 How can I raise my credit score 50-100 pts in 6 months? |
| I had became ill and thus, went through some financial hardships....so, please don't judge. my credit got messed up. I would like it to go up 50 to 100 pts in 6 months. is this possible? and if ... |
|
 About to marry into some credit problems.? |
| I may be getting married to someone who has at least 13,000 dollars in credit card debt. His first finace was to blame (or so he says) but the point is, the debt is there. I feel like I'm going ... |
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 What credit card can I get with bad credit? Any luck??? |
Hi,
I have like extremly trashed credit from back when I was 18. I am 23 and basically didnt care when I turned 18 and now regreting it. I am VERY good with money and responsible. I ... |
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 Does it help your credit to pay your credit cards off and never use them again? |
| I managed to make some credit card debt trying to raise 2 teens by myself w/ no child support. They have moved out and now I am paying off the debt and have very small balances on the cards like $101... |
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 What's the difference of going to court and not going to court for credit card debt.? |
| I have a summons to court for next week for capital one credit card debt that's indeed mine and if I go or don't go the judgment will be filed against me because it is indeed my debt and I ... |
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 Is it safe to add someone as an authorized user on a credit card? (piggybacking)? |
| My father did this for me years ago (still have the cards). I'd like him to add me to more of his accounts to raise my fico score. I don't want him to think I'm going to rip him off, I ... |
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 How can you raise your credit score? |
| WHAT CAN YOU DO TO RAISE YOUR CREDIT SCORE, AND WHAT SHOULD YOU BE LOOKING OUT FOR... |
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 I NEED an auto loan...? |
For $12,000.
BUT:
-I am 18 with 6 months of credit history
-Have a FICO score of 708
-Have a STEADY income of $1100
-Plan to repay within 36 months
PLUS: My ... |
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 How do you get out of a credit card debt if the sum of your minimum payments exceeds your actual balanace? |
| I owe $5,000 on 1 credit card and probably paid $7,000 in interest and fees over the years but still carry nearly the same balance at a high interest rate - makes it hard to pay off. Ideas? Tricks? T... |
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 Buying new car but first.... should we pay off car loan or credit card? |
| We are going to buy a new car in the next couple weeks (a TrailBlazer SS). My car is currently paid off. My husbands car only has 3 payments left on it. I can pay it off now or apply that money ... |
|
 Ok I have apprx. 35k in dept. I'm lookin to file bankruptcy but i'm not sure what chapter I need to file under |
So i guess my question is What chapter do I need to file under?
Additional Details
when going through a debt consolodation will my truck be included in that? It makes up about 50% of my ... |
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 Missed my car paymet, is it a big deal? |
| I had a brain malfunction in March and forgot to make my car payment. I got a call from the lein holder and they told me I was 22 days late. I paid the payment and the late fees immediately. Is this ... |
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| What are the best ways of obtaining credit ? |
| I have no credit card, don't make much $ but am very good @ saving up $. What should I do ? Should I save a few hundred dollars & then ask the bank to lend me the $ & then pay them back ... |
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 If I don't pay my bill will it still come off of my credit report after 7 years (Next year)? |
I have a 6 year old bill that right now is $1700. I don't see myself paying it off in the next year. So if I don't pay it will it still come off my credit report next year?
Additional ... |
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 If you got caught with 5000 pounds in your account? |
| which genuinely wasnt yours by the housing benefits people what would happen and how could you prove it wasnt yours.... |
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 Where can i file a complaint against a credit card company for over charging me? |
| I paid my credit card bill online, and through a mistake it was returned overdrafted. I immediately re-paid it for the same amount. The credit card company then re-sent the first payment that was ... |
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| How can I get out of a bad car loan? |
| 18 months ago my girlfriend purchased a car for her brother (in her name) against my better judgement. She took out a $29,000 loan at 15% interest, which he was to pay. 18 months later, the brother ... |
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| Can collection agencies from the United states garnish wages from another country? |
| If you owe money in the United States and then move out of the country without paying the bill and it ends up in a collection agency, can that agency garnish your wages from the country you live in ... |
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Andy | What happens when you die but your still in debt to your credit card? |
just wondering. |
 |
 
J Y
|
Only to the inheritor if the deceased has a "WILL". If there is no "WILL" it will be write-off. |
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Hayley
|
this recently happened to someone very close to me.. if its not a joint account the cc company loses the money and will eventually charge off the debt... otherwise the joint accountholder is responsible...
if the person has an estate , any accounts need to be paid
from that.. not necessarily the insurance policy.. but savings and investments funds... |
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DaMan
|
If the account is not joint, the credit card company will send the account to the Collections Department after so many months of non-payment.
That department will:
(a) mail dunning notices to the address on file at specified intervals;
(b) call the home of the deceased in an to attempt to contact to the cardholder and set up a payment arrangement;
(c) place a credit hold on the account as a result of the delinquency; and
(d) report the delinquency to the credit bureaus.
If still unsuccessful, the Collections Department will write-off the debt and ultimately send the account to a 3rd party collection agency or a lawyer in an to attempt to collect the debt.
By the way, if the credit card company does not receive information that the cardholder is deceased, then they don't know to go to probate court to file a claim! The Executor of the decedent's estate must contact the credit card company to tell them to file their claim.
Now you know and knowing is half the battle. |
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Classy Granny
 |
The debt is paid out of estate. If you don't have one, unless you have a spouse that is also on the card, they have no one else they can make legally responsible for your debt. |
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Cheez-it
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It gets shipped onto the laps of your closest (in relation, like brother or sister) surviving relatives. |
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bud68
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Cheez! What a lot of inaccurate info is posted here!! |
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Goonhilda
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It goes to your next of kin. If you are married, it goes to your spouse, for instance.
You can inherit debt just like you can inherit wealth. |
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Kirk S
 |
This happened to a friend of mine. His wealthy father had a super duper platinum visa and he was terminally ill with six months to live. So his father traveled and when he died owed $135,000.00. My friend stated that the card company called and said usually the executer of the will would typically pay the debt with any other assets. My friend said well find someone else in the family to pay it (which did not happen). So..... the credit card company wrote off the debt. |
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pamela d
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insurance covers lt |
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