 Credit card information? |
im 18 and thinkin about gettin a credit card
anythign i should knwo before goin into it ???... |
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 Why do Americans think a credit card is one of life's essentials? |
Additional Details
if you dont want to drag cash around you can always use your debit card instead of always getting ... |
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 If a Credit Card Company closes your account can they still raise your interest rate? |
| I have been dealing with Chase for years. First it was Onbank. The creditor closed my account years ago. Unfortuanetly I ran into hard times, I was left a single Mom with small children to raise. I ... |
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 Rip off artists....is this a scam or what..anyone else heard of this.? |
| Just got a letter in the mail with a check for 4.700.00. The letter said we won a lottery. Informs us to deposit the check in the bank..then send 2.700.00 via Western Union directly to the tax ... |
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 Paying off car? |
| I have saved all the money in a savings account to pay off my vehicle. The only thing is I am trying to find a home to purchase and I was told that if I pay off my car now it will make my credit ... |
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 There is interest payable if you take cash from ATM on a credit card, but is it same for cash back from Tesco? |
| Lets say I buy items for £25 using credit card and take £50 as cashback on same card from any store which provide cash back facility, do they consider as a single transaction of £75 or two ... |
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 Is it better to leave credit cards open after u have paid them off? |
| i have a mc which im keeping open and activily using and also an old navy card that im using i just paid off my target and gap card and i also have a victria secret that i have never used and im not ... |
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 Pay off loan not in my name, pay off card in my name, or save for down payment? |
I owe on a loan with my family that is not actually in my name, but I've agreed to share in it, my part has about $6k left at 9%.
Then I also have my own credit card, in my name, with ... |
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 Can you opt out of credit card offers? |
| I get junk mail for credit cards every week that I'm never going to apply for.... |
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 Can someone in the know advise me please!? |
| i brought a car on finance 3 weeks ago and havent been able to use it since as it decded to break. The company Car Craft who i brought it from are not being at all helpful and i just want to return ... |
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 Are there any online sites to check my credit rating,,,thanks? |
Additional Details
i`ve tried these sites,they ask for card details & payment.... |
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 Didnt even get a secured credit card!!!!? |
| I moved to the states from Germany a year ago...I dont have a credit history and I knew I cant get a credit card without one. So today I went to my bank "Bank of Amerika" where I have a ... |
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 What's the best way to eliminate credit card(s) debt? |
| I'm in way over my head, as some would say. I owe a little over 5 grand on my primary credit card and the max is $5,300. I owe about $500 on another, and $400 for a traffic citation. What should ... |
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 Am i responsible for a debt after 4 yrs have passed, and this is the first time they have contacted me? |
| I have just been asked to pay a debt after 4 yrs, I know I still owed part of the moneys the person is asking of me, but not all as most of it was paid in 2003, I have proof. I have been told that ... |
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YolandainManchester | What is direct debt? |
what is direct debt of Natwest Bank? |
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silverbirch
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Do yuo mean direct DEBIT? It is a device where you give a third party authority to request funds from your account on demand, rather than you telling your bank who to pay and when. It is very useful for things like bills, where the period of payment is regular, but the amount can vary. |
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5yellowchips
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authorise 3rd party 2 take a variable amount from ur acc e.g phone bill. |
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James
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Direct debit is a payment method that allows an organisation to instruct their bank to collect varying amounts directly from customers' accounts |
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julie t
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money that comes straight out of your bank a company sets it up ie phone company and takes you bill out of your account so you dont have to bother with it |
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Beckham
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direct debit is money taken directly from your bank paying for bills etc. Make sure your account have money, otherwise, heavy penalty charge. |
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Mikey B
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its a method of payment agreement between a company whom provides you a service and yourself via your banking account. an agreed amount of money is extracted automatically from your account (either on a fixed date or changing depending on the terms of your payment agreement) . this can be good as it is quick and easy. however it does have another side to it. if you do not keep track of the amounts being debited they may over charge you (very rarely but if it did happen would you know?) also it would be an idea to set up online access to your so if you have a debit coming in in a few days and you know you cant pay it then you can easily cancel it online. they are easy to re-setup. also some companies charge you a processing surcharge for any other payment options . e.g. Orange mobile will charge you £3 if you do not use DD (direct debit) hope this helps
: D
what mainwolly says is correct veronica is wrong. direct debit is not a type of standing order. standing order is a different thing. a standing order is a specific amount of money sent to whom you choose on specific times. this can only be set up by you. i direct debit can be set up by the company you sign terms with on your behalf when you sign the contract giving them permission to do so. standing order and direct debit should not be confused.
sub note... if you are thinkin of borrowin money get an over draft not a credit card. credit cards are evil ! ( the interset rates are higher which means you pay back more ! ) but if you get an over draft do not get a credit card too - then you will be in deep doodoo !! |
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Britneybaby
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If you mean direct debit then it's a way for payments to be made directly from your bank to the person/company you are paying, usually every month. It's an easy way to pay bills without having to remember to pay them! |
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mainwoolly
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If you mean a direct debit, then all the answers above are correct except for "colour pink" and "Veronica W" (and god knows what Max is on about).
A direct debit is where you give authority for a company to request money to be paid by the bank from your account. e.g. you may give your mobile phone company permission to take various sums from your account to settle their bills.
What "colour pink" describes is a Standing Order. This is where you give your bank an instruction to pay a set amount of money to someone at certain set times. e.g. you might instruct your bank to pay £500 per month to your landlord for rent. |
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Butt
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When you authorise money to be removed directly from account. |
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phils_lea
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direct debit is when money is moved from your account to the chosen account of a creditor i.e gas or electric a monthly bill so the you dont have to worry about it making a dead line as it is never late |
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Topshopcitybeachbabe
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direct means a standing order you make for money to from your account ointo somebody for examale you might set up a direct debit with your gas company this means that you are authorising your bank to pay put some oney each month ionto that account to help pay bills.You would set up a deirect debit with your bank to help pay the mortgage each month
If you would like more information contact your bank or building society for more details they will help set you up with one it is much more effective way of paying bills |
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colour-pink
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direct debt is where u have set up on your account for a sum of money to leave your account on the same day every month for example:-
you pay £550 a month for rent, so u ask your bank to set a direct debt up from your account to pay you rent person every month automactically with the sum of £550
hope this is clear for u. |
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