 How do i get approved for credit? |
| Im trying to build up my credit history but ive tried about 5 credit card and non approved me. i even tried a credit card that says it will approve credit for people with "Fair Credit". im 1... |
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 Can you have more than one credit card? |
| as in..more than one kind of visa or mastercard..or any ... |
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 Bankruptcy vs. Paying it off? |
| My husband and I make about $32,000 a year, and not including my car, have about $10,000 worth of credit card and medical debt. All of these accounts are closed, charged off, and in the hands of ... |
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 Is this a good way to build good credit? |
| I have absoulutely NO credit history so I went to american express and applied for the AMEX Green Rewards Card which is a charge card with no preset spending limit and I got accepted and the card is ... |
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 How can i get a consolidation loan to pay off all debts when i have bad credit rating? |
| I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I... |
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 300 pound debt? |
| My friend don't want to pay to the phone company (about 300 pound) cause he is going leave UK soon and probebly never come back. The phone company keep calling and send him letters. Plus,they ... |
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 Can I be arrested for not paying my credit card debt?!?!? |
| I'm 21 + a single mom. I got a Chase credit card 2 years ago with a limit of $300. I used it up, but never went over my limit. I was enrolled in a payment protection plan with the card, I lost ... |
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 Is it BAD to pay my credit cards off in one lump sum?? |
I was told that it could be bad for your credit score to pay off your credit cards all at once - Is this true? If so, how BAD could it hurt my score & for how long?
I am about $15K in ... |
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 How is American Express different from Visa or Mastercard? |
| I'm considering switching from Visa to American Express, because they are offering me a much better APR. I'm wondering if it's worth the switch. I'm slightly confused on the ... |
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 I gots a question to axe .. why come I losin my house? |
honey .. tell your momma I needs to move in wit her. Da bank comin to kicks me outta my house. I gots so many bills, who gonna pay my automobills ! I mean SHOEZ
I be goin to walmark to ... |
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 HELP ME PLEASE ? Its Urgent? |
| I have a credit card dispute with icici bank india .On the same hand i also have a saving account with icici bank. the bank has withdraw money from my account without taking any authorization from me ... |
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 Car reposessed today after just recieving notice of delinquency yesterday. How do I get the car back? |
| My fiance' works offshore on an oil platform, usually if he cannot make thepayment over the phone, he will call and I will do it. However, he has been out for over two months, and just returned ... |
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Ally, THAT girl | What is an easy credit card to get??? |
I already have one through my bank, but I'm going to close it. I'm only 20 and as you all know its hard to establish credit. My Credit score is a 690.. which is fair, so why do people with worse scores get approved?!?! Is it my age? Nevertheless, what is the easiest card to get? adn where can I apply? |
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Courtney
|
Yes, it's your age. You need a credit history in addition to a high credit score. 7 years is considered a decent length of time. Keep the credit card you have open, even if you don't use it. The longer you have it, the better. Time is your only allie at this point. Everyone's been there, but be patient and don't make the mistake of many and get burried in debt.
If you still want another card, try Orchard Bank. |
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sem3578
 |
Get an Orchard Bank mastercard. www.orchardbank.com
I have a credit score of 516 and have 3 credit card charge-offs on my report and I still got one!
They help people establish or re-establish credit |
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Sunrise Otter
 |
First of all don't close that credit card account. One of the ways credit bureaus determine your score is based on the length of your credit history and if you close that account you're credit score may go down because you will no longer have a history of an account in good standing. |
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Amanda H
 |
If you have a card through your bank (and it is a credit card, not a debit/check card) REALLY think hard before you close it. It would be MUCH smarter for your credit to leave it open even with a 0 balance. You're only 20, so you only have 2 years of history....what you want is to keep the same accounts open long term so you look more 'stable'. HISTORY makes up a large chunk of your score.
Are you sure all your scores are close to 690? You could have lower scoreso n the other 2 which make it hard.
If you've only had one card, ever, consider a store credit card and pay on that for 6 months and hten try to get a newer one.
btw, i second staying away from Capital one-- customer servicce there just SUCKs.. However, My husband has both Premier & Orchard Bank ( To build his credit) and yes, they do have bad fees (I think it was a $250 limit and almost half that was already filled with fees)but it has really helped his scores to get up there-- and their customer service is actually quite good. |
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men t
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capital one |
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alferzz
|
First off DONT close that card! Put it in a drawer once it is fully paid off and just dont use it if you dont want it. Or better yet, use it once a month to buy a pack of gum and pay the bill off in full so they report on time payments on your credit reports. As for getting another one, your best bet would be a local credit union. See if your parents or friends belong to one, they will generally be a lot more lenient in giving you a card than some of the bigger banks. I would STAY AWAY from chase, capital one, first premier, orchard. I have heard many horror stories from these issuers for all kinds of seedy practices.. |
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Holla
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I second Capital One, I got my first one with no credit with a credit limit of $500. |
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iamdamoon
 |
Have you considered the Imagine MasterCard at http://creditoffernow.com/imaginecard. You don’t need to have good credit to get a great credit card. $350 Gold Master Card |
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[ Xtine ]
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Go to Capital One's website. They have a wide variety of credit cards to choose from. There is a good student card with a low APR--but it has a $200 limit. But if you're wanting to build credit then it's a great card to have. Just go to their website and look around. I think it's capitalone.com. |
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Beyboo
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Try taking a card from the Bank of Pakistan. One fine day you wlll find the FBI at your doorsteps with a warrant to search and arrest you for funding terrorist attacks in the US and EU !!!
I have been duped oin my Amex so many times by these ignorants during my visits there - have lost close to 10000$ |
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Deepest-Blue
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DONT MAKE ONE
IT IS HARAAM PROHIBITED
AND ALSO HARMFUL FOR YOUR FINANCIAL STABILITY |
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