jasdudley
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this depends on your credit history, income and what other credit cards you currently have under your name, if any. in my opinion, "good" would be anything under 12%. something around 9 or 10% would be great..but most i see hoover around 15% - 20%...which isn't bad..its just average. |
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Wannabe007
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Of course 0% is perfect but not terribly realistic, excpet for an introductory period or balance transfers. You shoould expect a good rate to be from 10-14% or prime plus 2% or similar type of calculation. over 20% is not a good rate, you can find better with good credit. 15-19% is fairly normal but you asked what is good. |
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Bronwyn
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I have a fixed 11.9% on my Chase Visa. I think that's good. |
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Very Sexy Vixen
|
16.9% or say about 10.5% |
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ken_voss12345
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0%
if you have time here's much explanation on types of cards and how to find one that's likely to suit you:
http://credit-cards.ebookorama.com |
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aatifsmalik
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credit cards have never been that much good for credit. secondly it all depends on your credit scoring. If it is five stars means from 850 - 980 than you are looking at a rate of 12.5 % but if its down you may get a rate of 29.9 %apr |
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smoothie
|
big fat zero |
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cheekbones3
|
0% is very good. |
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Not Laughing w/ U
|
Depends on your credit score. Good score should get 0% for atleast 6 months then low after that. Bad score no more than 17 to even 21%. |
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mustlovedogs0
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o% - you can keep moving your card to continue taking advantage of introductory rates - most are for up to a year! |
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melas
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CUT THE BLOODY THING IN HALF AND THROW IT AWAY |
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Deavious999
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The lowest rate possible. Make sure the rate will be permanent and not an introductory offer. |
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Jason C
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It depends on how good your credit is. I have two cards that i use one at 9% and one at 11%. It is usually best to get your card through your bank or credit union they give better rates. |
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timone
|
i got one of 12.9% |
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daddysgirl92280
|
6-9% |
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Luckys Charm
|
0% |
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alatoruk
 |
well 0% would be the best, but unlikely rate
realistically you can see them advertised from 15.9% upwards
I seem to remember seeing on at 12.9% but cant remember where, so i may have been dreaming.
most of them do interest free (0%) periods, so look for a long period followed by a low interest rate |
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Andrew
|
around 15-18 percent |
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garrye
|
The new Marks&Spencer card offers 0% on all purchases for a 12 month period.
You cant get much better than that..! |
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reconflux
 |
0% |
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Phlodgeybodge
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0%. If it's any higher don't get one - use cash instead. |
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silverfoxcb7
|
0% |
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free_your_fancy
 |
A typical "low" rate is around 18%. The best thing you can do is always pay your balance in full on time. Credit card companies make most of their money from late fees, overage charges and, of course, interest. If you are consistently late, they can, without warning, raise your interest rate. The worst thing you can do for your credit rating is constantly transfer from one card to another to another. The BEST thing you can do for your credit rating, if you must use credit cards, is keep your balances low and pay on time. |
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shanthicharuvil
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u can get .99%..ABN AMRO BANK |
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Chuckie
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Many credit card companies offer an introductory 0% for up to the first year. However, it's best to avoid their interest rates in the first place - try not to spend more than your budget, so that you can pay the balance in full each month. |
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Mya789
 |
oooh i heard this on the radio this morning they say anything under 18% is good because credit card people are making intrest rates higher and they think they shuld put warnings on credit cards like they do on fags. |
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