What is a good Credit Card?

OK I WANT TO START MY CREDIT GOOD! AND I WANT LOW FEES IM 18 AND STILL IN HIGH SCHOOL AND WITH A DECIENT JOB. I WANT TO GET LOAN FOR ABOUT 1500 DOLLARS BECAUSE I WANT TO BUY A MACBOOK. ANY IDEAS?

Apple likely has financing, which probably will have a very high interest rate. So that's a possibility just in case you can't get qualified for a credit card yet.

Try to find a credit card with no annual fee and has a low or even zero introductory rate (and hopefully one that has a rate that won't be too high when the introductory period is over).

Some good, reputable credit cards are from Citi, Bank of America, Discover, Capital One, and Chase.

Remember to pay your monthly bill on time and with at least the minimum payment.

Note: You probably won't have a limit high enough to fully cover the cost of a Macbook if that is the cost because this will be your first credit card. People's first credit card limits are typically between $100 and $500.

Good luck.

CitiÂ® BronzeÂ®/AAdvantageÂ® MasterCardÂ®is by far the most widely used card. It is essential for regular travelers with average credit. Its reward program gives you an additional mile per $2 spent on the card. You can collect up to 25,000 miles annually, and can be redeemed for flights on partner airlines, hotel accommodations throughout the world, and car rentals. Additional benefits are: zero liability for unauthorized transactions, travel accident insurance and various Internet account associated services. The card does not charge any annual fee. But the drawback is the minimum APR cap for cash advances, set at 19.99%.
http://www.complete-debt-info.com/category/Citicards.html

ones with low interest rates

There is no such thing as a "good credit card". All credit cards can raise your interest rates for any reason.
All credit cards have outrageous late and over the limit fees.
All credit cards get you into debt.

All credit cards along with the fico score was designed by banks to get people into debt and keep them in debt.

No one here can come up with a good reason for having a credit card and obsessing with the fico score. All you will get is debt and pay interest.

Save up for the Macbook. If you save and pay for things. You will not have to worship at the alter of the almighty fico score.

you might want to get a student card , or go with a citicard
you might want to go here to compare them, pick one that is right for u
http://www.bestcreditrates.net

A Credit card for people with bad credit is a form of borrowing that often involves charges. So it's wise to compare terms and fees before you agree to open a credit or charge card account. Try looking for a credit cardwhich credit cards you should apply for? Shop around because not all credit cards for people with bad credit are created equal.

http://credcards.noneto.com - try this one. I personally use it and guess it best for a young student.

Credit Card Types
Low Interest Credit Cards: These are credit cards that offer low interest rates. These types of cards typically require that you have a good to great credit score/standing to get approved. Chase, Citi, and American Express are the leading providers of low interest credit cards today. These cards typically offer a 0% intro apr for at least 12 months.

Airline Travel Reward Credit Cards: These credit cards typically offer Airline rewards in the form of air miles. The leading provider of these cards is either American Express or Bank of America. These cards allow you to accumulate air miles every time you use the credit card. In return you can save on flights all over the world by simply using your credit card. This is the perfect card for the frequent flyer.

Cash Back Credit Cards: Cash back cards offer just that! Cash back on purchases. Most cards offer up to about 5% cash back on purchases. Some require that you make purchases at "selected locations" while others give you cash back on purchases anywhere. Chase has Cash Plus Reward Visa that is currently the leading cash back credit card on the market today.

Instant Approval Credit Cards: The instant approval credit cards require excellent credit! These cards will approve you instantly online with no waiting involved. American Express is the leader in online instant approval applications. In most cases you receive a decision in less than only 30 seconds.

Bad Credit Credit Cards: Bad credit credit cards are for those looking to rebuild or establish their credit. These are normally going to carry a yearly fee, and require that you make your payments very promptly. Orchard Bank & First Premier Bank are the leading providers of credit cards for bad credit.

Balance Transfer Credit Cards: If your looking to transfer the balance from one card to another then balance transfer credit cards are what you need! These typically offer 0% interest on any balances you transfer from other credit cards onto them.

Business Credit Cards: These cards are naturally for businesses. They have high limits and many perks that only those in the business world would really be interested in earning. Business cards normally require good credit standing due to the high credit limit you will receive. Again American Express is the leader in business credit card offers.

Gas Credit Cards: These cards offer what we all need! Gas rewards! You can earn up to 5% cash back on all gas purchases. Gas credit cards include the shell gas card from Citi and the Chase Cash Plus Reward Visa.

Hotel Reward Credit Cards: These cards allow you to accumulate hotel rewards or "points" you can then redeem the points for free nights at the hotels of your choice. We currently offer hotel cards for the Hilton hotels.

Student Credit Cards: Are you a student? need to establish some credit of your own? Well these are the perfect fit for you. Student cards by CitiBank and Chase offer rewards and credit building to all students.

Reward Credit Cards: Last but not least are the reward credit cards. These just offer airmiles, cash back, reward points, etc. These cards are for those looking to earn rewards for the charges made on your credit cards each day! Reward yourself with a reward credit card

If you are absolute on getting a credit card, then your best bet would be to start with a secured credit card. A secured credit card is started with you making a security deposit (typically as low as $300) which becomes your line of credit. You can use a higher security deposit if you want a higher credit limit. You use the secured credit card as you would a regular credit card, making on time payments, etc. After a period of time of on-time payments the card is then converted to an unsecured credit card, and your deposit is refunded. I have put some links to secured credit cards in the sources section.

You can actually build a solid credit history without the use of debt. If you are currently paying recurring monthly bills like rent, utilities, cable, Internet, insurance, and cell phone you can create an account at PRBC.com. PRBC is an alternate credit bureau that allows you to build a profile of all your bills. When you are ready you can order a verification ($15-$20 per account) where your payment history is verified. Your good payment history (the past 24 months of on-time payments) can then be used to build a PRBC credit report, which you can request lenders look at as a sign you pay your bills on time.

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