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 Credit Card?
I just turned 18 and was wondering if I would get approved for a credit card? Or is it just a waste of time to try? Don't worry, I'm not going to screw myself, I DO have the means to pay it ...


 Law firm contacts me and says they are suing for a credit card debt?
My roommate had bad credit and purchased a couch under my name, proceeded to sell it on Ebay and then gamble the money away. Now a law firm has contacted me saying they are suing me and I will be ...


 Wow! I just discovered we owe $13K! HELP!?
Hey, I need a little advice from soneone who has been in a similar situation.
I recently discovered we had an old credit card that had not been paid off, and the account has been adding interest ...


 Is it possible to get a personal loan or buisness start up loan with bad credit?
...


 I'm 19 and i have bad credit what do i do to fix it?
...


 What are the benefits of transferring credit card balances to new credit cards?
any advice for me?
Additional Details
have you done this, was it a good thing or bad thing?...


 How long does money come out of you bank account after using chip and pin?
I used my card on Saturday with chip and pin and the moneys not yet come out, its now Monday. How long does it normally take?...


 Will I be charged for this??
I wanted to take a look of my credit report. I went to annualcreditreport.com and could only get experian. The other two...it said the system could not recognize my information. So I to request my ...


 I need help finding a legitimate credit repair place?
I have horrible credit, I think at 435 or so. I was a stupid 18 year old and got credit cards and never paid them. Now I am more responsible but I can't be approved for any kind of loan (home ...


 Ways to rebuild your credit score?
My friend has bad credit and had asked me how to rebuild their credit. I wouldn't know because my credit is relatively good, doesn't need improved. I don't know what to tell her really,...


 If I pay off all my debt by today?
How does it take to show that I'm up to date? and how long does it take for my score to go up??


Thanks for your ...


 Tell me a good credit card to apply which has rewards n no annual fee?
...


 So my bank pounded me w/ overdraft fees for charges less than 2 dollars!?
i already called them and they told me that they couldnt reverse it b/c this has happened before and they reversed some charges for me in the past. but the bottom line, is it is BULL that the only ...


 Why do black men have bad credit?
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 I have bad debt how long will it take to own a new house?
I just started to clear all my debt... i soon want to get a new house.. what can i do to increase my credit score? how long will it take me to own a new house?...


 How does a Credit Card work? How can i get one?
A friend of mine just touched 18, and the first thing he wanted to do is to get a Credit card and he doesn't know how the credit system works. Please Explain.
Additional Details
Al ...


 Paying off debt...?
So here is the deal. my fiance and i have a baby due jan 6th, 2008. we would like to try and pay off as much of our debt before then as we can but we need to decide what order to pay things off in ...


 How rude can a collection agency be when contacting a debtor's employer?
I answer the phones at my work and get a lot of collection calls for one of our drivers. They never say they're a collection agency, but it's mighty obvious when they accuse me of lying ...


 Im getting emails about my account being past due. i have a credit card on file. what is going on?
...


 What do I do if someone owes me money and does not want to pay me back?
Do I need to get a lawyer or collections agent? Please help.
Additional Details
The amount is $15,000 and the only proof is the check that she deposited. Is there a type of attorney ...



asr569
What is the best credit card for a college freshman?
I would prefer one with a rewards points program. But whats good know nothing about credit cards apr interest all that plz help!
                     
 




joelmeulenberg
I wish I'd known as a college student what I know now. Here's what you do: You use your credit card just like you'd use cash. Funnel all/most of your normal spending through your credit card(s) and then pay your credit card balance in full each month. That way you:

1. Build your credit quickly.
2. Avoid interest.
3. Earn rewards!

To quickly determine which college student credit card will pay you the most for your normal spending, you can use this rewards calculator:
http://www.creditcardtuneup.com/?card_type=College+Student

A couple of the better cards offered to college students are the Citi mtvU card (I wish I could get this one for the 5% back at restaurants, movies, etc.!) and the Citi Driver's Edge for Students card. The calculator will help you figure out which one is better for your spending.


qwerty
Rating
the best credit card is not one at all! only spend the cash you have...credit cards suck, cost a ton of money, and will get you in trouble if you aren't good with money to begin with


Mel W
Rating
Don't get a credit card until you have a real job.


gear jammer
Rating
Yes a prepaid card
You should not have a credit card


Helper
Rating
I recommend the Chase flexible rewards credit card for students. Interest is what you pay if you don't pay your balance in full. If you always pay your balance in full then you do not need to worry about the apr.


trancevanbuuren
If you have a bank, get a credit card through them. They should give you lower rates and fees than if you went out and just applied for any credit card. If you don't have a bank account, then how do you live like an adult?


My heart is the worst!!
Rating
No credit cards are good!! If I were you I wont get one.. Trust me!! But if you really have to make sure the APR is low like 12% or lower.. And no anual fees.. But seriouly I wouldnt get one at all..


gvent6
I'd say it would be the discover gas card. They give you 5% cash back on gas purchases, along with many other benefits. If you decide to try it, go here-

http://www.treasuretrooper.com/47218

They will give you $32 to sign up for the discover gas card through them. Good luck!


traffic814
you might want to go here to compare them http://www.bestcreditrates.net


La dee dah ..
Master card or visa try your bank .


Jim
Rating
The best credit card is your folks card. LOL


Yahoo! User is invalid.
A good job and a smart person.


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