 I co-signed for my little sisters car loan several years ago, which is now in serious default.? |
| My sister lives in Canada, and I'm moving back up shortly. What could be the legal repercussions on her as well as me as a co-signer regarding this debt? If I decided to move back to the USA ... |
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 How much can a debt collection demand from you? |
| I was being sued by a collections company after many hours of reserch to find out who the company was since the company was going by a AKA.I finially reached them by phone I wanted to make payments ... |
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 What credit crunch/recession? |
If everyone did not watch or listen to 24/7 tv/radio to doom and gloom reporting on finance would they:
Just go and buy that new car.?
Have that house Extension built,?
Move house?
... |
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 Credit score of 784 is it good? |
| What does the score do for you?... |
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 Anyone ever been sued for credit card debt??? |
Whats the process like?
I owe capital one $4,000. I will probably have to file for bankruptcy to dodge them or take a vacation out of the country for 5 yrs...... |
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 Best Credit Cards? |
| I have a credit score of 734, Im only 21 so my accounts haven't been open that long. Capital One gave me a fairly large credit line, but i haven't activated it yet, due to the fact that CO ... |
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 I am really scared. I got a number from "2299855545". I feel like it was a scam? |
| They said I won stuff and I will be entered in a drawing. I gave them my Card # and 3 digit # on back, and expiration date. Should I cancel my card?... |
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 $ 20,000 in credit card debt do you recommend I file Ch. 7 bankruptcy??? |
| I had 14 different credit cards charged off 2 years ago for a combined $20,000. The statute of limitations in CA. is 4 yrs so after 2 yrs i finally got a letter from an attorney threatening L... |
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 Bank harassing me over debt and threatning urther charges? |
i have a loan with the bank of scotland. i have had to stop payin it due to financial circumstances and having to help save my home.
i have co-operated fully with the bank from the start ... |
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 Is it better to pay in full each month or 50% of the bill each month? |
| Hey everybody here is my question: I have just been approved for a small business credit card, and i need to spend about $4,000 in office expenses as part of our startup costs. Is it best to pay this ... |
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 Collection Agency calling...? |
| If a collection agency is calling but nothing appears on your credit report from the agency about a debt...What can/should you do?!?... |
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 How do I get a loan with a bad credit rating? |
| I lost my job 2 years ago when my contract ran out and unfortunatley was not re-newed. Most of the credit I had was the ususal - credit cards and small loans. I struggled to keep up the payments on ... |
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 Credit card debt and new baby on the way? |
| I know this sounds like a CRAZY question.... |
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runner1 | What is a good secured credit card? |
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 |
 
jeffrey b
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Use Posbank master debeit card. |
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The Iconoclast
|
Go to www.bankrate.com You can see a side by side of available secured credit cards.
That being said, do you currently belong to a credit union? Most credit unions have secured credit cards, and are usually a lot more reasonable than a big monster mega bank.
I used wells-fargo as a my "jumping" off card after I got out of school. Although they didn't eat me alive, they were not the best either. HSBC/Orchard bank also seems like a ripoff, from what I've seen on this forum and others.
The questions to ask the issuer are "Will you report to the credit bureaus?" "When can I get a credit increase?" "What is my APR and my annual fees?". Look out for junk fees, such as application fees, credit increase fees, etc. Do NOT pay fall for this junk!
Good luck! |
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twv706
 |
A free consumer site at http://www.bad-credit-credit-card-for-people-with-bad-credit.info/ has a free list of secured and unsecured credit cards that accept people with bad credit. You can review a summary of each. |
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kim
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the card with the lowest interest is the best. Don't fall for deals like miles, or points. Go for the best interest rate, because if you get into debt, all the miles in the world wont do you any good. A friend of mine got her first credit card and the interest was 14%. Thats a pretty good one, a lot of kids get suckered into 21 or even 24% interest, and there is just no way you can pay that off. Also, after you get the card, and start making your payments on time, sometimes companies will lower the interest if you call and tell them you are going to try to find a better deal elsewhere. Just a little tip... |
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johndoe3214
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Use Citibank Mastercard or Visa. |
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Ferd
|
Secured? Meaning two things: (1) type of card security, and (2) avoidance of extra charges. A secured credit card is pledged against a fixed deposit, say, $10,000. You cannot touch it unless you close the card, and these funds can only be released in about 1-2 months. In another sense, a good secured credit card is when you always pay in full.
So whether your card is based on unsecured lending or pledged fixed deposit, you will always be credit-secure when you pay in full and live within your means. |
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See Saw
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American Blue Express credit cards are just like other credit cards because you can conduct all your transactions without paying cash, simply by using the card.
One reason that many people shy away from getting credit cards is due to the annual fees necessary for the maintaining the credit cards. But for a person who does not want to pay the annual credit card fees should go for the American Blue Express credit card.
Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card. |
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Mr. Chef
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Bank of America Visa Platinum Plus Secured Card .
I think all you need to do is send them $99.00 and they give you a limit from $300 and up if approved. Then just after 9 or so months you get your 99.00 back if you qualify for there secured card |
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firas96
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Monthly repayment should be paid in time before payment due date. Thanks for the 2 points. |
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