 Can anyone tell my if this is legal and how to get it off my credit report? |
I have problems with Midland Credit Management. They have never validated anything and yet continue to make entries on my credit report. Here they are--check out the new dates!
Two E... |
|
 Trying to find out my credit rating? |
| My partner and i are going to get a mortage and we want to find out if our credit is ok as we have had trouble with it in the past,i was told you could contact a company and they would send you all ... |
|
 Where should I get an auto loan online? |
What are some good and reputable internet sites that offer auto loans?
Additional Details
NOT auto insurance.... |
|
 If you get declined for a credit card, does that affect your credit score negatively? |
| I was wondering out of curiosity because I was declined a credit card for being "out of the service area." I heard that it will show that your credit was looked into, but it wont decrease ... |
|
 How do I build better credit from bad credit? |
| I am trying to get out of my bad credit slump from when I was younger and just went crazy with my credit cards. Now that I am older I am trying to start over. I have about 4 or 5,000 in Credit card ... |
|
 Is there a way to know your credit score? |
| Do you know a site that i can see my credit score w/o a fee?... |
|
 Why are banks in america are going bankrupt?? ? |
| just read about Lehman bro's bankruptcy filing>> i do not have deep knowledge of economics...so could someone explain to me in simple terms about the issue i have written>>... |
|
 I keep asking this ques but no one is giving me an answer or understanding my question..? |
| i took out a car loan/financed in 2000, went delinquent in 2/03, it was repo'd in 8/2005. When does the SOL start ticking? 2000, 2/03, 0r 8/05? in what year will the sol run out?... |
|
 Can I declared Bankruptcy? |
| I am thinking about declaring bankruptcy. I have about 10,000 in credit card debt. I am a full time student and I will be very involved on campus next semester. Is it a good idea to declared ... |
|
 I have a credit card i dont use and probably never will,,,cancel it? |
Additional Details
i like the answers.. the card has a low limit and i have other open revolving accounts too (high limits)..so i fell its useless to ... |
|
 Can I use my friends credit card without them being at the store? |
| She offered to use her credit card and pay half of the repairs on my vehicle. Neither one of us have enough credit to pay for the whole thing on one credit card. Now she can't come with me but ... |
|
| How likely will a debt collector sue? |
| Ok i hear lots of diffrent things. I hear that they will not mess around with amounts for under 7500. It cost too much for them. I also hear that it is under like 500. I opend a credit card and ... |
|
 To get credit card? |
| i used to live with family, now i moved to my property last month, i never apply for credit card in last 5 yrs but i have my credit history, so is it possible to to apply for credit cards..when i ... |
|
 I have $6,000 in credit card debt, what's the best thing to do? |
| I can't get a loan because I don't have any collateral. What' the best thing I can do? Should I get a balance transfer or is there any way I could get my credit card company to lower ... |
|
 Credit history? can i pay a company to fix it? |
| Is it possible to pay a company to remove bad credit listings on my credit rating?... |
|
|  |
HASSAN C | What is my credit score? |
refused credit cards |
 |
 
Sarah K
|
Unless denied for a mortgage, you can't find out your credit score for free. You can get your credit report for free by going to the government's site at www.annualcreditreport.com (freecreditreport.com is EVIL!!! Not only does it put you into a free trial that ends up costing $$$ per month, but it also counts as an inquery onto your credit report and lowers your FICO score! If you want to purchase your score, go to one of the 3 credit bureaus and buy from them or buy the 3-in-one report which gives you all 3 scores and 3 credit reports.)
Since you've been refused credit, you can get a free credit report if you find out which one the credit card companies used. Odds are that you just haven't established credit yet and you don't even have a credit score. |
|
brianthesnailuk2002
 |
Cant be good then, not that that is necessarilly a bad thing. Myself and my girlfriend cannot get credit cards either, simply due to not being in debt after paying a large amount of debt off. Not saying its always easy to not have a credit card, but I counter that with the thought that I am not giving money to fat-cat, greedy executives intent on making the entire country debt riddled while they cruise around in the Bahama's on their boat. |
|
tomkat1528
 |
in the letter wherre you received your rejection
there should be a statement as to whick of the big three
were used to rate your credit
by refusing you credit - you are entitled to a copy of your
credit report FREE - this may or may not have the credit score on it
but you can at least see what you are up against
there are 1,750 calculations that into a credit score
times you are 30-60-90 days late on an account - 7 yrs worth
and 90 days 5 years ago is not as bad as 60 days in December
also - how long do you keep a job? stuff like that
best of luck |
|
Ni
|
7 - 0 to the inland revenue probably |
|
BillK
|
Once a year, you can get one free credit report from each of the three major credit reporting agencies: Equifax, Experian, and TransUnion. For more information about this go to www.annualcreditreport.com.
Checkout http://www.howtoestablishgoodcredit.com/Credit_Articles/index.php
There are lots of articles there, related to your question, which you can find useful to boost your credit. |
|
nicolefrenzy
|
i dunno get your credit info online |
|
babyonlyne
|
hi
being refused a credit card doesn't necessarily mean you've got a bad credit score. it could simply be because you've got a low income or you haven't lived at your address long enough (usually min 3 yrs).
it could also be because you've already got a good bit of credit (or high value credit) already (loans, hire purchase, catalogues). or very simply the type of credit card you aplied for
you should also bear in mind the way in which you choose to apply ie over the phone/post and internet both have different minimum score values even if you apply with the same company for the same card. from what i've been told capital one has a more rigorously assess their internet applications compared to those by post. whatever bank/provider you choose there's usually an option to appeal/review but you would need to prove that you were able to manage financially (legitimately).
you are entitled to have a copy of your creidt report however you must pay for this. so far i know that prices range from £2 to £17 depending on how you request your report and if you require a credit score.
there are three major credit refernece agencies in the UK:
call credit
equifax
experian
they all have websites.
if you choose to have a statutory report (doesnt give your score) its £2 by post and £2.50 (equifax) over the phone. its also similarly price by the other two. over the internet equifax charges £17 for a report and score, experian charges £6 monthly and you can view your report anytime and £5 for score and offers a free 30 day trial. callcredit also offer a range of similar services but i've never used them before.
hope this helps |
|
champagne
|
Its probably low then.Do you have any other debts? That will be the reason why. |
|
Linka
 |
Check this out >.>
www.FreeCreditReport.com |
|
tiffany t
|
Freecreditreport.com see what is holding you back, your debt to income ratio could be too high, same thing usta happen to me and I had good credit, just too much debt. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 41 minutes(s) ago
| | | |
11 | 50 minutes(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 9 hour(s) ago
| | | |
11 | 1 day(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 5 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
