Millionster.com
|
Anything above 700 is good. You should try to boost it!! A couple of smart steps will put you at the top..
Here are my 10 steps you can use to build your credit score quickly. I raised mine to well over 700 points fro 500 using these steps in less than a year -- :
# Know and Track Your Credit Score (be sure to sign up for the free trial of your credit score monitoring listed on the article below. It really helped my get my score up.)
# Never Miss a Payment, Starting Today
# Never use more than 20% of your Available Credit
# Keep Credit Cards that Have No Annual Fees Open For as Long as Possible
# Extend Your Credit Limit on Cards You Already Have before You Get New Ones
# Get Credit Cards that Have CashBack Rewards to Contribute to your Balance
# Transfer Your Balance to a Credit Card with a Lower Interest Rate and a Higher Available Credit-
# If You Think You Are Going to be FORCED to Pay a Bill Late Ask for an Extension or Payment Plan
# Take out a Small Personal Loan and Repay it Over a Year
# Ask Someone With Good Credit if They will Account Shadow you
I've got a lot of information on my blog about credit scores, and I get a lot of questions so feel free to check out any of my posts on millionster.com; I believe my articles here address many of your concerns but if they don't and you still have any specific questions feel free to leave a comment and I'll reply.
How Can I Increase My Credit Score
http://millionster.com/articles/debt/ask-1mil-how-can-i-increase-my-credit-score/
and
10-Ways to Boost Your MyFico Score
http://millionster.com/articles/debt/increase-fico-credit-score/
Also be sure to check out the promotional links I've listed here to help you get a better picture of your creditworthiness:
MyFico's Full Credit Report
http://millionster.com/go/myfico
Suze Orman's Credit Report Repair Kit
http://millionster.com/go/suzekit
30-day Trial of Credit Score Tracker with Free MyFico Score
http://millionster.com/go/fico30 |
|
redwine
|
the top score is 850. Over 750 is a pretty good score, below 600 is a terrible score. mid to high 600's are average, sorry to tell you. You'll still get credit, but the rates may be a little higher than the best available. |
|
neonatheart
 |
you are medium. 750 and up is considered pretty good credit. |
|
jacksonphisig
|
that's pretty good...banks use your middle score 689...average in the US is 675...conforming lenders want 620+
generally there are some improvement in rates and availability of programs, flexibility, exceptions at 700+ and a marginal improvement at 720+ |
|
odysseyxltd
 |
those are pretty good scores - where did you get your three bureau report from? Can you get a 3 bureau credit report for free anywhere? I need to get mine ! |
|
Big Daddy
|
645 is a good score, but a really good score is around 720. The average credit score is 675; hope this helps you out! |
|
dicey047
 |
You have an average score. If you want to learn more, especially how to improve it, go to www.creditlearningcenter.com. Lots of useful information. |
|
beauty s
|
those are good and low 700's are good too |
|
Linda B
 |
You are doing great! The closer you get to 700 the better you are - in the upper 600s is great! |
|
DefiantRican
|
Now a days they say a really good score is anything over 700. Being that your scores are where they are, You are still doing pretty well. You can pretty much buy whatever you want. |
|
*Star*
|
you are in a good credit score....
a good credit score is 700 and above so I think you have a good credit score. |
|
LEC
|
You have an average to low average score and some of the more detailed information could make it better or worse with some businesses. I score over 750 is "Really Good" and for the average guy is kinda hard to get to unless they really work hard at keeping everything paid on time or paid ahead of time, take care of credit disputes as soon as they occur and keep a modest balance on at least one credit card but don't have more than two or three credit card and none of them should be maxed. |
|
Scottie J
|
A really good score is 750 or above.
An outstanding score is 720-749.
A good score is 680-719.
A decent score is 640-679.
A marginal Score is 620-639.
Below this start looking for a co-signor or have a large amount "down" on a purchase. |
|
8 Track Mind
|
2 |
|
Tactical Medic
|
avrg is 500, good is in the 600s great in 700s and excellent is 800+ |
|
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
