 I received a judgement against a credit card...? |
| I had a credit card with a small limit, but life happens (births, accidents causing disability, etc) and I was just making the bare minimum payments until the extra fees and interest being charged ... |
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 What are my options for paying off large credit card debts? |
| I have a great credit history and score, never late on payments, and pay more than the minimum due, but I don't know if I should refinace house, do something with 401k, or get a big loan. I ... |
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 My credit card stolen money taken out of atm having problems from card company saying my fault cos pin used? |
need advice not to pay money as it was stolen
Additional Details
was on holiday,canery islands,god knows how they used pin as was not with it.i reported it after found out.they have ... |
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 Do lenders view student loans just as they do other debt such as credit cards? |
| Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any ... |
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 Credit Card Question? |
| I had a credit card in 1999. I believe to have stopped paying on it in 2002. Now they say it is at an attorney’s office and they are going to file a claim against me. The attorney was very rude ... |
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 Should I consolidate my $10,000 credit card debts with National Credit Counseling or should I pay it myself? |
| About nine months ago I lost my job and have been unemployed anot have not been able to pay my credit card debts. Some of my credit cards have been charged off and some are not. Just recently I was ... |
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 I paid off all my debt at the end of May & beg. of June, can lenders already see this in my credit report? |
Additional Details
I checked my credit report online recently (with equifax & a couple of others) and it showed that I had zero balances. Is this what lenders will see?... |
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 What could someone do with my credit or debit card details? |
| I mean all the numbers, names, expiry dates, etc on the card. Surely if someone used them online to buy something, the police could just check who or where it was delivered to and catch the crook? Or ... |
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 I'm 18, a freshman in college, and I want to get a credit card to build some credit...one problem...? |
| I would like to get a credit card just to build credit while I'm in college, so when I get out I have a head start if I want to purchase a vehicle or a house in the future. I would only use it ... |
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 I need some advice please...(please only answer if you read ENTIRE QUESTION)? |
| I need to know what I have to do to get my own credit card (from start to finish). I am 22 years old and I still live at home. I already have 2 mastercards and visa card that my dad gave to me when ... |
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 Is having 4 credit cards good or bad? |
| List the good about it, and list the bad about it.... |
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 Can u go to jail if u cant pay credit cards and wat can happen if u dont? |
| I have 6500 dollar credit card debt that i was paying without a problem and i was also paying my car perfectly as well but as soon as the school loan came i can not aford to pay them all. i can pay ... |
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 Can a person with no job and bad credit get a real estate-backed loan? |
| I would like to know if a person who has no job, bad credit but a big equity in his house can get borrow money against his property. Is it possible?... |
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 Co-Signing? |
My sister is in debt and would like to consolidate. The catch is that she would like me to co-sign with her on the loan.
I don't know alot about co-signing but I do know the risks ... |
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killeriam | What happens when you do not pay a loan? |
A bank had agreed to take 11k for a loan of 20k. I proceeded to give my routing number and bank account. We agreed on the 6th of the month and they would take the payment on the 30th. All this time I did not received a call from them. The day of the payment one of the managers got on the phone and told me that they will not take the payment anymore. Is this a breach of contract, and can I hold them accountable to their offer? |
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Queen of Practicality
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Unless you got it in writing you are probably out of luck. It will be your word against theirs. If you did take them to court it would cost you a bundle and they would probably have expensive lawyers to make sure they win.
If you don't pay your loan you will be sent to the creditors and they will seek payment. Your credit will majorly suffer as well. |
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REIBroker
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Seriously a complicated question that can go many different ways. From what you have said I would suggest pressing the issue with the bank. Bottom line is if you did not pay on time that may have voided your payment agreement and put you in default and you owe everything plus late and collection fees. They can get a judgment against you. However if they made an error you have other remedies. Contact the BBB and see if they are a member. http://www.bbb.org or your Consumer's Union in the local area. |
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ARTmom
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Do you have it in writing? The persons name and number and ext. that arranged this? If you don't-I think you must give it up or start at the beginning again-quickly. |
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123..WAIT!
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Do you have any of this in writing.....what ever is in writing and is signed is what's going to "hold water". |
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staircasething
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they take what ever you put up for offer for them to take if you do not pay back
i think that is how it works |
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GOLDEN STATE WARRIORS #1 FAN
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dey take evrything |
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Lupe
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Did you get the 11K settlement in writing?
If not, it probably going to be quite hard to prove breach of contract in court.
Good luck! |
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Kat
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A verbal contrat is legal. Yes you can hold them to it. you need an attorney. If you need more info, I work for a Creidt Attorney. |
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Mark C
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Depends on whether you have a signed agreement. Either way, your credit will be significantly damaged as you did not repay as you agreed for the $20k. |
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Looney
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You die if it's from a LOAN SHARK. |
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