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 Could you tell me how to save money?
Because I always waste my money soon....


 Can we be turned over to collections even if we are making some sort of payment a month on the account?
There's a school account that we verbally agreed to make a monthly payment on for a certain amount. We fell short this month due to extra bills piling up so we made a payment that was less then ...


 What is the best way to re-establish horrific credit?
...


 How long will credit card debt stay on my record if I top them out and leave the country?
will I still have to pay them off after they go away from my credit report?...


 Plese tell me how bad or fair my credit scores are?
hi i would like to apply for a loan through a credit union (TDECU) but i'm scared my credit score isnt high enough. my future husband has somewhat good credit and is already on his second loan ...


 Can debt collector file lawsuit?
ok yesterday i sent a debt verification letter to this debt collector. ive already talked to them once but didnt agree to anything or give any info. just so happens some lawyer i think has something ...


 Anyone know a place to actually GET a loan with bad credit?
We want to, more or less, get a loan for debt consolidation. We screwed up in the past, and have never been able to catch back up again to do it "right" We've gotten our sh** ...


 Credit score?
I have a credit score of 550 and I am trying to get it up. I have paid off the majority of all the stuff that was bad on it except a few Dr. bills. I tried to get a home loan and they told me that if ...


 Can a debt collector garnish my wages for a repossession?
...


 Can i sue my credit card company?
I try to make is short. Last year, I made my final payment on my interest free consumer credit card via online banking. When I got my following statement it shows that payment was not received and I ...


 What will happen if someone with unpaid credit card bills leaves the usa with no intention to return?
Let`s say one has a total of 8k outstanding balance of different credit cards. If this individual leaves the usa without paying the debts (lets say to africa or russia) will there be any criminal ...


 I am looking to buy a house, but my fico is low. How can I raise my scores - fast?
I live in So Cal and the price to buy even a 1 bedroom in a run down neighborhood are outrageous. I make enough to pay the mortgage for a $550,000. home, but I need to have a 700 fico to be given a ...


 I think I have been the target of fraud...perhaps a debt collection fraud?
Today I received a computerized voice message which stated that I should call back to discuss credit issues. I did return the call, but after 'waiting for the next available person' it ...


 How do I get a hospital to write off a medical bill? I was uninsured and racked up $20,000 in debt!!?
I am a single Mom working full time now, but I am just barely getting by. My $20,000 debt is killing my credit and making it so hard to live. I do not want to file bankruptcy....


 What do you do when you are a few steps from being homeless?
My family and I our loosing our home of 14 years all because we tried to help someone out that had no where to go, and was homeless, and now because HUD calls her an unreported person, we have lost ...


 When it comes to credit cards, which is best?
During this season I am out there buying gifts for everyone. I want to know which is best. Should I wet a credit card from each store lets say one from IKEA, one from GAP etc. Or just get one as C...


 What can I do to establish my credit?
It's not that I have bad credit. I just don't have enough credit. I have two credit cards, one small one for gas and for everyday purchases when I don't want to use cash and the other ...


 How long do we need to keep all the bank statements/utility bills/credit card statements etc.?
Recently i was shredding away loads of papers and didnt know what to do with these tho.And they occupy hell a lot of space and weight.Pls ...


 Why is the interest on my credit card going up every month despite paying more than the minimum payment
I have been paying £10 more than the minimum payment for a few months now but i've noticed that the interest I'm being charged is increasing. Last month it was £33 (back breaking aaaaargh)...


 What is the formula to calculate the credit score?
Don't need your guessings or "I think". Real serious answers from knoledgable people are very appreciated....



zaw_84
What happens when your credit card expires?
Do you automatically get a new one in the mail, or do you haev to reapply for a new one. Bank of America
                     
 




hope4ever
They will automatically send you one before your old card expires.. :)
Only if you are current on all your monthly payments, though.


lelekid4ever
If you have had a good standing relationship with them they will automatically send you a new one 1-month before the expiration.


dkwr14
They will usuly send you a new one.


desdemonas2
Rating
Well usually the bank will send you a new one. You should get it about a month or two before your old one expires. If you havent gotten it yet, then I would call the issuer and find out if there is a problem.

More than likely, if it was sent out to you then either it wasnt opened up or there was a problem in the mail.

Good luck!


lavernejazz
Yes you automatically receive a new card in the mail approximatelt 2 weeks before the expiration on the bottom right hand corner of old card.


Millie
If you're in good standing, they send you another one with a number to call to activate it.


blewz4u
Normally, if you are a good customer, you will be sent a new one about a month or so before the expiration date on the current card.


John H
Cards are usually mailed out two weeks prior to the expiration of your old card.


RonW
Rating
In most cases you should get a new one much prior to actual expiration date.

If you don't have one you need to call bank ASAP and verify if it was send to you and when. Also, see if there are any weird transactions on your account


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