 Should I go bankrupt? 23years old.? |
| I'm 23, and I have about 30k in credit card debt. Is going bankrupt an okay thing for me to do you think? I'm young, so I'm not sure. I have plenty of time to rebuild my credit fresh ... |
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 I went over my credit limit by fifty cents? |
| i made a small payment before they charged me any kind of fee. if the payment goes through before they can charge one, will they still charge me?... |
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 The store near my house charges a different price for credit card purchaces than for cash? |
| When customers use a credit card to make a purchase the the store owners charge a higher price for the purchase. I do believe that it is illegal and I want to know what to do. Also they make you ... |
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 I need a loan for $700 that's not a payday loan and i need it asap can someone help? |
| i had posted a question yesterday about getting a loan for a banshee for a b-day present but i came up with some money now i need a loan for $700 and i dont want to go to a payday company it cost ... |
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 How long do i have to wait to claim bankruptcy after getting a new credit card? |
| Long story short I do work but work has been really slow for me and I have 2 kids to support and have been using credit cards to supplement my lost income. I just got a credit card about 2 months ago ... |
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 If i have a debit card with a mastercard logo on it is that considered having a credit card? |
I'm pretty sure that i don't have any credit score because i have never had a credit card but i have a debit card with a master card logo on it and i use it as credit on purchases,
i ... |
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 Is it bad to cancel a credit card after 2 months? |
| I already have 6; want to cancel the bad ones. I just got that one because I wanted the money. But, I m planning to cancel 3 out of the 6. And it so happens that the latest one I just got sucks. Does ... |
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 Where can I find out my FICO score for free with no hidden fees?? |
| and does being negative in a regulare checking account effect your credit?... |
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 How do I rebuild credit after a bankruptcy with a credit card? |
| I had a bankruptcy three years ago, I need to rebuild credit with a card but have heard a lot of different opinions as how to do it. Secured or unsecured? How much of a percentage do you charge? and ... |
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 What credit card can I get that has a 10,000 limit? |
Additional Details
I have excellent credit, I just have only had one credit card that was a 500 ... |
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 Im in a debt management plan but have fell behind.? |
| im really tempted to just stop paying it all together i only owe about 2 grand and my credit rating cant get any worse so im not worried about any ccjs they might put against me? what will happen if ... |
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 Please help!!? |
| ok i have not so good credit, i have no bank account and i hate those pre paid cards oh and them ones that send you a card but its only for there catalog and you gotta pay this before you can even ... |
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| Are there any credit cards available for 17 year old college students? |
| i got a debit card when i was 15 since i was a college student. now that i will be moving out soon, i want to get a credit card to build up my credit. i know that most credit card companies require ... |
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 Can my 80 year old mother, who is on a fixed income, just stop paying her credit card debt? |
| She has about $20,000.00 in credit card debt. Most of the debt is medical related (prescription co-pays, deductibles), and some of the debt is very old.... |
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 Cant pay my auto loan, bank won't help.? |
| I am struggling to pay a financed vehicle, it is now 2 months behind on payment. I called the bank(Wells Fargo) and asked them what my options were like if I could pay a small amount or something.. ... |
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..... | What info is needed to run a credit check? |
S.S. #, address,... ?
Thanks : )
Additional Details
allansc20... : That's not funny!
Thanks everyone.... the reason I ask is because I think a woman who made threats against me ran a credit check on me because she already paid for one of those reports on me that gives all your history & records, etc.
I feel like she will always have access to my personal info and be able to view my credit activity whenever she wants to from now on. It's really unsettling and she may do something she thinks will hurt me.... |
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OSI Ret
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Name, address, SSN and date of birth, I think that's about it. |
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LoriBeth
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name, SSN, DOB, sometimes address |
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vicgsugirl20
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well if your getting it ran to be approved to purchase something u would normally need: ss, address, #, dob, employer, former employer, yearly income, own or rent?, |
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antoinette m
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s.s, proof of address, employment history(verification purposes), birth certificate, driver's licence |
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mkulda
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Your credit information is not only easily obtainable....it's actually legal for the credit bureaus to sell your information.
You only need name and address, but SSN is helpful for verification purposes.
But there's a bigger problem here. That woman may be setting you up not only for harassment but for identity theft as well.
You should immediately contact the three credit bureaus and ask to place an identity theft freeze on your account.
This will prevent this woman from using your details to open lines of credit in your name that she uses for her personal benefit, which would ruin your credit score/rating.
Then allow a thaw only upon special verification. Which means to get new credit, you'll need additional authentication. It's a pain for you, but it protects her from stealing enough of your information to use it against you and your credit rating. |
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Studly
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You can follow markmywor's advice, or (as I suggest) play hardball with this woman.
First, you have to understand how the law works. Read the link below, and pay special attention to Section 604.
You can not legally get someone's credit report without having a "permissable purpose" for having it. Did you have a previous business arrangement? That would give her permission.
Did you default on a debt? She can continue to get your credit information for purposes of recovering the debt.
If you don't owe her on a debt, and are not currently doing business with her, then she has no legitimate purpose to get your report.
What you do is send her a certified mail/return receipt, and tell you that you no longer are doing business with her, and she no longer has permission to access your credit history.
Then keep an eye on your credit reports. Everyone who access your reports are listed on it. If her name comes up, then she has violated the law. You can not only sue her for civil damages, but she can get in a ton of trouble from the FTC. |
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allansc2005
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I already ran a credit check on you(-; |
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golferwhoworks
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name,ss# address and with some companies dob |
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kris_green2002
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If you live in the United States you can call 877-322-8228. The U.S. government has passed a law that everyone has the right to check what is being reported to the three major credit bureaus. They will ask for information such as your Social Security number and a previous address to verify your identity. |
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Barry G
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Full Name and address place of work and employersname and address ss# |
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