Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 How can I lower the Finance Charges on my credit card?
Visa is charging me 21.49 % for purchases + 24.49% for cash which adds up to finance charge $149.00 a month. How can I reduce my monthly finance charge?...


 Can I raise my credit score by getting a personal loan, and then paying it back right away?
...


 Does this make you credit score drop?
I got an auto loan. My score dropped by 12 points. I am current on all of my payments and carry a low balance on my credit card. Did my score drop because of the loan?...


 I have bad credit and I have a credit card that filed papers with my local court to sew me. I am very worried?
I need to come up with $3,000 and I don't have good credit. What can I do? What could happen to me? I don't have a job right now so Im very worried. Is there somewhere I can go to apply for ...


 Why does the credit limit on my credit card keep increasing?
...


 A coworker stated she refiled her income taxes to get a second refund?
she stated its been done before, im just wondering can she actually get away with this. she did state one had to be done electronicaly and one mailed in. is that ...


 Could you get a credit card and pay it in full each month?
Just to get the cash rewards and never pay a penny interest?...


 Why is it when you ask for a free credit report you always end up having to pay for it?
...


 Can I get a morgage if i have just recently come out of bankruptcy?
Recently free of personal bankrupcy in Feb 07 and would like to get a shared ownership morgage.......


 I have $60k in credit card debt @ 8.99% ave apr, should i refi or home loan to get out of debt faster?
we pay about 1500/month toward 6 cards but only pay a little above minimum for each. some cards have 3.99% or less intro rates. getting conflicting answers from brokers and family. any suggestions?...


 Looking for a good credit card?
IIm looking for one with a low apr if possible, one thats available in uk. Ive no balance to transfer either....


 This ÂŁ50 on the spot fine malaky, Will they take credit cards or is it cash only?
I don't smoke but as a matter of principle I think nows the time to start!...


 Somewhere there's an 800 number you can call which immediately boosts your credit rating a little. Know it?
...


 How much damage will a forclosuer do to a 720 credit score?
...


 Is it worth signing up for an Amazon rewards Visa card?
I'm planning to buy a Zune, and it says I can save $30 off the purchase? There is also other benefits as well.. But, overall is the rewards card worth it, dooes anyone have it by any chance? W...


 What company could help me stop a repossession order?
...


 How can i get credit card and other card?
...


 I am having 2 credit cards with outstanding of 50000/- please suggest me to overcome from this debt.?
I am having 2 credit cards SBI & City Bank with outstanding of 30000/- & 20000/-. Every month I m paying heavy minimum amount from last one year. Now i want to settle the outstanding. I can ...


 Where can i find sample credit dispute letters?
...


 I want to clean up my credit report..Any suggestions???
Someone told me that you can go online and dispute everything on it to clean it up..Does anyone know how to do it...Or a link on how to do it would be helpful..Thank you....



spiderman120988
What is best credit card for college students with no credit history?
i'm planning to apply for a credit card but i have been declined from one (american express blue for students) and i'm not sure which one is best for me since i believe some of them require good credit which doesn't really make sense since most students don't have any credit to begin. i am able to pay back the bills in full by making small purchases (i need to build a new PC). I read about the citi mtv U card that seems good...so any suggestions i would appreciate.
Additional Details
and yes i have a job, if i don't make any purchases over $150 i will be able to pay it back in full
                     
 




joelmeulenberg
Rating
Yes, the Citi mtvU card is a great rewards card for students -- especially those who spend a lot at restaurants and entertainment (5% rewards in those categories).

A couple other good cards for students are:

- Citi Driver's Edge for Students -- 3% rewards at gas stations, grocery stores, and drug stores; 1% everywhere else.

- Fidelity Investments® 529 College Rewards® American Express® Card - 1.5% rewards on all spending; goes into a 529 account for college tuition

- Discover® Open Road for Students Card

You can use this rewards calculator to see which of those cards (or others) will pay you the most for your normal spending profile:
http://www.creditcardtuneup.com/

As far as I know, none of those student rewards cards require good credit.


dwp_ins@verizon.net
Rating
Discover offers several cards for college students. Discover was the only company that was willing to issue me a unsecured card back when I was in school.

I would suggest comparing them through a reliable site like

http://mysite.verizon.net/ressg6c7/rightcharge2/id106.html

This site made it easy for me to get get a card, plus they have secure on-line applications.

GOOD LUCK!


Alex
Rating
I am in college and I have a Bank Of America student card. And They are great.


mister ed
none but since you will not listen get a discover cash back card and pay the complete balance off monthly!!!!


CreditAdvice
Bank of America Student Platinum Plus Visa® Credit Card is very good for student. http://bestcreditcardratings.com/student-credit-cards/


Moonwake
Rating
I say that the worst thing you can do is open up a credit card account if you are a young person. Stay away from them like they are the plague! This is the voice of experience. One late payment to them they mess up your credit and shoot your interest through the roof. They make it so you can never pay them off! Stay away!


Ted
Rating
Keep applying to the "student" offers. On of my kids got taken on by Capital One and the other by Chase.


bryce k
visit http://creditcardwarehouseonline.com and click student credit on bottom left. if will show interest rates and fees. I personally citi and got it instantly approved.


Olympus
Rating
As you are just starting so go for some low limit cards. If you can arrange for some cosigner then it will be better and much easier to get one. If you don't have any cosigner try some prepaid cards and then slowly build up your credit score by using it and in another year you will be eligible for a credit card. All the credit cards are good if you follow all their rules and pay on time.
http://www.creditcardbiz.blogspot.com
and
http://www.expertfinanceguru.blogspot.com


Dfreeman
There are many, just have to read all of the fine print. You sound responsible enough to handle it. Check the Student Cards on my site. You can compare them all and pick the best for you. AMEX is very picky even with "student" cards, don't know who can even get theirs.
http://time2applynow.com


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy