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 Do I get charged by the credit card company if I dont use the card?
I was going to get a credit card for emergencies only...I would not normally use it. What I want to know is would the credit card company charge me for just having the card, even if I dont use it?...


 If you found a wallet would you?
keep ...


 Is debt really cancelled after 5 years??
read a question earlier and it was mentioned .....


 How can build credit when i dont have enough credit to get a credit card???
im 19 and i'm just now starting to build my credit.the only credit i have is from paying my cell phone bill.im trying to get an apartment but i dont have enough credit.its not that its bad i ...


 HELP! I'm in $15,000 in debt? What should I do?
I'm in $15,000 in credit card debt ( mostly from putting my college bills on there and spending carelessly) What is the fastest way to pay it off? Should i take out a loan? should i go to credit ...


 How can a single person ever make or save enough to buy a home?
how do people make it in the world today,it seems to pay your basics is quite an ...


 What is the best way to handle a credit card I don't intend to use?
When I made a large purchase at a department store, I applied for their card in order to get the discount they offered. But I have no intent to ever use the card. Should I officially close the ...


 Can a department store, K Mart, refuse to accept payment in cash and demand that Sears credit card be used?
My purchase was @29.99, tendered a $20.00 Reward Certificate good at any Sears or K Mart. They accepted the certificate and refused to take cash for the difference, insisted it must be charged to the ...


 Credit card payment, which card do I pay?
I owe 4K on one card and 20K on another. I can payoff the 4K card now and pay a small amount on the 20K. Does it make sense to do that or evenly split the payment? What will help me with my credit ...


 Very bad credit rating?
my friend wants to get a mortage but has bad credit, shes pays her money to a debt management company which then pay of her creditors a certain amount each month would she be able to get a mortage ...


 Does how many credit cards I have affect my overall credit score? I.e. more cards = lower score?
Does how many credit cards I have affect my overall credit score? I.e. the more credit cards I get, the lower my score goes? I have 4 now, and thinking about getting a 5th, but I'm not really ...


 Can a 14 year old get a loan?
I am 14 and I want to get a loan for $3000 for a 4 wheeler.... I can pay it off in 2 years.. I don't work.....


 HElp!!!with something i bough on ebay!!?
ok so i bought a thing on e-bay nut at one point i decided to read all the description and i found out that it wasen't exactly what i wanted but i had already click on buy now and i want to know ...


 Can my 20 yr old son buy a car without me as a co-signer?
He has worked at Walmart for a year and has a down payment. He drives a junk truck to work every day and needs to buy a car soon. I can co sign, but would rather he do the purchasing on his own. He ...


 Why are you crazy people so terrified of credit cards?
Every answer in credit seems to say credit cards are bad.
They can be used to get interest free money, to earn points, to defer payment so money remains invested, to improve security (sect 75 ...


 How long does a delinquent mark on your credit report stay on your report before it falls off?
...


 I need some financial help big time?
My checking account is overdrawn and I am behind on everything. I know that if I could just get caught up I could get back on my budget and start getting things paid off. Any suggestions....


 I need a loan?
whats up. i want this truck right. it's 10,000 plus ttl. will 1500 be a sufficient down payment??...


 How do you get good credit rating with no credit?
...


 Is it legal for a credit card to deny you higher limit but charge you when you go over?
I pay off my credit card bill every month and usually spend right up to the limit- I called to ask for an increase and they denied me, but they didn't decline my card when I went over and then ...



nproe2
What is the best credit card for a guy going into college? Why?
If you can give options and opinions.
                     
 




Miss Know It All
I think NO CARD is the best card! Unless you have a steady job then I would apply for one through your local bank or a line of credit only.. Be Careful!

Good Luck!


KC G
Rating
What dou you mean by credit card? If for money than SBI credit card is better.If for personality than judgeyour strength and anyise on the basis of SWOT analyse


Ryan H
Try to avoid getting a credit card at all in college. Thats how people get into debt. If you must, find the card with the lowest interest rate and remember to always pay if off each month and always make the payment on time. This will establish some credit for you.


jessica18
Rating
capital one... bc if u have no credit their most likely to give you one to start it and no annual fee =)


Chris
Citibank MTV U Student Visa. I have one and it is GREAT! First, your parents don't need to cosign, you don't need a minimum income (or any at all), and you get HUGE points to use on the thankyounetwork.com. I've already picked up alot of stuff for my dorm room for free just by buying the stuff I need from day to day (food/books/etc). Check it out.


chelebeee
Rating
Something with a super low limit. You don't want to get yourself into debt when you are in college. My husband and I started out with one credit card, and are still paying for it. If you can avoid credit, please do it!!


Scott B
Rating
Go to cardratings.com and follow instructions on the website it will tell you the best credit card for student or for whatever type of card your looking for.


Morningstar
Rating
None. You'll end up owing too much money in the end. Get a debit card from your bank. Will help control spending.


Dave
get a card with a low limit,,,, learn how to handle your money first than worry about credit cards...

there is not such thing as a best credit card for anyone..... keep that in mind..

cards do have perks but it really defeats the purpose credit cards should be paid off in full every month and should used the correct way


See Saw
Citi® Bronze®/AAdvantage® MasterCard®is by far the most widely used card. It is essential for regular travelers with average credit. Its reward program gives you an additional mile per $2 spent on the card. You can collect up to 25,000 miles annually, and can be redeemed for flights on partner airlines, hotel accommodations throughout the world, and car rentals. Additional benefits are: zero liability for unauthorized transactions, travel accident insurance and various Internet account associated services. The card does not charge any annual fee. But the drawback is the minimum APR cap for cash advances, set at 19.99%.


Clifton
No credit card is the best credit card. Use cash or a debit card instead. Seriously. Think about it. Why would anybody get one? People get credit cards to buy stuff they can't afford with money they don't have to impress people they don't even like. Without a credit card, you learn how to spend only money you have, which makes you far more disciplined in how you spend money. Believe me, living debt-free may not look glamorous but takes a lot of unnecessary stress out of your financial life by not having one.


Greg L
Rating
Your wallet. If it is not made of paper and doesn't have a president's face on it. Don't carry it. You will spend an average of 18% more when you use a credit card than when you pay with cash. Check out daveramsey.com before you make the costly mistake of getting even one credit card.


collegegrllstress
NONE, LOL, no not really but one with 500 dollar limit. Low interest and a major one like visa or master card, apply for one at your bank they will give you the best option. get one with a limit of just enough to buy books if financial aid doesn't come in or to buy gas to get to class just in case.
the best thing to do is too create a budget gas,rent,laundry,entertainment, tuition for the year ,books.

then withdrawal spendable amount at the beginning of the week and don't spend any more. remember you won't like paying triple for that latte that you used your credit for sophmore year when your fourty with a family and carreer or paying triple (because of intrest and late payments ) for the store credit card you got the latest fashion with or the keg party you went too


INACTIVE
My opinion is that the best card for a college student is called a debit card. Don't get in the habit of paying with money you don't have. However, if you don't trust my good intentions, check out Bankrate.Com, an independent reviewer of credit cards ranked by interest rate, payback options, annual fees, etc.


angelina
Rating
credit card have number of benefits but you should use it very wisely to avoid debt trap. go for a citibank card


D.J
To me it dosent matter which card because if you know how to manage money you want have a problem


$m¤¤v„ £¤¢¤
Rating
Check these out from Citi


MI6
before you start college read an article on www.adviceontime.com titled student loan trap. Its a must read, i wish i would have read this years ago.


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