 How does this happen? |
| Me and my mom had an account with US bank and I was a minor. My mom racked up 982 dollars in debt with them. For some reason they think I owe the money. I was a minor when this happened. they later ... |
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 Is a 606 credit score good for a beginner? Im new to this whole credit stuff!? |
| Im 19 years old and im just starting to go in this credit thing. i had a credit card now for a year. I had no problems and have been paying my bills on time. But I was shocked that my credit score ... |
|
 What's the best way to pay off 23G's of debt? |
Current APR varies from 23 to 30%, HELP!!!
Additional Details
Current apr varies from 23-30% but I don't want to consolidate b/c the cards will be closed after they have been paid ... |
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 How many of you live of credit cards?? and what will you do when you are up to your credit limit?? |
england is very much living off credit and is very much in debt with bank loans etc ..i just wondered what every one who has credit cards and lives of them will do when their credit as run out ??
... |
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 Is it a good idea to start establishing credit as a college student? |
| I am about to be a sophomore in college. I am not a big spender, but every once in a while I'll make a purchase that either requires a credit card or I would rather not pay with check or cash. I ... |
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 How do you work out 8.5% interest? |
on a debit card/credit card for monthly payments of car insurance?
say the amount is £353.95 how do you work out what 8.5% interest on top would be?
... |
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 What are the top 5 ways to build or rebuild your Credit score? |
| I've seen a few suggestions on the board, and put a few up myself as answering another person's question, but out of all the techniques out there, what are the 5 or 6 you find most ... |
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 My mother has alot of debt...? |
| My mother has alot of debt, credit card, medical everything. When she passes away is all that debt going to fall on me? The only debt I have is student loans and I do not need over 200,000 dollars in ... |
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 What to do,i have two credit cards with id fraud help?? |
| i have two credit cards,mint and capital one,both have been used with out my knowledge or agreement, i only found this out when statements arrived. neither credit card company will freeze the ... |
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 How do i clear searches on my credit file? |
| i have recieved my credit file for the first time in my life and found no ccj's or anything like that but have found searches from as far back as 2002. nothing on there says iv'e missed a ... |
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 Is there a type of debt consolidation for payday loans? |
| I've met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe ... |
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 Should I take this offer from a collection agency? |
Recently they sent me an offer for a credit card. Here are portions of the letter that I have edited to keep this short.
Midland Credit Management, Inc. has made an arrangement with J... |
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 Where can i find a good debt consolidation loan? |
| With not so great credit and do not own home for equity.... |
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 If BOFA put me on Chex systems because a bounced check for $4k, will it show up on my credit report? |
| Someone had deposited a check into my bofa acct. i used the funds, than realized the check bounced. They put me into Chex systems and closed my checking acct? If i try to apply for a loan, will it ... |
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 So I let my boyfriend use my credit card.? |
| We broke up, and now he won't pay about three grand, is it worth taking him to court. I know I'm stupid. He has the merchandise purchased with the card, and has been paying the bill on ... |
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 Car Loan Question? |
| I bought a car a couple months ago and took out a 6 grand loan for it. When I took out the loan they said not to pay it off sooner then a year or else it will hurt my credit score since its my first ... |
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aelover77t | What is a good credit card for a person with no credit? |
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 |
 
monica
|
I couldn't get any credit card untill I went to capitalone.com
they have few credit cards and one of them is for people with no credit. APR is like %20 but that's ok because after using it for some time you will get other, better offers.
so good luck ! |
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Dave W
|
One option is what is called a "secured credit card". You pay a certain amount of money as a deposit up front (so the card company knows they will get paid). Then you use it and pay it just like a regular credit card. If you pay on time, that will be a start to building a good credit rating. Be careful, though. Like so many other things, there are scammers peddling bogus secured credit cards. I'd check this legitimate website for more information on these types of cards: http://www.bankrate.com/brm/news/cc/19990823.asp
Click on the link in the "Where can I get a secured credit card?" section to see a list of available cards. |
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mastering m
 |
capital one is one of the good ones, but now adays there could be a good one with mastercard,,,,,but check on the web or at your bank |
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psychic
|
the best one is not to get one been there done that credit card companyS suCk PLEASE dont get any YOU WELL BE GOOD WITHOUT ONE |
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beauty s
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Macy's or any retail card |
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jacksblog
|
Try Capital One. I'm a 2-year satisfied customer. |
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$m¤¤v¥ £¤¢¤
|
You could try Orchard Bank (HSBC) http://www.orchardbank.com or better yet you can try where you do your banking and see if they offer a low limit or a secured credit card. Bank of America and Wells Fargo both offer secured cards as well. It's easy to get approved for a secured card because you would have to put a deposit upfront in a savings account to secure the same amount you deposited in a line of credit. Most of them start out as low as $300, but you can deposit more to have a higher credit line. My suggestion is to make small purchases that can be paid in full on time, every month. Also try to increase your limit by adding to the deposit every 2 months or so. After doing that after a year, usually you'll get your deposit back with a little interest, and the card will become unsecured. Also the higher your credit limit when it becomes unsecured the better becuase it will show that you're responsible with cards with higher limits.
Another thing to build up credit is if you know a close friend or family member with excellent credit, ask them to add you as an authorized user. You don't need a card because it would be for reporting purposes only. If you're able to find someone, make sure that the credit card company adds that account to your report to. |
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Rolls Hagen
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If you have NO credit that is much better than BAD credit. I know of people that had no credit history whatsoever and got loans. Credit cards are not good to have on the whole. To do your necessary shopping via the Internet or phone, get a pre-paid Debit card from Visa. |
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xxx
 |
credit card info here many bank's credit card details chechout this |
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dr.macgruder
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none. just stick to bank loans... |
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