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| Do you know a site that i can see my credit score w/o a fee?... |
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| just read about Lehman bro's bankruptcy filing>> i do not have deep knowledge of economics...so could someone explain to me in simple terms about the issue i have written>>... |
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 I keep asking this ques but no one is giving me an answer or understanding my question..? |
| i took out a car loan/financed in 2000, went delinquent in 2/03, it was repo'd in 8/2005. When does the SOL start ticking? 2000, 2/03, 0r 8/05? in what year will the sol run out?... |
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 Can I declared Bankruptcy? |
| I am thinking about declaring bankruptcy. I have about 10,000 in credit card debt. I am a full time student and I will be very involved on campus next semester. Is it a good idea to declared ... |
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Additional Details
i like the answers.. the card has a low limit and i have other open revolving accounts too (high limits)..so i fell its useless to ... |
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| She offered to use her credit card and pay half of the repairs on my vehicle. Neither one of us have enough credit to pay for the whole thing on one credit card. Now she can't come with me but ... |
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| How likely will a debt collector sue? |
| Ok i hear lots of diffrent things. I hear that they will not mess around with amounts for under 7500. It cost too much for them. I also hear that it is under like 500. I opend a credit card and ... |
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 To get credit card? |
| i used to live with family, now i moved to my property last month, i never apply for credit card in last 5 yrs but i have my credit history, so is it possible to to apply for credit cards..when i ... |
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 I have $6,000 in credit card debt, what's the best thing to do? |
| I can't get a loan because I don't have any collateral. What' the best thing I can do? Should I get a balance transfer or is there any way I could get my credit card company to lower ... |
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| Is it possible to pay a company to remove bad credit listings on my credit rating?... |
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| Okay this wasn't my fault but we had a joint account and we where hurting financially and my husband NOT me wrote some bad checks. We payed off the account and all the fees but now when I tried ... |
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 Is it Illegal? |
| I have heard that you can contact creditors and make "pay to remove" arrangements with them by a lot of different sources but when I went to contact the creditor at first the acted as if ... |
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 Why file for bankruptcy when your credit rating is already bad by not paying up in the first place? |
| Example: am in debt of £6,000 for about 6 years now, i keep getting letters saying i must pay for 6 years now, but i know my credit rating is bad so what difference wud filing for bankruptcy make, ... |
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Melissa | What happens with credit card debts not paid in a long time say more than 6 months?? |
i got sued by one credit card - but worked out a payment to stay out of court. can someone tell me worst case scenario? can they garnish my wages if we go to court? |
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Waine
|
hello, hopefully you'll find the info here::
http://credit-cards.ebookorama.com
and http://finance.ebookorama.com
there's some reading to be done but I do get best answer quite often from posting these links, if they help you please remember me :-)
good luck! |
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glddgr
 |
Yes they can garnish your wages. They may also be able to prosecute someone if they show a pattern of using credit cards and then not paying especially if at the time they used the card, they had no source of income.
Be really careful! |
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Polśka
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your screwed... |
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mike s
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i have to say that you are screwed be cause they can tak your things that wern't paid off. |
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LadieLuv
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once the credit card company sell your dept to a collection agency you can fight that. The collection agency has paid your dept and you never owed the agency the dept, so how is it you owe them if you received the credit card from jc Penny. jc penny wrote it off and was pd for it and then they got paid again when the collection agency bought the dept from them. So you don't any longer owe the dept,so write a letter to the credit reports and get it removed from you credit. I DID IT . |
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Studly
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Ignore This, That's answer, too much wrong information.
To begin with, you would have to do a little research. Some states do not allow garnishment of wages, others have rules regarding liens and other procedures.
But in general...after 6 months they will begin to play hardball with your debt. It will begin to appear on your credit report. They may write the debt off, but that doesn't mean they are excusing the debt.
The debt will go to a collection agency, and that's where the gambling comes in. If this agency has an office near where you live, then it's fairly easy for them to sue you. Otherwise, they have to hire an outside agency or attorney to do it, and that costs them money. In those cases, they probably won't go after you for under $1000 in debts.
If you owe over $2000 you can pretty much count on them suing you.
If they win, the will look for the easist way to collect. Garnishment is first. They can take your state tax refund, and if they want to go through the trouble, they can go after property. |
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Dana Renee
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just keep making your minimum payments and they cant do anything to you. |
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Lee S
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If they win a court case it's up to them to collect it.
If they cannot collect it then they can ask the court to garnish wages, drain your bank account and other options depending on your locality. |
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This, That & such
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Usually, they won't take you to court because it's an unsecured debt, but if you don't pay, they write it off as bad debt and sell it to collection agencies which most time tack on other expenses. Befor you know there's a monster of a debt after you. Everytime that debt is written off and someone else begins collection procedures on it, it keeps appearing on your credit record. |
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themeindzeye
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If you continue not to pay or work out arrangements, they can garnish your wages. You should check into either a debt management program or bankruptcy. |
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connie g
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old debts dont go away of course the company write them off at the end of the year on taxes as a lost but they still want to get paid by you and it still showes up on your credit report but after 10yrs you can start over again. |
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