 Can I "sell" my house to my 19 year old, and get a fresh start? |
My daughter has a car loan in her name, and 1 credit card (no balance). Can I sell the house to her, even though I will be making the payments behind the scenes?
She has no income, since ... |
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 Can I make a larger payment on my credit card? |
| If my bill says I owe $64.00 but since my last statement i charged an additional $840.00, can I pay the whole thing $904.00 or will that mess up my credit score? cause someone said that you should ... |
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 How can you "repair bad credit"? or dispute items on your report?? |
| If you owe it- you owe it. How can these companies "legally" repair your credit?? I am confused?? i went to a website that says they send dispute letters...How can you dispute an account ... |
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 I received a judgement against a credit card...? |
| I had a credit card with a small limit, but life happens (births, accidents causing disability, etc) and I was just making the bare minimum payments until the extra fees and interest being charged ... |
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 What are my options for paying off large credit card debts? |
| I have a great credit history and score, never late on payments, and pay more than the minimum due, but I don't know if I should refinace house, do something with 401k, or get a big loan. I ... |
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 My credit card stolen money taken out of atm having problems from card company saying my fault cos pin used? |
need advice not to pay money as it was stolen
Additional Details
was on holiday,canery islands,god knows how they used pin as was not with it.i reported it after found out.they have ... |
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 Do lenders view student loans just as they do other debt such as credit cards? |
| Basically my question is this: In a lenders eyes and for credit reporting/scoring purposes, are all loans viewed equally? Other than the commonly lower interest rates on student loans, is there any ... |
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 Credit Card Question? |
| I had a credit card in 1999. I believe to have stopped paying on it in 2002. Now they say it is at an attorney’s office and they are going to file a claim against me. The attorney was very rude ... |
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 Should I consolidate my $10,000 credit card debts with National Credit Counseling or should I pay it myself? |
| About nine months ago I lost my job and have been unemployed anot have not been able to pay my credit card debts. Some of my credit cards have been charged off and some are not. Just recently I was ... |
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 I paid off all my debt at the end of May & beg. of June, can lenders already see this in my credit report? |
Additional Details
I checked my credit report online recently (with equifax & a couple of others) and it showed that I had zero balances. Is this what lenders will see?... |
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 What could someone do with my credit or debit card details? |
| I mean all the numbers, names, expiry dates, etc on the card. Surely if someone used them online to buy something, the police could just check who or where it was delivered to and catch the crook? Or ... |
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 I'm 18, a freshman in college, and I want to get a credit card to build some credit...one problem...? |
| I would like to get a credit card just to build credit while I'm in college, so when I get out I have a head start if I want to purchase a vehicle or a house in the future. I would only use it ... |
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 I need some advice please...(please only answer if you read ENTIRE QUESTION)? |
| I need to know what I have to do to get my own credit card (from start to finish). I am 22 years old and I still live at home. I already have 2 mastercards and visa card that my dad gave to me when ... |
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regor m | What is a debit card? |
what is the difference between a debit and credit card? |
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abby fth
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A debit card is a plastic card which provides an alternative payment method to cash when making purchases. Physically the card is an ISO 7810 card like a credit card, however its functionality is more similar to writing a check as the funds are withdrawn directly from the cardholder's bank account; some cards are referred to as check cards.
A prepaid debit card is a great solution for a lot of people because the money you spend is your own and in most cases you cannot spend over the amount you have in your account.
This is a good solution for people who may have had difficulties with debt or bankruptcy in the past because a prepaid debit card is a great tool for developing invaluable financial management and budgeting skills.
A major bonus of some prepaid debit cards today is that during the sign-up process you are offered an opportunity to sign up for an additional service that will help you rebuild a bad credit history by having your monthly payments reported to one or more of the major credit reporting agencies.
Subsequently, each month your card's issuer credit reporting partner will process your payment record and verify that your payment is properly posted to the credit bureaus' records.
There is a small additional fee involved for this service each month, however, the fees are minimal by comparison to the sometimes outrageous fees and interest payment some credit card companies charge people with bad credit.Read more about it at: http://www.credit-card-gallery.com/article/62,How_A_Prepaid_Debit_Card_Can_Help_You_Rebuild_Your_Credit |
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â•£China ♥ Dollâ•
 |
A debit card is tied to money you actually have and a credit card is just tied to credit meaning you don't necessarily have to have the funds at the moment you use it but you will have to pay for it. |
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cocacolacrazy
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A debit card takes money directly from your bank's checking account right after you buy it. A debit card is like a check that clears right away. A credit card charges you for things and then sends you a statement telling you what you owe. You can pay it off monthly with interest. |
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annecsabagh
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It is a card that is linked with your checking account and takes money directly out of your checking account just as if you were writing a check, but without you having to actually write a check. It functions like a credit card, but it only pulls from the money you actually have in your checking account. |
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fancyping
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Debit is money automatically withdrawn, credit usually takes a couple of days to go through. Both of these can be linked to your bank account. A credit card is something entirely different. |
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gomanyes562
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Debit: they take money directly from your account when you buy something. You need to enter your PIN code.
Credit: the company pays for what you buy, and bills you at the end of the month. You need to sign a receipt.
Note that some debit cards have a "credit" option, which allows you to use the card with a signature rather than a PIN. This may be called credit, but it is still a debit card. |
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Surfgirl2go
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Debit card takes the amount of purchase immediately out of your checking account.
Credit card lets you charge the purchase but then you must pay for the charge at end of month or incur finance charges.
People get into most trouble financially with overspending with credit cards and buying when they don't have the money to pay for the purchase. |
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trmlnt
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A debit card is attached to your checking account and you can only use it for the amount that you have in your checking or your overdraft protection. While a credit card they set you up with a limit (say $500) and you borrow against it and pay it back in either instalment or more. The debit card doesnt charge you interest, while a credit card will. they are both widely accepted anywhere their logo is (visa or mastercard) |
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The Man
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A debit card is linked to a bank account and when used money is removed from the bank account.
A credit card is linked to credit which is virtual money. When you use a credit card - you are spending money that you do not have. |
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judles
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A debit card has the same advantages of a credit card ie: internet purchasing but with a debit card you have to have the money in the account to cover purchases whereas a credit card is like borrowing money, and you have to pay it back. |
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mrchromite
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A debit card is used to pull funds from your checking or savings account electronically. This can be done online or at any retailer who accept your particular card. You can only take out up to whatever you have in your account at the time. A Credit card is used to buy something on credit. Charge it now pay later + interest. Debit card is like using cash, Credit card is like getting it for nothing until the bill comes in from the lender.... |
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