 Is it better to...? |
cancel your credit card accounts or keep them open.
Does this help your score more if you have open credit or canceled ... |
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 How do I get an car loan with bad credit? |
| I am trying to finance a car but on my credit I have a few charge offs and a judgement. I would like to find a loan from a fianance company rather than going to a buy here pay here place can anyone ... |
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 Convert a visa gift card? |
| i have (4) $500 visa gift cards issued by wells fargo, i really want to use them to pay my CC bill. obviously you cant use one credit card to pay another. is there a way i could convert it to cash? ... |
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 Using my dad's credit card? |
| I went to my college bookstore today to buy books and I was going to use my dad's credit card but they didn't allow me to. They told me I can come back tomorrow with his I.D...the thing is I... |
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 How to establish good credit? |
| perhaps i have collections,they are unknown to me at the moment and i plan on paying them off.But after that then how would i obtain good credit within a short period of time?... |
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 Fixing bad credit? |
| I am not looking for any "miracle cures", I am willing to pay what I owe. What I want to know is when I am negotiating with creditors, there is a certain WAY that they can clear the debt ... |
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 Which is the best credit card in the whole world??? |
Additional Details
Write the reason for ur answer and abt me i live in INDIA and frequently fly abroad..!!!!... |
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 My credit score? |
| My credit score is 574, I only had one credit card and was late on the payments a few months in a row but now i've totally payed it off and they revoked the credit so I don't have any. I ... |
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 Canadian Loan Group? |
| July 27, 2007. Has anybody gotten ahold of anybody in that office? I have been trying for three days to get in touch with them. I have had no luck. If you try them right at 9:00 am their ... |
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 Do you think credit card debt judgement consider a crime? |
| Will I be consider having a criminal record if I am slap with a credit card judgement by a law firm representing my credit card company? And if the balance is around $550. I have never ever been ... |
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 What do you think about getting a department store credit card? |
| I won;t get one, but i was just wondering. If you know more info on them then please tell me.... |
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 Looking for a payday loan that doesn't lie about guaranteed approvals? |
| I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I'm sorry we cannot approve you loan at this time. These sites should not be ... |
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 What is a good debit card for teens? |
Visa buxx is an example. The only problem is none of them are my bank and I want one for my daughter. Please help. Iwant to present it to her asap for her 16 bday
Additional Details
It ... |
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 Does applying for a Credit Card affect your credit score? |
| I'm 19 years old. Never had a credit card. I've had a couple overdrafts from my checking account (which was the stores fault, not mine but I have no way to prove it to the bank). My ... |
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 I need an unsecured personal loan asap. Who can help? |
| Regular loan companies require a minimum stay of 3 yrs in the uk. I have only be living here for 9 months. I do have an permanent job and a good income but have no credit history. Who can help?... |
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stigue21 | What is better a credit or a debit card? |
mainly using it for online purchases and buying things like clothes, shoes, phones, etc... |
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Steveo
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A credit card for my purposes. My wife and I take plane trips, and I have a card that gives frequent flier miles on any domestic airline in the continental US.
We pay off the cards every month. We know what we can afford and what we can't. If either one of us thinks wait a minute, this is something we don't need, then we don't buy it.
Debit cards don't give you discounts or give you rebates. And after you get that free ticket, it makes you feel reaaaaaall goooooooooooood.
Steve |
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starfishltd
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I'd like to know from your other answerers why a credit card is best, specifically for on-line purchases. I've not heard the reasoning before.
Personally, I wouldn't have a credit card. Obviously, I'm a Dave Ramsey listener. |
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Paradox3883
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Online is always Credit Card for spending money at stores when you don't have enough moeny or just don't want to use your money, THEN use your debit card. |
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Ask M
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for on-line always use a credit card not your debit card. |
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Michael K
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Use a credit card because the money is not pulled out from your bank account as it is with your debit card. The credit card will help you build your credit (as long as you pay it off on time) and you can always review any charges and contest them before paying it. You can't do this with your debit card because the money is deducted at the end on the banking business day. |
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Diane M
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for online purchases use credit card and pay it off on time. It wont cost you anything but you will have the ability to dispute charges for merchandise problems. |
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stacy p
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i say debit card because your bank is much easier to deal with refunds than your credit card company in case of stolen funds/number. |
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Star L
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Paypal is a way to do online purchases...
http://paypal.com |
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Stop the world I want to get off
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Credit Card because if especially if you are buying over the weekend when most people do.. banks are closed on the weekends so all your purchases (if using debit card) will go pending and when monday hits and you weren't watching what you were spending.. bam! with overdraft fees for each fricking item, unless you have a small credit line with the bank account for overdraft protection. So yeah just use your credit card so you don't end up screwing up |
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