 I need to get a loan in the next 48 hours with bad credit...any suggestions? |
| I am in need of a quick loan of a substantial amount...with bad credit. I need for this to happen in 48 hours, I am in serious trouble, and anything direction that someone can point me in would be ... |
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 How can i repair my bad credit? |
| im out of bankrupcity how long do it stay on my credit ... |
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 Question about credit and credit score? |
| My spouse and I have pretty bad credit right now. We owe almost 14k (all credit cards) and both have poor credit scores. However, we have come into some money and are planning on paying off all of ... |
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 Where do i report banking fraud id theft to someone is trying to open a transfer account with HSBC in my name? |
someone is stealing my I,D to open fraudulent bank transfer accounts.If i respond to the bank number it will activate the fraudulent
account how can i stop it,i cant't get in touch with the ... |
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 How can a teenager get a credit card? |
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Can I shop online with a debit card?... |
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 Credit cards? |
can u pay ur credit card bill with a money order?
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what is the best card to get for just turning 18... |
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 What should my disabled mom do about her past due credit card debt? |
| My mom has a past due credit card blance of $3,100 from one credit card. She got it right after my Dad passed away and for the first year she kept up with the payments but after that, the credit ... |
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 I have a credit card (balance was 10,800) that was just turned over to collections....? |
The collection agency is telling me that they/credit card company will liquadate my assets if I can't pay balance in full. I dont have that much money and can't pay it in full.
Does ... |
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 How can i find out if there are any credit cards under my name?? |
| i was wondering how id be able to know if someone has a credit card under my name. my social security number was on top of my table in the lving room and i had a small gathering and so i would like ... |
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 Should I pay my credit cards minimum amount or should I fully pay it off? |
| Every month the minimum is about 15 dollers and I pay that off, making the full amount easier to pay in one shot. Should I just keep paying it off little by little or should I do it all in one shot? W... |
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 What is the incentive for merchants to let you pay by credit card? |
| for every transaction taht you pay the merchant with a credit card, the credit card company charges them a fee. why would merchants agree to letting you pay by credit card then, when they have to pay ... |
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 I Owe 5000 on a CC, with interest, Can I really Be Sued for 10,000? |
| I've been avoiding this and it's my fault. I checked out my credit report and aparently now I owe them 10,000 after they've added on interest! What do I do? I have no job, I own ... |
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 Why are my credit card interest rates going up? |
| it's going from 9.99% to 24.99% i've never missed a payment in the 3 years i've been with them and almost always paid more than the minimum payment. i've never missed any of my ... |
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 Whats Better for credit scores? |
| I paid off my balance today and iam wondering if carrying a balance or paying off your balance is better for your credit ... |
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 How to get a loan if your credit history is bad? |
| I want to buy a property or mobile home, sell my property first but need a loan, mortage how can i apply if My credit is bad and who to go to who is reputable UK ... |
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 Should I...? |
| Should I...pay off both my credit cards a little at a time, at the same time, or pay one off, then the other? Which is better for my credit?... |
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 Is Walmart open on New Years? |
| I've looked around and couldn't find any answers. I was hopeing one of you guys might know.... |
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fox71209 | What is a good credit card company to start off your credit? |
My aunt told me about first premiere bank credit card. she said they start you off with $75.
I just applied for capital one and they turned me down.
Im trying to establish credit but no one will give me a chance.
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lol...dr.feel |
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Dr.feel me
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hey what's in your wallet?
but seriously though just go to a bank any bank pay them 500 dollars,and get a secured credit card buy 4 major purchases within a yr,like a TV or cel phone on that card ,MAKE SURE YOU PAY THEM OFF ON TIME AND YOUR CREDIT CARD BILL THIS VERY IMPORTANT because this what credit card companies look at when deciding on whether to give a credit increase and trust me ,you will get a credit increase over a yr period ,after a yr they might increase it to 1000 dollars then every two months in the second yr you will get a full credit up to 5000 and maybe even a credit line,this is the only sure way if you keep getting turned down and you need credit to buy a house,car etc in the future!
one thing i almost forgot look for a credit card with the LOWEST credit interest rate ,try to get one anywhere from 2 to less than 10 % unfortunately i got one with 18% which means on every 100 dollars spent i own the credit card basically 20 dollars this is where most people go wrong with credit cards because it is so hard to pay this kind of a credit card back!ok?good luck!
ok people who gave me thumps down,if she keep getting turned down it means there is problem with her credit rating my god! |
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nkc72
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Here is a good site that lists quite a few choices. Make sure you choose a card that meets your spending patterns. One of the big distinctions is paying a yearly fee vs. no fee cards.
http://www.creditcards.com/reward.php
Department store cards are a good way to establish credit and also oil/gas station cards.
Always make sure to pay on time. Don't spend beyond your means. |
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mysery0125
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http://www.orchardbank.com/
http://www.firstpremierbank.com/
Both of these companies are great when first starting out. They work well with little or no credit. Apply online. |
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robert43041
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The best way to start, I think is to go with your regular bank. You have your account, write your checks or make your deposits, your usual transactions. Soon enough, they'll get to you and if the bank is a big enough one, they'll pester you to get a card. And that will come soon enough. |
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Danielle F
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I started mine with store cards, as they are usually a bit easier to get. I started with Target basic card, then when I'd made just a few very small purchases and pd back, got a Target Visa.
Avoid debt to build credit though - literally just minor purchases and immediate payback is enough. |
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Sarab
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Get a secured credit card online. I did a search for you on Card Hub and here are your options:
http://www.cardhub.com/credit-cards/secured/ |
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Jennifer B
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Go on-line to www.creditcards.com and search for credit cards under he Limited or No Credit History search tab. Make sure you pay your bill on time every month and keep your balances LOW; do not ever max out the card. Make sure you are also applying to cards one at a time, as having numerous inquiries on your credit reports can adversely lower your score. |
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ElizabethMichele
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My first credit card was a student visa through BoA, it only had a limit of $600 and was a good way to start off by the end of 2 years (after always making sure to pay on time and everything else) my limit had been increased to $1600. Since it was a student card it was meant for people with zero history. I closed it because I HATE BoA with a passion that can't be described on Y!answers without a lot of ****, so I'll leave it at that. But I do agree that going through your bank is a good idea or even better would be a credit union. I know some stores require you to have been approved for another credit card (like a visa) before they'll approve you (Victoria's Secret comes to mind) but Macy's doesn't.
The thing about credit is once someone gives you a chance and you can prove yourself, they ALL want to give you a chance. Just be very careful not to get in over your head. |
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emce
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NONE. All credit card companies and banks are suckers. Just study it better, before signing their document and enjoying the credit. |
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