 Should I pay it off all at once? |
| I have a credit card that was cancelled. (We had a rough couple months) It had a very small limit on it. $300. There's $150 left owing on it, and my husband and I are having differance of ... |
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 Will paying off my loan early lower my credit score? |
| I have $140 montly due for my student loan, I want to pay the $1680 once a year insted of remembering to write a check (or worry about what is in my bank account if i set it up to withdraw ... |
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 Is it smart to get a credit card when i turn 18?!? |
im 17 now, and im thinking of getting a credit card to buy alot of stuff i want, plus of course college supplies etc.
what do you think??... |
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 I have a credit monitoring system and my recent credit score was 635? |
| I went to pull my report today and it dropped to 598 I had to charge some medical things for a family member for about 2,000 dollars and used a couple hundred on another card. DO you think that'... |
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 I was late on my credit card payments for three straight months. How much will that affect my credit score? |
| My credit score was 750 before this happened and I have not checked it since the late payments which were Mar,Apr,May of this year. My wife was handling the finances and payed a $50 minumum payment ... |
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 What is the best way to handle outstanding debt? |
| I have previously asked a question and have not got the answers i was seeking. I have a credit card debt that is over 9 years old. I understand all of the legalities of the situation concerning the ... |
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 Is there a possible way to live without credit? |
| Don't you hate being a slave to banks and credit card companies?Even when buying a house, which people think it's theirs but it actually isn't until it's completely paid off like ... |
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 Can a collection agency for a way over due payday loan call the cops on you have have you arrested? |
| Way back in Nov. I had taken out a payday loan, well when it came time to repay I didn't have the money so I took out another loan... I have 7 outstanding loans now..... BAD DEAL!! Well they ... |
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 Past Due Credit Card? |
| Hi. I have a credit card in which the minimum payment is now $800. It started out with an overdraft and a late fee, and the minimum was $150 which I could not afford, then it has just went up since ... |
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 Repairing my own credit report.? |
| I have decided to start repairing my credit on my own. I have a few paid collections on my credit report. Do I contact the collection agency who reported the bill or exquifax to have these items ... |
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 Im going to open a credit card acount to get my credit score up but I don't know any thing about the credit |
| termonology and where can I learn about choosing a credit card that's right for me and not to expensive?... |
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 My fico is 610, income 65,000/ fiance 680 income 50000. Should we apply for home loan together or just him? |
| Should he buy before we get married. my low FICO is due to past charge offs that are about 5 yrs old. We would probably qualify for more money if my salary were included, but we don't want to ... |
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 How many credit cards SHOULD I HAVE? |
I am 21, and have 1 credit card with a $1250 dollar limit.
I am just starting to build my credit, bought some furniture and I am paying it off every month. I also never miss any payments on my ... |
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alilley07 | What is the best credit card for an 18 year old? |
I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an eighteen year old with no credit. Thanks in advance!
Additional Details
If you are just going to answer "none' don't bother. |
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jmattiesmufc
 |
As long as you're responsible and pay off the purchases ASAP you won't have to worry about interest rates. I've had a card for 5 years and the only time I paid interest rates were my first few months before I realized you could pay off your balance more than once per month. Good luck! |
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sirginnythethird
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I got a capital one card, and I don't recommend it at all. I have horrible credit now because I haven't received a bill in three months. I've called and tried to confirm the address they were sending it to, and even though it was correct, I'm still not receiving my statements. They have horrible customer service, too. |
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flasteve
 |
look at http://preferred.ecreditdirectory.com for a complete list of differnt cards and find the one that meets your needs. |
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heybulldog
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You may find one with a low rate going in but, credit card companies can raise your rate for any reason. Just read the fine print.
Pay as you go and dont worship at the alter of the almighty fico score.
You have to borrow money and make payments on time to get a high I love debt score. You have to keep borrowing money and making payments on time to keep a high I love debt score. The only thing you get for your trouble is debt.
Debt free is the way to be! |
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Cruiser 68
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check out www.cardratings.com. They have tons of information on all different types of credit cards. There are even ones for people who want to establish credit. Good luck. |
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tom p
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None |
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paulie10182
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check out www.myfirstcreditcard.com.au to see what the providers are after they are some non bank lenders on the panel good luck |
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sahel578
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You might check
http://bankrate.com/ to compare rates |
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jennifer_nh72
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NONE...it only brings on debt |
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GTW
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check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates and rewards. GOOD, BAD OR NO CREDIT they have the right card for you. |
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www.citimates.com
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There are thousands of them. Get one from your bank.
You said you know how to use it so why do you care about rates since you said you'll pay your purchases right away. lol
*You should use a debit card for all your purchases and a credit one just if you don't have any other option. That's how I do it. |
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