 How much will co-signing a loan affect my credit score? |
| This is for our daughter, we have no problem co-signing as she is extremely responsible and cares as much about her credit as we do ours. We have an excellent score...799...but she is consolidating ... |
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 Math problem-help me solve? |
| An employee worked 40 hours at his regular rate of $5.00 per hour. He also worked 5 hours of overtime at a rate equal to 1-1/2 times his regular rate. How much did he earn this week? ?... |
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 Can a collections agency take money directly from my bank account without notification? |
| I defaulted on my credit card with my bank. They passed the debt onto a collections company. Just this week I received a sum of money left to me by a deceased relative. As soon as the money cleared ... |
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 Is it worth taking the risk and not paying, or will I get sued? |
| I earlier had posted a question about my CPA charging me $450 to do my taxes. Price was not discussed beforehand because a third party was paying for it in the past, so it was not a concern of mine. ... |
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 Very bad credit, any chance of getting an apartment? |
| Ok, we have bad credit. We have both been unemployed recently due to company shut downs,(yay Michigan) and have gotten behind on credit card payments. My husband just got a great job offer in C... |
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 Unsecured bad credit personal loan? |
| How and where to contact an honest, reputable, private individual NOT a bank, as soon as possible, to secure a loan to repay with interest. Prompt response is appreciated. Thank you in advance for ... |
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 I have a credit card I can't pay off. I don't care about my credit score. What can they do? |
I live in Texas and there is no wage garnishment laws here.
I know they will destroy my credit score but at this point I don't care.
Is there anything else they can do to ... |
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 Has anyone tried the credit cards for people with bad creit, if so are there any good ones out there? |
| has anyone tried any of the credit cards for poor credit, do they work and what problems has anyone had with ... |
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 How do I re built my credit? |
| i am 21 years old and have a credit score of 600, is there anything i can do to improve it?... |
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 Credit Cards , Are they really out to get you ? What do you think ? |
They have become much more treacherous to Consumbers .
1.
By imposed intrest rates in excess of 30% on customers whoes only offense might be a late payment to another creditor .
2.<... |
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 Credit Card question? |
My parents got me a credit card with my name on it but it was from their account. The Bill goes to my parents and I was wandering if the credit goes towards my credit history or my parents?
... |
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 How to build credit? |
Ok here's the deal. I don't have any credit history, whether good or bad.
A mortgage broker told me that I should get a credit card and a couple of credit cards through retailers like ... |
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 If i don't pay my credit card bill that is due friday, what will happen? |
| ok on my bank of america visa credit card i have a payment of $290 due this friday, however i won't be able to make the payment. i will probably pay like a hundred. until now i have always paid ... |
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 I'm getting calls from a collection agency that I am avoiding. What should I do? |
| Its been a couple yrs in collection, and its only $700. Shoud I wait out the seven yrs. I heard if I speak with the collector they can restart the 7 yr period all over again so I'm afraid to ... |
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 How long is the statute of limitations on debts? And, can creditor keep resubmitting your debt every 7 yrs? |
Additional Details
hey listen. if i wanted a mom to tell me what to do, i'd go to "mom".
it's too late, bills are already waaaaay in debt. i'm trying to ... |
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 How do you get good credit? |
I am trying to get a loan for a car, and am having no luck. They say my credit isn't good enough, which I don't understand.
I don't have anyone to co-sign for me to get a loan. E... |
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 Is it possible to get a loan with bad credit? |
| I need to pay my mom 340 dollars by friday and I have no idea how to get her the money. I have bad credit from when I was younger and so I dont know how to get her the money? I was thinking about ... |
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Kohaku N | What happens when I overpay my credit card balance? |
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 |
 
Waine
 |
the first reply just nailed it, nice & simple: the money will go towards
your next bill, which MAY be seen as a reimbursement if you want to stretch the meaning of the word.
here you'll find a few comprehensive sites that explain CC quite nicely.
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if you get any luck please don't forget about me lol, hope it helped you! |
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jadeaaustin
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They kiss your feet. No, your bill for your credit card is like a loan, they apply what you didn't pay for your interest, minium balance, to the principle, the rest of your bill. So the minium balance for next month will be lower. |
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gum s
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you will get it refunded :) |
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Lizette
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you get refunded for what you over paid.... |
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ssgtusmc3013
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they should refund the rest to you. |
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eGuy
 |
you kinda increase your own credit limit |
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Larry T
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They just carry it as a credit and subtract it from your next bill. They don't pay you interest of course, they just know how to charge interest.
If you want to close the account, let them know and they should refund the overpayment. |
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Brian M
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The credit card company notifies you that you have a debit balance on your card, and to make no further payments until the balance is again on the credit side. To request a refund, you will have to make a service call and explain what happened. Human beings only monitor the balance if you request it, otherwise, you will keep getting notifications of a debit balance until it is gone--these are most often computer-generated. B. |
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STEVEN F
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Actually, deliberate over-payments before planned purchases are what prompted banks to invent the debit card. The balance stays on the card until you spend it or request a refund. |
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nitemareboys
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nothing If is still overpayment u can use the balance up as credit |
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itsallaboutobama
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nothing---you can actually spend the difference between your credit limit and anything you paid over
I work for Wells Fargo |
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dedmiston
 |
it will be applied to future credit you may run up. If you do not use it, normally the credit card company will send you a check after several months, but it will not include any interest that they may charge you. |
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kuhner_us
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If you retain the credit card, it will go towards your next payment due. If you are getting rid of the credit card and paying off the balance then they will notify you of the difference and write you a check. |
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jpeg
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The company thanks you silently for the interest-free loan. |
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Gone fishin'
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You will have a credit balance on your credit card which will be applied to your next purchases. |
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