Can adding an authorized user on my Credit Card hurt my credit score? |
| I want to add my brother as an authorized user on my Credit Card just to help his credit score. Will this negatively impact my credit score. Assuming that all payments are current and my Credit cards ... |
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At the grocery store, do you mainly swipe your credit/debit card or write a check, or use cash? |
| Emphasis on mainly. Please explain your reason. I use both but there sure isn't much room to write a check because the pin pad has been connected to the counter. I see people in line where ... |
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How to get collection agency to quit calling!!!???? |
| Ok. I keep getting this call from a collection agency. They have a wrong number, and I've told them that twice! The call isn't for us. They said they won't stop calling unless I give ... |
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Do you need a credit dard/bank account for paypal? |
| I dont have a credit card and i dont want to use my bank ... |
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What credit card should I sign up for? I have no credit history and am a 18 year old student going to college. |
| I want to start building credit, but I'm not sure which credit card to sign up for. I would like one with rewards like cash or milage, but there aren't many that will accept no credit...any ... |
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Which is better to improve credit score? |
| I have about $9000 in debt. In the last year I had to make alot of my payments late because money was tight, so my credit rating plummeted. I have a lump sum of $16000 coming in a month & will ... |
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I need a loan but have bad credit? |
| any ideas I need no more then 500... |
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If I marry someone who has credit card debit and still owes house payments. Will I be responsible? |
| He has accrued a large amount of credit card debit. He has a house that probably will not be paid off for another 23 years. He is also getting ready to put 2 kids into college. I want to know how ... |
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I want a credit card but i don't know anything about credit cards.? |
| i already know that i don't have a lot of credit just a little it and i would want to know what credit card would be best for me. i tried to get one from bank of america but, i was turned down ... |
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Can I force my credit card holder to lower my interest rate by refusing to make any more payments? |
my rate is 34% I've paid for a year solid and it's still over the limit. Additional Details I haven't used this card in over 2 years. The company just randomly raised the ... |
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When do i have to pay for my credit card bill? |
I got a credit card last week and i have no interest untill june, does that mean i can wait until june to start paying the bill. My minimum payment is 0.
Thank ... |
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I need to fix my credit with little time, what is the best way to do that? |
Additional Details Thats awesome information by almost all of you, but I have no credit cards. My debt was aquired when my husband left me, with a small child and NO money. Bills went ... |
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Bad Credit Looking for New Car Loan is this Possible? |
I live in Boston, MA. I was wondering do anyone know any credit card company that will offer me a line of credit for a car loan. I need about 19,000/k. Which I will pay of in 48months.
If ... |
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I am £20,000 in debt with unsecured loans. I cant pay it back and dont think I ever will. What can I do? |
| I am £20,000 in debt with unsecured loans, I am 20 years old. I cant afford to pay it back and dont think I ever will. What can I do? Whats the worst that can happen?... |
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Does Visa Electron come under any of the following? |
Im trying to buy something online, but they only accept the following:
Mastercard
Switch
Solo
Visa
Visa Debit, Delta, Connect
so can i use my Visa Electron ... |
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larry p | What is a promissory note? |
what is to be written in a promissory note? |
|


mom
 |
♥ ♥ a note where you promise to pay x amount of dollars for something you received from someone by a certain date ♥ ♥ |
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fdm215
|
A promissory note is a contract in which a borrower agrees (promises) to repay a debt to the lender.
Definition from Dictionary.com
1. a written promise to pay a specified sum of money to a designated person or to his or her order, or to the bearer of the note, at a fixed time or on demand.
2. a written promise to do or provide something, usually presented as a gift and claimable when or however the recipient chooses.
[Origin: 1700–10] |
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Your Asking Me?
|
Its a promise to pay a debt. Sometimes it should be notorized, if its a person you don't know. But a person you can trust???? Maybe that ought to be notorized as well, just to be safe. Make it detailed as a promise to pay what is owed to you....Just to assure you get the loan back, and if it goes to court because of the ammount...You have the note to help get that money back owed to you. |
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AKON-eisha
 |
A contract stating that you are going to pay out your balance that is owe to whom every you took the loan out with. |
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pimpdee976
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promise to give back |
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latinatexas
|
sayn u promise to pay |
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Chuck
 |
The terms of a loan, whatever it is that you promise to pay back and when it will occur, your signature.. |
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Big D
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A promissory note is basically the same thing as a contract. It is a signed agreement between to people to promise to pay back money loaned, or property loaned. It details out arrangments that the two parties agreed on. It also can be used in court. |
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luciousgreeneyedlady
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A promissory note is a legal loan contract, a promise to pay. |
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ticketoride04
|
date the note is written;
to whom the pay't is paid;
how much the payments are;
what is the interest per month/annually;
what is the due date of the note;
signature of the borrower.
you can also get a short form promissory note at a drug store or stationary store...just ask |
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lyn
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THE DATE, A NOTE SAYING YOU PROMISE THE PERSON TO PAY THEM BACK A CERTAIN AMOUNT IN A CERTAIN AMOUNT OF TIME AND SOMETIMES WITH INTEREST AND SIGN YOUR NAME. YOU SHOULD EACH HAVE A COPY. YOU CAN ALSO HAVE TWO WITNESS TO SIGN THE PAPER . |
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Mitchell W
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A legal agreement that is signed by the borrower promising to repay the loan amount borrowed and agreeing to the terms and conditions of the loan made. The institution retains the original promissory note until the loan is paid in full. Upon payment in full the institution will mark the promissory note "PAID" and will provide it to the borrower. |
|

Patch
 |
It's a contract that says (promises) you will pay. Kinda like an IOU. The note would include who you are, what you purchased or borrowed, the amount you will pay, when you will pay it, and then signed by both parties. |
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cobra528
 |
It is a paper that you sign, saying that you agree to pay a certain amount of money. Usually in installments of $??.??, at a interest rate of ??%. |
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gengidashiell
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It's a legal contract that says that one party promises money, goods, and or services in exchange for some other money, goods, and or services. It's totally admissible in every court in the land.
For it to be valid, make sure you have the following things.
1- date of the agreement; date you are thus signing it
2 - names of both parties. Its also kind of good to have the address of each party, just to be thorough
3 - the act of exchange, or what is being given for what. Money for a computer, money for work rendered, etc.
4 - the time period. If someone is going to be paying something back or returning something, make sure you have an expected termination date. So, you'll pay and complete the final payment in ...say... May of 2008
5 - rate of pay. Its good to have this just in case, so you're not shortchanged if you need to legally present this. Something like "$25 per month" or "$10 per week". STAY AWAY from "$10 every payday" because with some pretty simple legal wrangling, and out of work person can get out of the contract (after all; they don't work, so they don't HAVE any paydays for a few months!)
6- consequences. If the contract isn't met, what happens? Do you get the property back? Does the person have to pay for wear and tear? That kind of stuff
7- signatures - both parties
8 - witness - important - AN UNINTERESTED THIRD PARTY who can attest to the authenticity of the note, and state that everyone signed of free will
9- seal - just for all legal bases, pay the 3-5 bucks and take it to a notary and get it stamed.
Hope that helps. |
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