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wb21089 | What is the best Student Credit Card? |
I have no credit, but i would really like to get a card before leaving for college.
what is the best student credit card? |
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dragongirl88
|
One that doesn't have an annual fee and the lowest interest rate you can find. Make sure you pay it off on time and in full. Most of my cards I've had since college. Keep them paid in full and they will never cut you. I pay $0.00 in annual fees and $0.00 in interest. Do not spend more than you can pay back in full.
If you plan on traveling, Am Ex is good.
I also like Discover because of the cash back bonus awards.
Get one visa from someplace like Citi, Chase or BOA.
Do not use Capital One, PNB or any of the sub-standard credit banks. If it is a bank with a branch office, they're usually okay.
It is good that you are starting to build your credit hsitory now. be smart about it and you will enjoy good credit rating your whole life.
Trust me. Be good about paying your bills on tme and in full. When it comes time to buy a car or house you will be grateful.
Also do not marry someone unless they have good credit.
Best of luck! |
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answerman288
 |
NONE AT ALL |
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Barbara S
|
If you find the credit card that suits your needs maybe you can try below website to get the information you need. It's about ways to get approved for your student credit card articles for your second opinion. Good luck |
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joelmeulenberg
 |
The best strategy is to get a rewards credit card, funnel all/most of your normal spending through it, and pay you balance in full every month. That way you build your credit quickly, avoid interest, and earn rewards.
If that's your strategy, then you'll want to get the student credit card that will pay you the most (in rewards) for your normal spending profile. You can use this rewards calculator to quickly determine the best card for your spending:
http://www.creditcardtuneup.com/?card_type=College+Student
One of the best student cards is the Citi mtvU card. I wish I could get it for the 5% rewards at restaurants, movie theaters, etc. Use the calculator to compare it to others like the Citi Driver's Edge for Students, etc. |
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Mi Atheist Girl
|
Don't fall into the credit card trap! Get a card through your local, hometown credit union or bank. Make sure they won't raise the limit without your consent, and keep the limit very low ($500, tops). Use only for emergencies. No, pizza at 4am is not an emergency. Many students leave college with bankrupt-causing debt due to credit cards, please be careful and responsible with credit! |
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david a
 |
you might want to go here to compare them http://www.bestcreditrates.net |
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Josie
|
Well, if you think you can handle a credit card, try searching the websites for student credit cards (Mastercard, Visa, American Express, etc.). I'm not saying you can't handle it, but don't get yourself in debt this early in life. My first card was a Visa. However, I would look for a card with an introductory 0% and a low rate to follow. |
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Trish L
|
Hi good day,
try if NHBS, Inc could help you out, just like it helped me before for my schooling, plus you can compare a list of recommended credit card sites for students too.
have a super day ^__^ |
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