 Just answer the truth, don't preach Is it possible to use my son's SSN to get credit approval? |
| I mean 'bout 3 years ago I was screwed up with my credit trying to help a relative (2 long story) the thing is I'm still working on it but seems its gonna take a while I've try to save ... |
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 I'm 20, how do I build credit? I pay for a car but that's not really helping all that much. Any ideas? |
| I heard you can get gas cards or something like that to improve your credit. I'm young so I'm not trying to buy a house or anything, I'm just worried about 1 day having bad credit so I... |
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 Credit card for someone with bad credit? |
| i have applied almost everywhere. when i was younger my mother used my name over some credit cards and screwed it all up. Anyone got a good card for someone with bad credit?... |
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 I'm buying a home in 6 months and need to clean up my credit. What's the best way to pay off my debt? |
| My debt is low, only about 3k, but it is spread out over 9 cards. Is it better to pay off the low balances first then work on the highes balance or the other way around?... |
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 Getting a credit card? |
| i just turned 18 and i have been trying to get a credit card, i have no credit history so no one will give me one. Has anyone applied for a credit card with no history and been approved for it. If so ... |
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 Is Paypal really secure? |
| I only ever use my debit card on Paypal,but in last week there have been several unauthorised withdrawals from my bank account by a mobile phone company and I do not have a mobile phone,has anyone ... |
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| If you have a outstanding debt which is 8yrs old and not payed it for 6.5 years do you still have to pay it? |
as i have now got a letter from them wanting the money in full
Additional Details
before you start slagging me off as some of you are doing, the debt was not my fault, it was through a ... |
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 First time credit card? |
I just recently got a credit card and I'm wondering if having the 24% apr that I do have is because this is my first credit card (I'm a student with no credit).
Anyway, I know this is ... |
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 My credit is ruined? |
My credit score is roughly 435. I have so many outstanding accounts. Not much debt around 7500 including student loans.. Would declaring bankruptcy help me?? I am so screwed lol.
Additional D... |
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 Is there anyone out there who will pay off my credit card debt for me? |
| its only about 15000, mostly from college. I cant seem to make any ground up on the balance. Just wondering if someone had an extra $15000 they would like to donate.... |
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 Keep getting refused a bank account cause of credit history, any advice? |
Not had a good credit history so I am being refused by banks. Are there any banks that will help does anyone know. Thanks.
Additional Details
Thanks every1 for your advice. I have just ... |
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 It is true that your credit history should be delete after 5years regardless the status of the account? |
| let say you have a unpaid account that showed on your credit report. and after 5 years should this unpaid account remove from your credit report?... |
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♥Jara-Lee♥ | What is the best credit card for....? |
are there any credit cards that charge no interest for the first month or so? I only need to pay off a couple of debts, I don't plan to use it much...anyone know of good credit cards? Also...how long does it take to actually get a credit card? I have no credit, would that affect me getting a card?
Additional Details
Is 14.9% APR alot?? |
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npwinder
 |
Having no credit will not affect you getting a card. It will affect the kind of card you can get.
check out www.creditcard.com They keep track of credit cards from all companies and give you the information you need to know about what card you will most likely get. |
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traffic816
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you probably won't be able to get that, as you have no credit.
go here and compare them anyway http://www.bestcreditrates.net/ |
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david
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credit cards are like the bank, they add lots of fees and in the end you will probably be more in debt. |
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jezbnme
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without good credit you probably won't get a no interest card. and the cards usually come within a week to 4 weeks of applying. using a credit card to pay off a debt is not paying it off. you only transfer the debt to another company. |
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carlos
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Try there : http://simple-credit-cards-and-loans.com |
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Dr Universe
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try Capital One.com
try Chase.com |
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beauty s
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go to creditcards.com |
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Jeremy P
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Most 'standard' credit cards offer some type of 0% APR so you won't pay interest for a specified period of time (normally between 6-12 months). But these credit cards are designed for people with good to excellent credit.
Since you don't have any credit, you definitely won't get approved for one of these offers. But there are many other options available to help you build and improve your credit score here:
http://www.asapcreditcard.com/unsecured-offers.html
You won't find a 0% APR with these offers. But they'll be a great way for you to build up your credit score-, so that eventually, with regular on-time payments-- you'll be able to apply for 'standard' credit cards with low APR's and less fees.
Hope this helps. GOOD LUCK! |
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See Saw
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American Blue Express: Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card.
http://www.complete-debt-info.com/category/American-Blue-Express-Credit-Card.html |
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KitKat
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a lot of the credit card companies run 6 months at 0% depends onyour credit rating, as for the apr of 14.9% it depends on who the creditor is.... it does sound a bit on the high side, you should be able to get below 9.9%
try Chase, Capitol One, Discover |
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abby fth
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"I only use a credit card occasionally and normally pay it off each month" If you are a light credit card user and tend to pay it off in full each month then the most important factors to consider will be the cards annual fee and the number of interest free days on purchases. Many credit card issuers have cards with no annual fees. They tend to offer less in the way of rewards schemes but as a light user you are unlikely to benefit from such schemes. Look for cards with a low or no annual fee offering instant rewards and discounts. These are partner offers that can be used at any time without accumulating points. Apply online for a no annual fees credit card at: http://www.credit-card-gallery.com/No_Annual_Fees.html |
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