Can someone explain with detail what a pre settlement lawsuit loan is? |
| How does a lawsuit loan work?? Do I have to pay it back with interest? Is there a minimum I can request? I am currently awaiting a settlement from a personal injury from a car accident....how can ... |
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Violation of new credit card law ? |
| Little Ceasars Pizza charges $1.50 if you use a credit card. Is that legal ? If so that's just wrong !... |
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paypal add credit card? |
does paypal charge you for adding a credit card?
I already have money in my paypal without a credit card.... |
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What are the options for a child whose parents opened credit in their name? |
| The child is now a young adult, and finds themselves owing close to 20 thousand dollars.Although they still wish to help their parents, what is the best way to fix what has been done, and to protect ... |
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How long should I wait before getting another credit card? |
| In April, I got approved for a Orchard Bank and Public Savings card. I've been using them and paying them off before the due date. Now I'd like to get a Best Buy / ABC Warehouse / Sears / W... |
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Question about Visa Pre-paid Debit Card.? |
| i bought it at Rite aid and put 40$ on it, on the package it says its a Temporary Card, Can i still use it or do i have to register it online and wait for the personalized card to come in the mail?... |
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Interest Rate Problem? |
You invest $500 for three years and earn $60 in simple interest. What is the interest rate?
I know the formula, i=prt, but I'm just having some difficulties... An explanation would be ... |
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Mistake in my credit report? easy 10 points right away? |
| I was studying in Michigan on 2006 before I left to my country. During that time I had an account with TCF bank. When I left, I did not close the account as I was getting monthly stipend for three ... |
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Will porn site debt affect my credit? |
| The adult webcam site attempted to charge 35 dollars for shows I previously viewed because I had unknowingly surpassed the amount of money I had left on my prepaid visa debit card, but all attempts ... |
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Is the APR on a credit card charged every month or once a year? |
| When the credit card company sets an APR on my account, does that mean that they charge the APR rate every month on top of my balance on purchases or just once a year?... |
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A local hotel charged me for a extra night and won't credit my card back? |
| My girlfriend and I were having a difficult time so I stayed at a hotel for a weekend. It started out as a co-worker of mine knows the owner of a few hotels here in town (state of Florida) He called ... |
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how do i find my credit score? |
| I would like to know my credit score and I have gone to that free site and requested it but they said I had to pay. I know that you are entitled to a copy of your credit report and that you do not ... |
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question about the declared value ? |
| Hi , I've recently ordered something to be shipped from china to israel , the shipper asked me to confirm in a declared value of USD 250 , what does this mean ? Does that mean i have to add USD25... |
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can a sim only phone tariff (pay monthly) improve credit rating? |
| Im wanting to get an orange pay monthly sim only plan , as they have no phones i want to take at the minute. I currently use an o2 pay monthly simplicity sim but the service i get from o2 is pretty ... |
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How much can I expect my credit score to improve? |
| My husband and I both have decent credit scores in the low 700's. We have six debt accounts, three revolving and three installment (including our mortgage). Over the next seven months we plan on ... |
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Someone stole my credit card, my bank is closed, i dont know my card number please help!? |
| Ok someone i KNOW stole my debit card out my purse. I filled a police report today and called the credit card complany however they said they cannot cancel the card until they speak with my bank[my ... |
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how long do "potentially negative" items stay on your credit? Will they ever go away,...? |
...and do you still owe the money?
On your credit report, how long do items stay on your report? Will your collection amount go away after a certain amount of time or will I live with it for ever.... |
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Paypal Charge on credit card? |
| When I am verifying my credit card with paypal, does it charge the credit card?... |
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Teeners | What is a good prepaid credit card for me? |
i am 19 and want to get a prepaid credit card to establish my credit. What is the best one i can get. I know a lot of online sites are scammers trying to get your information... |
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Dinos
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get more info ; open the second & fourth link in: www.credit-debit-card.co.cc |
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azatu1
|
I own a credit repair company and I can tell you that "prepaid" credit cards don't do anything for your credit. Only secured credit cards show up on your credit.
The cards are somewhat similar in that you put a certain amount of money on the card to start with and you cannot spend more than that. But with "prepaid" cards when you spend money the amount of money on the card goes down. For instance if you start with $500, on a prepaid card if you spend $500 then your card balance is at zero and you owe nothing. But on a secured credit card your balance is at $500, that means you owe $500 to the card. If you do not pay, then it will go on your credit history as unpaid debt.
The reason behind this fact is this: Your credit score is a measure of how well you pay your debts. Can you pay them on time or will you be late? Can you manage your money without over-spending? With a secured card you make payments on it the same as a regular credit card, this will show that you can make regular on time payments.
As an additional note, you should know that when you get your secured card, you shouldn't spend very much money on it. If it's for $500 then buy no more than $100 each month and pay it off at the end of the month. This way you never pay interest. And it will show that you can manage your credit card without overspending on it. |
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tudorjason
 |
Almost all prepaid credit cards DON'T develop a credit history.
The best and surest way to begin building a credit history is to apply for a secured credit card with a bank or credit union. Secured and prepaid credit cards are different from each other.
Go in person or directly to their sites.
Credit card laws enacted earlier this year dictates that in order to get a credit card, you must either:
be 21 years or older;
or have a co-signer;
or can provide proof of an income.
Good luck. |
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zero
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green dot card i used and i loved it,there only about a 2 dollar monthly charge.you can use it online like i did at stores,etc.. |
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mafriqa
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go to your local bank and ask for a student credit, if not go to bankrate.com and look for a secured cards, those are the best cards to establish your credit if properly maintained, remember you have to put down like $200 or so debosit in order to open one, go to capitalone.com, personally I would avoid all prepaid cards full of scam... |
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