 Does a judgement fall off your credit report after seven years? |
| My nephew has a judgement against him for credit car debt. He is paying a monthly installment on it and will have it paid off in less than three years. He asked me how long it would stay on his ... |
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 I recently paid a bill which was a couple of days late arriving.. they have now charged me £20 for lateness.? |
| I thought there were rules against this, whereby they cannot now charge you astronomical administration fees ?... |
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 Why do they say bad creditors will leave your credit report n 7 years? |
| I am tryin 2 clean up my credit and researching 2 learn more about my credit report, but there r items that is on it that is older than 7 years. they say creditors come off after 7 years?... |
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 How do i go about closing my credit cards with balances on them.? |
| Do i just call me and tell them and keep makin monthly payments on them.... |
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 Help! I'm being sued by creditor! I already answered summons. What now? |
| I added this creditor to a debt management program 2 years ago & I have made substantial payments every month for 2 years to Plaintiff's attorney. (That's what creditor requested) I ... |
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 Can you use a debit card to by stuff on ebay?? |
| i'm pretty new to online shopping and debit/credit cards, anyway, wanna ask, can we use debit cards to by stuff on ebay just like you do for credit cards?? kinda confused about debit cards... i ... |
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 Credit cards? |
Additional Details
how do I get one and what is the best way to go about it? Recomendations?... |
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 If you have really bad credit, and want a credit card to rebuild your credit.....what credit card? |
| I'm trying to get a credit card to build my credit back up....and I have really bad credit....what credit card can I apply for, and get accepted?... |
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 Walmart credit card? |
| I am thinking about applying for a walmart credit card but I dont really have any credit at all because I am 21 and I go to college and still live with my parents, but was wanting to have one because ... |
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 Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 & prosper denied me? |
| Every time i apply for a loan my credit drops it was over 600 my problem is that i have 16 accounts but all are current but not for long if i cant get the help. x-wife decided 2 go through the state ... |
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 Is it illegal or some type of fraud to use business credit cards for personal use? |
I'm not talking about maxing them out, but using them instead of personal credit cards, say, if the business closed. The business cards don't show on the personal credit report.
A... |
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 Whats a joint account?? |
| umm my sister was applying 4 mastercard and in the application and they asked her for her joint ... |
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 What if I defaulted on a credit card? |
| First let me say that I have several credit cards. One though has really begun to screw with me. First they raised the interest rate to 21.9% and now the monthly payment is unreal (I have never ... |
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 Which is worse for your credit? Continuously missing payments, or filing bankruptcy? |
| I keep getting letters in the mail from creditors about my deliquent accounts, and am wondering if I should file bankruptcy or not.... |
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ladyluckinor | What is a good unsecured credit card to get after you file bankruptcy? |
I need a relaible card with a high limit, low annual fee, and low APR but that is unsecured? I filed bankruptcy a year ago and want to work on getting my credit score up??? |
 |
 
bman
 |
WOW! You don't want much do ya!, We all have problems in life, lots of us, financial problems. If you have problems now and years past, the last thing I'd recommend is credit cards. Learn to live off cash and become a wiser money manager over the next 3-5 years, it has more benefits than credit. There are a few however that will help you but they come at a not so low apr or annual charges. Also, The up front charge on your new card will go on that card to leave you with little credit for spending. Now, if you do good with your on-time payments, pay extra every month and stay away from the maximum credit line for a year, you may find a more attractive card company in a year or so. But, don't go getting several of these cards thinking more credit, more credit because that equals more debt. I found that First National Credit Card /Legacy Visa was pretty fair for someone in your situation. For more info. Call 18888839824, their customer service line and try to get past the touch tone system to get a human. I think ya just hit 0 for operator. |
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Maybaby
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I wouldn't get any credit card if I was you. It's nothing but trouble. It's too tempting when the credit card offers start rolling in and then you may wind up in financial trouble again. |
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iraqiwildman
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NONE.!!!!!!!!!!!!!!!!!!!!!!!!!!!
You have a problem with finances, so you do not need to get in trouble again by running up another card.
Write up a monthly budget and SAVE for your purchases.
Sign up for Financial Peace University at www.daveramsey.com/ Take this great 13 week class at your local church. It wil change your financial life. |
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WHUFF
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Capital One or Orchard Bank (HSBC), your interest rate will probably not be lower than 18% fixed, most companies will give you a variable rate with higher interest. As far as the credit limit, it will probably be at the most $1000. |
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ginabgood1
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One year out of bankruptcy there is no way you will qualify for a high limit, low annual fee, low APR card. It takes years to recover from bankruptcy and to rebuild credit. There are companies who specialize in credit cards for people who have bankruptcy on their records, but you will pay a high interest rate and will most likely be required to put money in first and with good reason. Since I work in credit at a bank, I see this all too often. You will be rebuilding that credit for many, many years - even after the 7 years it takes to get it off your report. That's why filing bankruptcy isn't a quick fix, it's a last-ditch option. To get your credit back up will take due diligence on your part and a lot of time. Best of luck to you. |
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Amanda M
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try capital 1. |
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Kevin K
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You won't be able to get a high limit card a year out of BK. Companies are going to want to see if you can manage your credit before they go out on a limb and give you a high credit limit. You might want to try a secured credit card first, then work your way up. Maybe after 2 years or so you can apply for a real cc. Just be sure your credit score is in the 650 or better range. You can check your FICO score at myfico.com. DO NOT apply without knowing your credit score or you will just be wasting your time! |
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john b
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Capital One Visa is the best card for people with bad credit. |
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ravi C
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no problem u can get it easily....
even with bankruptcy! |
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