 Idenity theft help please ASAP!!!!!!? |
| hello i'm so down right now, don't really know where to begin :(, i just recently know that my MOM using my name to apply for a whole bunch of credit card and now i owe like 13K, and she ... |
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 Do you know of ant lenders who offer bad credit home loans? |
| My husband and I both have bad credit (both from previous marriages). We both work and have stable jobs. Do you know of any lenders who legitimately offer home loans to people with bad credit. The ... |
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 I Need information regarding a $300 loan.? |
| I just started work last week and they're holding one week back from me and I need $300 fast... I'm 20 years old and have bad credit... can I still take a loan out? And where?... |
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 Bank Fraud or Theft? Please help :(? |
Hello - I am asking this question for a friend who needs help.
1) I'm going to call my friend "Jane" & her ex-husband "John". FYI. They're just separated. ... |
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 Unpaid Item dispute - Ebay? |
| I recently bid on a pair of sunglasses, & then realised that they were they wrong colour (I know, stupid. But they were the exact same design & I just bid on it last second...okay, it is VERY ... |
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 Lost bank card emergency? |
| Yesterday I realised that I had lost my bank card, (just a cash card because I am just 16) so I rang Natwest and they cancelled the card and they are sending me a new one. However, I want to know ... |
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 I am thinking about paying off my mortgage with a credit card. What is your opinion? |
| I have a 2nd Mortgage with a 9.5% interest rate. I can put that all on my card which has a 7.72% fixed interest rate and it also have a 1% cash back bonus on it. Lets say I paid the credit card off ... |
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 How can I get a mortgage with a 480 credit score? |
| I have an average 480 credit score but a local lender told me I needed at least a 580 to qualify for a FHA loan (1st time buyer/low down pmt). My boyfriend (co-borrower) has a 700+ credit score and ... |
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| Would you put a small car loan on a credit card...? |
... if the interest rate on the card (9.25) is smaller than the interest rate offered by the bank (11.25)?
The amount is $5K. This will NOT exceed my credit limit. I would pay it down ... |
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 I just canceled one of my credit cards so I can pay it off, was that a good or bad move? |
| I have 4 credit cards with a total of $5,400 in debt. I just recently canceled my Visa card because when ever I pay alot off my sticky fingers will charge it to the max again. I wanted to know did i ... |
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Diesel209 | What happens if you say you never received your credit card and you really did? |
I recently called my salute credit card company because im sick of the way they do buisiness and the way they've been taking out funds from my bank account without my approval but they claimed my electronic signature was enough for them to do that! anyways so i called them and said i never received the card and they are sending me an alpha David and the card limit was 300$ any suggestions? comments? |
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Simi
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1. What your doing is illegal and if you've used the card, they'll know your lying and you'll be in deep doo doo.
2. They'll cancel the card your using now and send you a new one.
3. Electronic signatures ARE legal signatures. They are not taking anything without your approval. Every electronic purchase has a warning underneath in the fine print stating that this will be accepted as your legal signature allowing funds to be withdrawn.
4. Next time, find a legal option and read the fine print. It's there for a reason. |
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Brenda
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And how do you expect to have good relations with anyone where truth is not available ?
When you signed the original agreement in application for the card permission was given to them at that time to take funds from your account. Very few people read those agreements as they are focused solely on getting the card in hand.
Pay the card statement balance and maybe re-think the use of credit cards at this time. None of this has anything to do with your feelings. |
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Pojo
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Oh wow poor baby all those fees eat up your credit limit so you could not buy "stuff"?
That is one of the worst for charging fees through the nose and those fees are well disclosed so stop with the poor old me crap!
How does jail for fraud sound to you?
Guess what they will probably take every last dime from your account in the mean time to pay off your FEES. If there are no funds then you will have bounced check fees and banking fees, some to think of it that would serve you right. |
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bdancer222
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You should be very concerned. As I understand it Alpha David is the primary collector. He comes and knocks on your door demanding payment. He's a big guy that likes to break arms and legs.
If you are late a second time, they send Beta Max ... |
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Meilien
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Basically, what you have done is you're told them that somebody else has been using your card (you said that you had never received it, but you used it then denied it, so they think that somebody else must be using it).
If you sign anything else to this effect, or if you go any further, then you are committing credit card fraud. This is a criminal offense and you can go to jail for it. It may even be mail fraud which is a federal offense.
DO NOT SIGN THAT STATEMENT. Tell them that you made a mistake and that you want to retract what you said. Tell they that you were confused and that have the card. If you sign that statement then it could seriously mess you up for life. It could impact on everything that you do from trying to get a bar tab to getting a mortgage.
It would be a terrible mistake to take this any further. Tell them that you made a mistake and then start over complaining about the charges. |
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NEIL P
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they get the police involved and they check cameras at atm's cameras in shops .they see your face on them then your locked up for the new year |
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quizzard123
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Leaving aside the whining about fees you agreed to when you applied for the card, what you have done is already fraud (claiming you did not receive the card, thus making any transactions with it fraudulent). If you back off that statement NOW, you might not get arrested. If you use the new card, you will be.
Oh, and this will solve your fee problem, since you will never again find a card company that will trust you with a credit card. |
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loves christmas lights
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You are committing fraud. Your spending someone elses money and do not appriciate it? Wow, bad karma. |
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redhairedmama75
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Umm FYI Salute Visa has discontinued the card program. And its affidavit not alpha david. |
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betotron don
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go to jail or get atty |
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HUSTLER100pct
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Liar, Lair, pants on fire! |
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