 I have a credit score of 656 (experian) can I buy a home with this? |
LOCATION: HOUSTON, TX
NEW HOME NO MORE THAN 100K
I HAD SOME LATE PAYMENTS AND CHARGED OFFS THAT I AM TAKING CARE OF.... |
|
 Will it affect my credit score if the mortgage is paid late? |
| SOMEONE TOLD ME IT DOESNT AFFECT IT UNLESS IT IS 31 DAYS PAST. SOMEONE TOLD ME IT AFFECTS EVEN IF ITS 1 DAY PAST.... |
|
 This might seem like a daft question,but i get really annoyed because as soon as im late paying my credit? |
| card,i have the bank phoning me,even at 10 am on a sunday,its so frustrating,does anyone else get that problem?... |
|
 How much will banks typically loan out to someone with no credit? |
| I just turned 18 and I want to build my credit. I have decided that taking out a loan would be the best way to do this. If you have other suggestions, go ahead and try to change my mind! =)... |
|
 I need help finding a loan to combine all my payday loans into 1 payment. I have bad credit please help me? |
| Recently I got involved in payday loans, now I just need help to get out of this trap. Do you know anyone who gives loans to people with bad credit. I have made an effort to make good on a lot of ... |
|
 What is the difference between Bankruptcy and...? |
| With a (very) low credit score, no financial institution is willing to help me with a consolidation loan based on signature (I have no assets to use as collateral). After having lost my job and ... |
|
 I have applied for 2 different credit cards and they both turned me down. do you know why this is? |
Thank you for your recent application for Blue from American Express. After reviewing your request, regrettably, we are unable to open an account for you at this time for the following reason(s):
... |
|
 What happens when you get a positive balance in a credit card? |
| So i bought this item online. And that was sometime ago. now the balance for the credit card that i used is 0. What happens if i get a refound sent to that credit card?? ? ? ;-)... |
|
 I got a call from a collection agency, should I call them back? |
| They left a robo message with their phone number. I'm pretty sure it's about an old student loan, what should I do??... |
|
 The collection agency called my son and when he asked for an address to write them, they refused.? |
| My son wanted to mailed the collection agency a settlement offer and the company said they can't give out the address without a verbal agreement to pay the debt. They wanted an electronic ... |
|
 Credit repair? United Credit Association? |
| Has anyone heard of United Credit Association? They are a credit repair agency. I want to know if those agencies are legal and if they really can repair your credit. My realtor recommended it to me ... |
|
 Can I use SBI DEBIT CARD for online payment in india? |
| means can I buy anything like watch, t-shirt, jeans etc. online using sbi debit ... |
|
 My boss ran my credit without my permission? |
| I just found out that my current boss ran my credit report without my permission after I specifically told him not to. They lied to me to get my SSN and then ran it. My credit score is not good to ... |
|
 Free Credit Report Not Free-Stay away and check credit cards!!!? |
| Just found out my Discover card has been charged 25 a month for FOUR years because I used Free Credit Report.com. Seems I was automatically enrolled through CIC. I knew about a 10 dollar a month ... |
|
 Credit card debt question options? |
| I have maxed one of my credit cards ($2000). I work full time so I can pay it back over time, but the thought of having that debt on my credit card scares me a little. The minimum payments are $25 ... |
|
 Bad credit help!! experiences expertise please. process of a loan and is comfused!?!? |
| Hello fellow members, I am actually looking through this one company www.eastpointlending.com trying to get a personal loan and I have been working with one of the consultant. I have gone over the ... |
|
| Credit Cards? |
| I owe two credit cards and they are about 1400 each there is one that charges more interest than the other one. So my question should I pay them equally or pay more money to the one that has the ... |
|
 Will this fix my credit? |
| I am 19 years old and just recently checked my credit score. I have nothing on it except one colection agency balance. It is a balance I owe from 6/1/2004 for $125. My credit score is very low 568. W... |
|
 I want to get a mortgage but been refused as i dont have credit? |
| i would like to get a mortgage but i have been refused due to bad credit - i have 1 default thats it! my problem is im trying to build a credit rating for myself as i dont have 1 im only 19! are ... |
|
|  |
debbie y | What happens to credit card bills, when the cardholder dies? |
|
 |
 
echo
|
If the person is married and they live in a community property state - the surviving spouse "may" be held liable.
If the person is married and they do not live in a community property state and the spouse is not a joint on the credit card, "everything" is in both parties names, then the debt is noncollectable. If the person who died had property in his/her name only (and no will), that property may be subject to liens or seizure depending on the states exemption statutes.
If the person is not married (and no will), the bills will be paid by the estate. |
|
girlwhoknowsitstrue
|
It depends:
1) If the credit card was in 2 names, then the survivor is responsible for the credit balance.
2) If there is an estate, then the credit card company can go after it - however, life insurance proceeds go to beneficiaries and are NOT part of the estate.
3) If the estate holdings are held in trust, then there is no estate for the credit card company to go after, and the debt dies with the card holder (another reason to put everything in trust). |
|
G L
|
If there is an estate. The executor is to notify all known debtors (and maybe run a ad in the paper, I am not sure on this point) they file a proof of claim to the attny and executor and they pay what they can towards the bill and the rest if forgiven.
If there is nomoney to be had than the bill is just drooped after notification to the creditors |
|
sharpeilvr
|
If the person has any money they go after the estate but if their broke they have no choice but to write it off. |
|
Pepper
 |
They may be the next of kins issue. |
|
Jerry T
 |
(D) All the above! |
|
fcabanski
|
They are generally handled by the estate, and if there isn't enough in the estate to pay all debts then the debts are written off. |
|
PepsiLime
 |
They still need to be paid, and are liabilities of the deceased person's estate. If there are any assets that the deceased had, they would need to be used to pay the credit card bills. |
|
connie
|
it might get pass`d on to the family or just be cancel. the company just loses money ): so they will charge us more interest |
|
philishave4k
|
even though my mum works in a bank im not shore i think they are wiped so if you got big bills you might wana kill your self or at least pretend to. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 12 minutes(s) ago
| | | |
9 | 28 minutes(s) ago
| | | |
8 | 35 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 7 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
9 | 5 day(s) ago
| | | |
9 | 1 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
