 How the crap can a young person with no credit build credit if they are always denied credit? |
| I am 22 years old with no credit history. I want to try and start building credit, but everyone denies me. Where do I begin?... |
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 I owe more than 50,000. Help, i'm in the deepest hole ever.? |
| I owe more than 50,000. and my husband doesn't know about it. How can I lower my debt? He's planning on "us" borrowing money, but who will lend us the money since I owe tooooo ... |
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 After registering a capital one credit card how long until it can be used? |
| i have a credit card and i have activated it, but ive tried using it and its being declined. how long will i have to wait until it works?... |
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 Do you have to be 18 to use a credit card? |
Im not 18 yet but my parents gave me a credit with my name on it but it is under her account. Will i be able to use it since when i show my driver license it shows that im not 18
Additional D... |
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 In your opinion, what are the characteristics of a good credit card? |
be realistic...
what makes for a satisfying credit card? what is the most important thing to you: access to cash, good customer service, low rates, rewards programs, billing options?
... |
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 Do banks refund money if your card has been cloned? |
Additional Details
Can I just add for all those people who 'don't understand' how a card can be cloned. I went to use it today and it was refused, phoned the bank and ... |
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 I was arrested in Nigeria and I've got a bank account worth millions...? |
| Can you give me your bank routing number so I can sneak the money out? I'll give you a million for your troubles.... |
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 I want to look at my credit history. How can I go about this? |
| I know that there are 3 major credit agencys. Do I just comtact one of them? How do I dispute it, if there is something on it that I don't agree with?... |
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 Loan help? |
i really need a loan, i have been offered one from advantage loans but i have to pay £49.50 set up fee first. alrm bells are ringing i have a really bad feeling about this company.
my credit ... |
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 If I don't use my Victoria's Secret credit card will it make my credit bad? |
I got a credit card from there because it saved me 10% on....something. : )
I thought it was just a discount card not a credit card. I doubt I'll use it that much.... |
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 I just got a job at arbys im 16 my mom said i wouldnt be able to get a credit card because i have to at least |
| my mom said i wouldnt be able to get a credit card until i have had my job for at least a year is that true the reason i want a credit card is so i can build up my credit so i can get a ... |
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 Havent been able to make loan payment in 6 mo, owe bank $8,000 credit already shot,whats going to happen now? |
| im scared and dont know what to expect, ive not been able to make my bank payments in months,(owe about 8,000) and they want to repo my boat, they can have it, but i still cant pay so what will ... |
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Jain | What is a debit card and a credit card? How does it differ from each other? |
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harvardbeans
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A debit card uses funds from a bank account. You can only spend what you deposit in the bank.
A credit card allows you to spend the credit card company's money, which you have to pay back plus interest. You have a limit on how much you can borrow. |
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Deens
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With a debit card you're taking out money form your account. When paying for something, you will be given the option to take out cash at the same time.
When buying with a credit card, you don't have the money yet it the credit account. At the end of the month, they send you a statement and you pay fro the past month's expenses. If you're late in your payments, you're charged interest. |
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evilottik
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A Debit card spends money you already own. It extracts it from your bank account. A Credit Card borrows money and you have to pay it back while it gains interest. |
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albani1218
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debit- money is in the account, and pretty much is linked to your card, when you swipe it takes money out... your done
Credit- money is borrowed from the bank. you pay it back at the end of the month, if not Your not done, your screwed.
comon-they both make you spend a lot more than you want to. |
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shaddy
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A debit card is a bankcard used to make an electronic withdrawal from funds on deposit in a bank, as in purchasing goods or obtaining cash advances while a credit card is a plastic card having a magnetic strip, issued by a bank or business authorizing the holder to buy goods or services on credit. Also called charge card. |
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pa69oldfart
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A Debit card uses only Your money, and a credit card uses someone elses money, and also charges fees and interest. |
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Adams mommy
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debit card is where they with draw money from your account and credit card is when they loan you money on to a card and then you pay them back. |
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ifs_enoch
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Debit card is a card that you can use just like credit card the only different with credit card, is that you need to have money in your bank for the card to be able to be used as whenever you use your card, the bank immediately deduct the money in your account.
The amount of money you can use your debit card depend on the money you have in your bank account. while credit card does not depend on the money in your bank account, it depend on the credit limit given by the credit card issuers |
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SPARTAN
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A debit card allows you to buy stuff against cash thats already in your account where as a credit card borrows cash from the card issuer and you pay them. |
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gotfood13
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A debit card usually has a bank fee associated with it. If you have a bank issued debit card but has a VISA or Mastercard logo on it and the funds are drawn on your checking account. Choose CREDIT. The funds come from the same place. Your checking account, but you won't be charged the fee. |
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yourpastlifelover
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A debit card is also sometimes called a check card, and it is a lot like a personal check. The moneycomes out of your account as soon as the expenditure is reported to your bank account manager, and you do not gain credit for your debit card purchases. A creadit card (csometimes also called a charge card) works differently.... the money does not come out of your account right away; you pay it back within a certain period. Unlike the debit cards, responsible spending with credit cards can improve your credit rating. |
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ginger lily
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A debit card operates directly from you bank account drawing on the money in the account. A credit card enables you to purchase items on credit and pay later - but you pay interest on it, which you do not with a debit card.
A debit card only uses money you actually have so it's safer if you want to be careful with your money. |
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Hannah
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A debit card takes the money directly out of your checking account, you need the money in the bank to charge it to a debit. A credit card invovles you charging money, then paying it back over time in monthley payments with interest. |
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Lil D
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debit card you can only spend the money you have in your account and a credit card you buy now and pay later |
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