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 Why are banks in america are going bankrupt?? ?
just read about Lehman bro's bankruptcy filing>> i do not have deep knowledge of economics...so could someone explain to me in simple terms about the issue i have written>>...


 How long does credit inquries stay on your report or affect your report Thank-you?
...


 I keep asking this ques but no one is giving me an answer or understanding my question..?
i took out a car loan/financed in 2000, went delinquent in 2/03, it was repo'd in 8/2005. When does the SOL start ticking? 2000, 2/03, 0r 8/05? in what year will the sol run out?...


 Can I declared Bankruptcy?
I am thinking about declaring bankruptcy. I have about 10,000 in credit card debt. I am a full time student and I will be very involved on campus next semester. Is it a good idea to declared ...


 I am about 12000 dollars in credit card debt and have maxed out most of my credit and don't know where to turn
...


 I have a credit card i dont use and probably never will,,,cancel it?

Additional Details
i like the answers.. the card has a low limit and i have other open revolving accounts too (high limits)..so i fell its useless to ...


 Can I use my friends credit card without them being at the store?
She offered to use her credit card and pay half of the repairs on my vehicle. Neither one of us have enough credit to pay for the whole thing on one credit card. Now she can't come with me but ...


 How likely will a debt collector sue?
Ok i hear lots of diffrent things. I hear that they will not mess around with amounts for under 7500. It cost too much for them. I also hear that it is under like 500. I opend a credit card and ...


 I need help sending my cousin some cash. i was planning on putting it on my credit card but need advise how?
can i send it directly to her bank acct?...


 To get credit card?
i used to live with family, now i moved to my property last month, i never apply for credit card in last 5 yrs but i have my credit history, so is it possible to to apply for credit cards..when i ...


 I have $6,000 in credit card debt, what's the best thing to do?
I can't get a loan because I don't have any collateral. What' the best thing I can do? Should I get a balance transfer or is there any way I could get my credit card company to lower ...


 Credit history? can i pay a company to fix it?
Is it possible to pay a company to remove bad credit listings on my credit rating?...


 How can you get a checking account when your credit information says checking account abuse?
Okay this wasn't my fault but we had a joint account and we where hurting financially and my husband NOT me wrote some bad checks. We payed off the account and all the fees but now when I tried ...


 How do I get a utility company to remove a debt that was paid off my credit report?
...


 Is it Illegal?
I have heard that you can contact creditors and make "pay to remove" arrangements with them by a lot of different sources but when I went to contact the creditor at first the acted as if ...


 Why file for bankruptcy when your credit rating is already bad by not paying up in the first place?
Example: am in debt of £6,000 for about 6 years now, i keep getting letters saying i must pay for 6 years now, but i know my credit rating is bad so what difference wud filing for bankruptcy make, ...


 If someone is using my daughter social security number, what can i do?
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 What should i do get a loan or a credit card?
I need about 800-1200 ASAP to pay off college buy books and other things.

what can i do to get the money fast with less fees ect.

what do you ...


 I am very frustrated, I cannot purchase a home because of my credit scores.?
My credit score is in the low 500s. Everybody is telling me I have to have a 620 before they will even consider me for a loan to purchase a house. I pulled my credit report and I have starting ...


 What is Bill Gates credit score?
...



Jennifer B
What is an ideal credit score?
                     
 




asmul8ed
Rating
Ideal would be 800, however a good Credit rating is anything over 660, but I would try to keep it over 700, that is where you will get breaks due to good credit.


Sarah127
600 is fair 700 is good 800 is excellent


Roxie
Rating
The higher the score, the better


Nicole
Rating
I was told by my loan officer that above 720 the rates don't change very much for mortgages. Of course the higher the score the better...


john d
There is some useful advice here.


Kevin W
Rating
Anything above 700 usually qualifies you for the best rates for loans or mortgages. Sometimes lenders like scores above 720.


Lovingmom
Rating
The higher the number the better. Like a 700 is good but 800 is great. Where 600 is middle of the road.


XXXDirtyDirtyGirlXXX
820


wondering in michigan
Rating
High 700's - 800's is best. 678 appears to be the average rating according to the ads on yahoo's homepage.


Nicole M
above 600


Devo
A million bajillion


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