 Bankruptcy? |
| I file bankruptcy and it went through in January. I kept my car and I was told while the bankruptcy was going through I could turn it in without penalty if I wanted. Can I still turn it in now that ... |
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 A collection agency wants my checking account number. I don't want to give it to them. What should I do? |
They do this stuff every day and have an answer for everything. I just need to buy a couple of weeks so I can finish getting the money together.
For the most part, the debt is valid. W... |
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 Why do I need credit? |
| I'm 36, Russian by nationality. 5 years ago I came to America with my family - a wife (she's an American), 3 kids and $3,000 (no worries, I'm legal, have a "green card"). I ... |
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 Credit card issues with non payment - 3rd party calling me threatening with court. What's my rights? |
| I had a hardship about a year ago and finally get all bills back in order. My credit card is over limit by 1300.00 - the total is less than 5k. I got a call that the credit card "sold" my ... |
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 IS IT iMPOSSIBLE? |
| IS IT TRULY IMPOSSIBLE to get a loan with very bad credit! credit cardS in collections!!... |
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 Need help/advise on house mortgage and car loan? |
| I just received my very first credit report/score from TransUnion. My current score is 680. I did have 3 late payments in 4~5 years ago. Other than that, my file was clean. However TransUnion still ... |
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 What's a good 1st credit card for a college student? |
| Something for a college student with no credit (first credit card). Something with a relatively low APR, and 0% APR for the first 12 months. Cash rewards are fine. Wouldn't really use flight/... |
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 How do credit cards work? |
| So,do you only get one amount of money one time on the card and once you've spent all of the money that was on the card you're done? Or do they keep adding money to it monthly or something? ... |
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 Do unpaid phone/utilities collections effect your credit score? |
| I unfortunately managed my credit poorly while in college, and now, over 10 years later, I am slowly trying to repair my credit. In addition to student loans, I have two credit cards in collections ... |
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 How do you get out of BIG time debt? |
| What could be suggested to someone who's in over $100,000 credit card debt?... |
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 Can i get prepaid credit card if i am 14? |
| i need a prepaid credit card (yes to buy sh!t for runescape [dont ask]) and i was wondering where i can get a prepaid card without entering any personal information to get it and still have it ... |
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 Would debt be written off on death? |
| If I have no estate,no house,a few possesions,no savings but a large debt should anything happen to me would the debt be left to pay off by my relatives I am also single with no kids.... |
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 Realistic approach to dealing with credit card debt? |
My curcimstances:
I'm 21, a new mom, full time student, and full time pharmacy tech. I don't make a lot...considering my fixed expenses such as rent, utilities, and child care. B... |
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 I'm 17 Years Old and Interested in Building a Credit History....Help? |
| Hi, I'm 17 Years old and I want to start early and build a excellent credit history early. I am employed already at my job right now for about 7 Months. I basically want a credit card so I can ... |
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 I received a check today from Scott Fetzer for $ 2,950.00 as an International Promotions Prize ...Is it real? |
| Letter states I have won $160,000.00 and the fee of $2,950.00 was enclosed in the form of a check on Keybank National Association Vermilion, Ohio check # 021698, and states that this amount will be ... |
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mr485185 | What happens when a credit card company sues you? |
what exactly does that mean? |
 |
 
Mike P
|
They will try to get a judgment to do anything from claiming any assets you have to pay the credit card bill to attaching your wages and taking money out of your paycheck to pay the bill to getting a lien on your home.
Recent laws signed by those lovely Republicans in the federal government have given all advantages in credit card disputes to the company and the little guy gets screwed. You most likely owe $20,000 or more in bills so this whole episode can run you maybe 4 times that by the time this is settled.
By the way recent laws have made bankruptcy not much of an option getting out of credit card debt.
In short, if you fail to go to a credit counseling service you are up the creek without a paddle and have absolutely no control over the matter.
You would be wise to go to a credit counseling service and address this matter right away. |
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Sheyna
 |
Look up SUING on google.com. |
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Dee
 |
They take you to court in pursuit of the money you owe them. You are told to pay their legal fees. Depending on the amount you owe, it is usually a scare tactic to get you to pay. If it is high then they probably will sue. The lawyer fees are $5000. You need to come up with pay stubs or anything to argue your case, why you can't pay or why you don't think you owe.
What most likely happens is they send the collection to an agency who will call you a lot. It get marked on your credit report as "in collections," which dings some points. |
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cowgirl
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They will get a judgment against you and take part of your income. File for bankruptcy ASAP. |
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David M
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You obviously are way behind on your payments and have refused al their requests to pay them back what you owe them. By suing you, they hope to win a judgment against you which is one step short of their raiding your bank accounts and garnishing your wages. |
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Kryptonian
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It means you are going to court soon. |
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D morning star
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That your going to be in trouble most likely you will have to pay up kinda big. |
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tinkerbell_07forlife
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get ready 4 court |
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john 16:33
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they are taking you to court to prove that you owe them money from a credit card bill they will bring any evidence, if they win they will put in for that plus late fees plus court fees an anything else they can legally get away with . |
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Fishguy
 |
Time to file for bankruptcy protection.
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Winton B
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I would go mad out of my mind. Depending on how much you went over your budget and how much income you bring home in a week. You know banks and credit companies are billionaire's to life why should they sue f me. Suing me is like taking my lunch money for school. |
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