Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Each time I apply for a credit card, does it lower my credit score?
...


 My Dad cosigned on my car since I have no credit... but?
Since I'm trying to earn credit and I make all the payments on my car, can I have the car put in my name? Or do I have to have established credit for them to make that decision?

If ...


 How to build credit? Credit card recommendations?
I have little to no credit. I got a credit starter loan and have been paying on it for a year now but i still can't get approved for things because i don't have enough credit. What are some ...


 What's the easiest and quickest way to repair your credit?
...


 How many credit cards do you have?
Does it affect your credit rating for the best or the worst?
If none, how do you establish credit?...


 What are my rights as to constant phone calls and letters asking the same question from a creditor.?
...


 Anyone else get duped by freecreditreport.com?
The part that hooked me into freecredireport.com was the "free" part. Only to find out that they have a monthly hidden membership charge unless you cancel. Why can't anyone earn an ...


 What can you do if you have bad credit and need to get a loan?
please provide any resources or companies that may be able to accept bad credit ...


 Why is it not possible to pay with a debit card?
i did try to sign up for the personals but yahoo does not accept my debit card why ??...


 If I pay my Credit Card off, and then cancel it, can that screw up my credit?
I'm considering completely paying my credit card off and cancel it. I rarely use it, and it's just been collecting interest for a few months. Before I do so, I am wondering if that mess up ...


 How can i get a credit card? im 20?
...


 If someone dies and is the only liable name on a credit card, what happens with the bill?
there is a widow and everything passed into her name via and/or on bank accounts, vehicals and property.
Additional Details
Some of you are not reading th entire question: there is NO ...


 How can a person with bad credit get a $5000 loan?
...


 Social Security Number?
Is it possible to get a new social security number??...


 How long does it take for a credit return to appear on the account?
I returned an item that I bought with my credit card and I wanted to know how long it will take to show up on my account and if it will appear online?...


 Minimum Payments?
I have a Mastercard with a $1000 limit. This is my first card and I was wondering, if I spend $100 how much do I have to pay back when I get my first bill? How can I find what the minimum payments?...


 When do I make my first car payment?
When do I make my first payment for my car loan? I am financing a car and picking it up tomorrow, just needed to know if I need the first payment up front or if I pay the first payment in a month?<...


 Is this a scam?
I got this dude's e-mail address from a question on here. He says he gives out personal loans to people $4000-$100,000. He asked for a copy of my ID. He is overseas. Is this a scam? What ways ...


 Is there any way of making real money online from zero bucks?? time is a limit..///?
there are many websites tellin abt makin money online... tellin 2 giv only 30 mins .... am ready 2 giv 120 mins but is there any real way of makin money???and i cant invest money online...i have my ...


 I have bad credit, how do I fix it?
I'm in my early 20's and I have bad credit. A few years ago, I went behind my parents back and got a load of credit cards and charged about $4000. I have been trying to pay back my ...



txm188
What is best and quickest way to get rid of debt?
                     
 




johnnyp
Rating
First, cut up your credit cards. Then, make the largest payment you can afford on the debts that you have until they are gone. The interest will kill you!


writerbynature
Rating
You may need to consolidate your loans. Or if your debt is not huge, pay of the credit cards with the highest interest rate.

Once those are paid off, take the money you were paying on those and add it to what you are paying on your next highest interest rate card.

If you can refrain from using your credit card, you'll be debt-free much sooner.
Suze Orman has a much better explanation and action plan.


efel
Rating
makin another loan


founder
Rating
depends on how bad your in debt you can do one of two things (1) claim bankruptcy but try to make that your last resort
or (2) a consumer's propsel the company's and goverment won't take anything of your's then.


littleangel91680
The ONLY way to get rid of debt is to pay it off...unless some rich relative who loves you dies and leaves you tons of money...but I would rather go with paying it off


oldladymallarsky
Rating
How deep are you in debt? File for bankrupcy, sign your life over to the bank and the government. They will reposes everything you own. You can start over with absolutly nothing to your name. QUIT BUYING ON CREDIT!!! IT'S NOT WORTH IT!!!


beaniefufer
Rating
consolidate with a lower interest loan and make larger payments...saves your credit rating and clears your debt faster


Kuzz-o
dont buy sh*t


texoz_girl
First, stop paying with credit cards. This is an easy trap to fall into, and most people do it at some point or another. Second, start paying off those debts with a higher interest rate cause they'll end up costing you more money in the long run. Pay MORE per month than the minimum payment amount is. After that card/item is paid off, keep paying the same amount of money on your lesser debts.

For example, let's say that you have a Visa that you owe $2000 at a 20% interest rate. (For simplicity's sake, I'll use round numbers.) If you have a Discover card with $2000 debt at 10% interest, you'll still want to pay off the Visa card with the higher interest rate first. If the Visa card has a minimum monthly payment of $50, you should pay AT LEAST that amount every month. Meanwhile, you're still paying the minimum payment on the Discover card. Once the Visa card gets paid off, keep paying the minimum amount on the Discover card PLUS the amount that you had been paying on the Visa card, since obviously, you had been able to afford to make both payments.

Oh, and if it absolutely comes down to it, forget about paying off your credit cards in order to make your mortgage/rent. You would rather have a low credit score for a few years than be homeless.

If you're interested, you can visit http://clarkhoward.com He's a finance guru and deals with stuff like this ALL the time. You can even call him and get advice if you like.


?
Rating
Repent of your sins to Jesus Christ. He will forgive all of your transgressions, even debt. Keep your real treasures in Heaven.


queserasera01
Rating
sell the balance to a creditor normally some one can take the debt from you at a lower rate.collectors normally accept lower amount .


steeleyjon
You might want to read or listen to the book "The Millionaire Next Door"


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy