 Why does the government not control the interest rates and charges the credit card companies charge? |
| Credit card companies are allowed to increase interest rates to over 30% if they want. They also determine that the consumer is a poor credit risk if they have high balances on loans without looking ... |
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 I think I'm being SCAMMED, any advice? |
| My credit card company is charging me a $90.00 late fee because they say my payment was late. As long as it is postmarked by the due date isn't the payment considered on time? Thanks.... |
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 Will my credit score be negatively affected if I pay off and close some of my cards? |
| I'm about to pay off four of the seven cards I have and I've read that closing them after paying them off can hurt my credit score. But I've also read that it may be better to keep ... |
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 Can they send me to jail? |
| I got caught in the payday loan scam. I needed money to pay bills and before i new it i was getting loans to pay back other loans. They were taking money out my account and the bank ended up closing ... |
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 How do I remove my name from a mortgage. The house was awarded to my ex via divorce decree? |
| My divorce decree gave ownership via quick claim deed to her, and states she will pay the mortgage. I am having trouble getting credit because my credit report show the loan in my name.... |
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 Im 19 and just found out the my SSN was used when i was 12 and ruined my credit HOW DO I FIX THIS MESS? |
| Im 19 and just found out my SSN was used when I was around 12 now my credits all screwed up how do I go about fixing it? Do I get a new SSN? Who do I call? etc etc etc.... I was wanna get this ... |
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 Anywhere I can apply for and get a credit card with NO credit history? |
| My bank declined my application because I have no credit history. I've never had a credit card before.... |
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 My sister has a problem with her credit report? |
| there is a few accounts on her report that were not made by her. The problem is they were made by someone she knows and doesnt want to get them in trouble. Is there a way she can lock her social ... |
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 Do i have to pay this debt? |
| had letter from bank for a debt over 10 yrs ago. i got overdrawn when their machine cocked up and they gave me money i didnt have. i thought it was all sorted 10 maybe 12 yr ago . i did not have an ... |
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 What is APR? |
| I'm looking on carmax.com at their cars and I clicked on 'Payment Estimator' and I have to enter 'Finance Rate: APR.' What is that? Is it something more that I have to pay? P... |
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 Best credit card to build credit, I have non at the moment? |
| I need a credit card to build credit, I have none and only plan on purchasing a meal a month with it and paying it off asap so I dont care about how much the limit is or anything. Just one with the ... |
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 How do i get my credit card companies to freeze the interest, anyone done this? |
| i can pay my minimum payments but at the rate i am going it will take about 12 years to pay them off. I have heard about interest freezing, has anyone managed to get their creditors to do this and ... |
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 How old do you have to be to get a credit card? |
| how old do you have to be to get a credit card?... |
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 I am a stupid college kid who sign up for credit cards for free pizza...? |
| Okay I signed up for maybe two credit cards in order to get free pizza... I was hungry! and broke.. but they guy told me that it was just to see if I will get pre-approved or not. So I did get ... |
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 What would be your credit score IF you DON'T have a credit card? |
Additional Details
...and I don't want to have a credit card.... |
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 Credit card details? |
Hi there,
i was just wondering if there was anyone out there that would like to give me their credit card details. I am open to all sorts of credit cards regardless wheater its gold or platnium ... |
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G Gyrl | What is a good way to get credit while i am in college? |
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 |
 
jdensfor
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hold a job.
don't get into any debt.
make good grades.
if you live in an apt, pay your rent and bills on time.
**WARNING**
A CREDIT CARD IS VERY DANGEROUS. IF YOU DON'T HAVE THE SELF DISCIPLINE OR INCOME TO PAY THE FULL BILL EVERY MONTH, DON'T EVEN CONSIDER ONE.
*****
if you do get a credit card, call them and lower the credit limit to something small like $100 or $50.
if you get into the bad habit of credit card use, you'll end up with worse credit than if you never had one. |
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jrovaldi
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G,
It depends on what type of credit you are talking about. If you mean credit as in a credit card, I would open a student credit card, which are available, and only spend as much as you can afford to pay back. This is very difficult, you have to be disciplined, but if you can discipline yourself to only buy things like gas and occasional food and small items, then pay them back before the month is up, you can build good credit. I wish you luck, of course, and don't do this unless you can NOT buy crazy things and go on spending sprees, because on top of the credit, you will probably have student loans to pay back.
Good Luck ! |
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?
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Get a credit card from Sears or a gasoline company and use it off and pay it off every month.
Get a credit card through your college and do the same. The more you use credit and pay it off the better your credit rating is. |
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laflofa
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get a credit card with a small limit (like $200.00) and pay it off in full every month or when it needs to be paid off |
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sir COPE
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get a credit card and buy just one thing..pay that one thing off...buy another thing. etc etc but dont max it out and get stuck paying on interest for ever |
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mikey
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Start with your bank. Then apply online, then department clothing stores. If you don't get any response then you need to, start a savings account and build it up to lets say $5,000.00 dollars. Then loan against it. Take that money and open another account, while paying off the first one. Do this over and over again. This will create a bunch of banks you will have credit at. Increase the amount you save to 10-15K and do it all over again creating a huge credit portfolio. |
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Dz Nutz
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get a credit card (they basically give them away at colleges, I did that) and every month put what you can afford on it even if it's $10. then pay it off each month. |
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bobo
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Are you kidding? They throw credit at college students. So all I have to say is be careful. Don't borrow beyond your means. Plenty of young people graduate and already have ruined their credit. |
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composertype
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take classes |
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bittersweet
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Get a secured credit card. Buy small things and pay it off every month on time. In one year, viola! Credit. |
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Jessie H
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Get a credit card. Only buy small amounts and pay in full every month. Don't pay the minmunm. Pay the whole entire bill. |
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lsenn
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apply for one. credit card companies and banks frequently give credit cards to college students. Just be sure to pay for any charges you make, or it could come back to bite you later on in life. |
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migrating_monkey
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get a credit or debit card and just use it to buy the basic things that you'd usually just pay for with cash like gas food. anything. and pay every month on time. |
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slightlyturkish
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work your tail end off! or, quit college and just work. either way, you'll get some serious moola! |
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