $20-$50, depending on the bank. |
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tomas
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why pay check if no funds better to see your bank for cover |
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