Will having a high credit limit on my card increase my score? |
| i have a card with a limit of 2,000 and one with 500 pounds, im only 18. i really want to build a really good credit score for buying a house in a many years time. will asking my card issuers every ... |
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I'm trying to rebuild my credit, just looking for "easy" to get credit cards, no secure ones. Thanks. |
| It's pretty much what I said, trying to rebuild, looking for credit cards that don't require much of a history and no secured ones. Thanks for any help or suggestions.... |
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How do i establish credit in the USA? |
| having recently moved to the USA , how do I take out say a credit card or open a bank account here (in the USA). what do I need and does my credit from the UK affect any USA rating I may get.... |
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Identity taken? please help, I think my neighbours have taken my son details and applied for credit!!!!!? |
| How can I find out if they have? I don't really want to pay, why should I? Can't really go into detail on here regarding my neighbours but this wouldn't be the first time they have ... |
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How do i establish credit? |
| i have no credit and wanted to know how i would qualify for some type of credit card, i tried going to a bank credit union and they were having problems giving me an account since i had no credit, ... |
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How much does a prepaid visa card cost? and how much can u put on it? |
Additional Details also is there a expreation date of the card???????... |
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A debt of over 15 year old? |
| a debt agency says we owe money from 15 years ago! Can they still try and get the money back?... |
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Victoria's Secret angel credit card? |
My girlfriend wants to get an angel credit card from Victoria's Secret. If she applies in store, will she be able to have it that day? How does the whole process work? Additional Details
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How can i build my credit? |
| I am young and have been trying to establish some type of good credit. Besides the normal- renting an apartment, buying a car, having bills in my name, making sure i pay on time, and applying for ... |
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How much could someone actually do with a million dollars(like give examples!)? |
| It just doesn't seem like that much money to me. Someone asked on here, if someone offered you one million dollars would you stop watching television forever and I said no, even though I barely ... |
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I have a credit score of 575? |
and i payed down half of my credit card. and payed off a collection do you think it should bring my score up by 5 or more points did this biginning of last month Additional Details also ... |
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I'm broke and I can't pay my credit card... what should I do? |
| My company closed and I'm out of job at the moment but it would take some time for me to recover financially. I can't pay my credit card. What should I do? Please help...... |
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I have a very bad credit score and I need a loan,Does anyone know of Institutions that lend to people like me? |
| I don't have it because I don't pay creditors back, but because I just got divorce and my husband ruin both our credit. (why I am divorce) Anyhow, I am trying to rebuilt my credit, but I ... |
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How many credit cards should I have? |
| I am new to the world of credit! I currently have 2 credit cards from Bank of America and Wells Fargo for 2 months. Should I still apply for another one or two or three?? If so, what's d' ... |
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Closing A Credit Card? |
| If you want to close a credit card will it affect your credit (will your credit score be low) b/c a want to close a Best Buy Credit Card and i dont want anything from them anymore i have other credit ... |
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shirley p | What is the best credit card deal on the market today? |
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Bethesda
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try, moneysavingexpert.com.
He knows his stuff! |
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GJ
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None. Live within your means. Debt enslaves you. |
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Luckys Charm
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0% |
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juncogirl3
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There is no best credit card. The majority of credit cards are owned by only two banks: JP Morgan and Bank of America. If you search on any credit card offer you see, in the fine print you will find that all cards are owned by these banks. This also includees Discover. It took me awhile but Discover is owned by Stanley Morgan which is just another subsidary of JP Morgan. Now that these two banks own most of the cards, they are doing nasty things to peoples credit. They are raising interest rates for no particular reason. My friend's rate went from 11 to 28% because she was only making the minimum payment. She had no late payments and no bad history with the company. Look at all the fine print that you need a magnifying glass to read because therein you will find the truth about what you are applying for. |
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joelmeulenberg
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Because of the different category percentages, tiers, limits, etc. of cash rebate cards, the best cash rebate card for you is a function of how much you spend in various categories each year. By categories, I mean, for example, gas, groceries, restaurants, utilities, etc.
Because there are so many different cash rebate cards with different rebate structures, the analysis required to find the best card is not trivial. And if you're interested in carrying more than one card and using each card for its strong suits to get even more cash back, then the analysis can get downright scary.
However, there is a free tool online that will do the number crunching for you and show you what you could expect to earn in cashback each year from the leading cash rebate cards. It'll calculate the best combinations of cards for you too. It's at http://www.creditcardtuneup.com/ . |
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Spectral_one
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Amex with rewards. It also helps prevent you from getting into the revolving credit trap that so many are stuck in now. You pay off the card every month. |
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sexytrojan
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Anything with 0% interest and no annual fee. |
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twong18
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Citi Dividend Master Card and Chase Cash Plus Rewards card. They both give you 1% off everything but 5% off groceries, pharmacy, and gas.
It mightnot be advertised, you have to call them up and see if you can get it or convert an existing card to it.
They both have $300/yr cap. If you are a big spender, look into Amex card, they have a reward card with no limit. |
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traffic814
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best credit card is citicard..
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http://www.bestcreditrates.net |
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COURTNEY R
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Definitely Capital One. You can't beat the security and service. |
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tiger_the_prince
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there is no best deal, but a lot of best deals which change all the time. A credit card with a very low APR, even if only for 6 months is great, but then you have to switch your balaance to another one, or pay it off. So, navigate between 4 or 5 of them, only using the "cheap" one until you have to change.
Otherwise, check within the (usually with fees) possibilities to see what you can get on the side. Some companies give you free travel insurance, or one extra year warranty on your purchases, or medical coverage abroad, etc.. Even with $100 fee a year, it can be a bargain if you use their specific services.
The fun junk, airmiles, etc, is not worth much. Even the payback discount is often easily matched by a store so that you will not use that cradit card. Don't forget stores are the ones paying for it at the end, between 1 and 7%. Sometimes the best deal is to offer them to pay cash and get a discount.
Check the company policy about missed payments, or late ones, and as said before keep switching from one to the other. |
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