 Do you think it’s a bad idea to file for bankruptcy? |
| I have bills coming from nowhere and no money to pay everything.... |
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 What's a good first time credit card? |
| I'm 21 and have never wanted to get a credit card, now I realize it's important for aquiring a good credit score. What is a good card for a first time user?... |
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 Can a debt collector find you with....? |
can a debt collector find you with only your name, email and old address?
Additional Details
they have no other information on me. they dont have my phone number, ssn, none of my credit ... |
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 Credit Card Debt Help!!!? |
| Here's the story.. I had 5 credit cards that I have been paying off.There was one big one for 7000.00. I tried to work out a payment plan and the collection agency would not work with me. Now I ... |
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 How many months does it take to see an improvement in your credit score? |
| If you are paying on time, keeping credit card balances low, and not incurring any new debt? How long does it take these responsible actions to actually start causing an improvement and increase in ... |
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 Does getting your free credit report take off points? |
| When you get your one free credit report each year, does it take points off your credit or count against you in any way?... |
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 How much of a balance should I keep on my credit card? |
| I know that I should keep some balance on my credit card to help show that I can make regular payments. I really want my credit score to go up even more, so does anyone know what percentage of ... |
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 Maxing out a credit card for one month? |
| Does this do anything bad to your credit rating? If I max out a credit card (not going overlimit) but then pay half of it off the next month.... |
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 Cut up Credit Cards? |
| Do businesses really cut up maxed out cards? Or is that just a myth?... |
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 Is mastercard and american express accepted everwhere? |
| I know visa is universally accepted i wondered if those two are worth ... |
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 Bad Credit........how can I repair it fast? |
| Went thru a bad divorce 4 years ago and have never been able to recover. I'm tired of the apartment life but my credit sucks, so renting a house is very difficult. Any suggestions to help me ... |
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 Has anyone ever used a debt settlement company and if so, what was your experience? |
| I'm not talking about credit counseling, I'm talking about the firms that go to your creditors and offer to settle the debt for a small percentage of the total owed. If you have, tell me ... |
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Diane L | What is a good credit card to apply for if you have bad credit? |
I am paying off bills and I closed all of my card accounts. What is a good, easy and cheap card to reopen my credit with? My credit is not good. |
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bella_4624_19
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orchard, secured cards, but with bad credit you might have to start with store cards and build up from there. |
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nabdullah2001
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www.Centennialcard.com and you can choose either a VISA or MC and rebuild your credit with that and later you can start getting offers to apply for credit once your credit's back up where you can get a credit card and maintain good credit. It's worth getting to rebuild, but not for long term credit use. Check your credit history as well to make sure all these things are off the record you can get copies of your free credit report at www.Annualcreditreport.com and get copies from all 3 bureaus. |
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skylark455st2
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Go to a bank where you already have accounts and hopefully a good relationship, start with a secured card and work your way up to one that has aline of credit |
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sarell
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get free credit assistance from http://www.ezcreditrepairsolutions.com |
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michelob86
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I'd advise going with a secure card, which means you pony up say $1000 to the company to hold, and that's your limit. You use the credit card, but you won't be allowed to go over what the company has in your account. If you default, the company has that money to get paid back.
Do that for about three years, with on time payments, and you'll be able to get a regular credit card. |
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David D
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The answer may be here. |
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courisousgeorge
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orchard bank. easy |
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rrrevils
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I agree with the other bloke. Get a secure card, such as Orchard. Kudos to you for getting your financial life in order, but reconsider getting ANY credit card at the moment. Get your feet firmly on solid financial ground and then see about starting over. Some people, though I am not saying you are one of them, have trouble managing credit and should NEVER have a credit card.
Good luck! |
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Ryan C
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Orchard bank or any card that is a secured credit card |
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CINDY S
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There's one called Horizon Gold Credit Card and it gives you a $3,000.00 unsecured credit limit. The initial fee to open is 45.00 and there's a few other charges like the 14.95 monthly, but all togther to get this credit you only pay like 79.95. I have it and I am enjoying. The web address is horiziongoldcreditcard.com |
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