 Whats happens when you default on a loan? |
| I basically have a car loan that I've gotten to the point where it is basically unaffordable. I basically want to know what happens after you go south on a loan?... |
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 Was stimulus check just a loan.? |
| people getting refunds this year on their taxes say that they are having to pay back the money.... |
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 How long does it take a check to clear? |
| If you write a check at Walmart how long does it take to clear through a bank? I have a deposit coming in on Wednesday @12 am and I was wondering if I wrote a check on Tuesday like at @2pm would it ... |
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 What is the best way to pay off a credit card with out being raped with interest.? |
Additional Details
The chedit card I have is only $360 but it seems the more I pay the less goes to the principal. It si the only credit card i have and If I could find the responsible ... |
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 How do I negotiate with creditors over debt? |
| I need some direction, I have a few debts that I am going to need to pay off. I read that you can negotiate with your creditors a lower rate. How would this work, and has anyone ever had sucess in ... |
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 Does anyone know about capital one credit cards? |
| i've heard they don't report positive status to the credit bureaus. apparently they only report if you miss a payment or something so if you maintain good payment history then it won't ... |
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 My husband has spending issues? |
My husband, in the past week, has charged $2,500 on his credit card, for stupid things like a Nintendo Wii, the Matrix dvd's, a $100.00 haircut at Toni&Guy, etc. etc.
How can I ... |
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 I need a car loan I have a BAD credit score. I am a FT student living off of childrens ssi and child support? |
| FT student,unemployed mother,living off of children's disability and child support.Credit score of 419 nobody wants to help me out. There is no co-signor but my fiance has income that is usable,... |
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 Collection agencies keep calling me looking for someone else - how can I get them to stop? |
| I keep getting phone calls from collection agencies asking for a woman that I don't know and who has never lived at my address. When I looked her up on the internet, she has an address and a ... |
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 Help me!!!? |
| I am only 17 years old and some how someone was able to get my ss# and use it. well I weent to the bank to get a checking account with my dad as the co-signer and they said they wouldn't be ... |
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 What is the best card to build credit.? |
Please provide:
Link to Apply?
Name of Bank?
Type of card?
Yearly fee?
Monthly fee?
Why it will help my credit?
Your ... |
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 College student with huge debt from my boyfriend...help!? |
| My boyfriend left me with a $4000 cingular bill. It is way past due. I've been making many payments. I still owe about $1200. I learned my lesson this time, but meanwhile I don't know ... |
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 Debt Consolidation? |
| I have several credit cards, all of which have substantial balances (totaling about $14,000). I'd like to contact one of those debt management programs to see if I can consolidate my bills and ... |
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 Establishing and keeping good/great credit? |
| Hi! I'm 21 and new at this whole thing. I admit I don't understand much about credit and stuff but I am learning. My parents had/have pretty bad credit. The problem for them was a bunch of ... |
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Jelly | What is the best credit card for me? |
If I am 19, have never had a credit card before, have never been in debt, don't really have a credit record (I presume), am planning to pay off my balance every month, and am planning to use it for online purchases?
How can I compare interest rates, etc? What are some good questions to ask when getting a credit card? |
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personalfinancedaily
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First, I'd suggest going to one of the credit bureaus websites and ordering a credit score. This will let you know where you stand as far as credit rating, which affects the interest rates available to you. It might be difficult not having much of a credit history to get an unsecured card, so I'd recommend finding a financial institution that offers a secured card. You secure the card by giving the bank money equal to the credit limit you want. They hold it for you in "escrow" so if you don't pay your bills, they withdraw the amount you didn't pay.
Interest rate doesn't really matter if you pay off your balance each month, but its very easy to carry a balance and I speak from experience. You can shop for credit cards at sites like bankrate.com and cardweb.com. Good luck! |
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traffic816
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Go here to compare creditcards,
http://www.bestcreditrates.net
good questions to ask whats the limit on the card |
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elija j
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You try getting a student credit card, or low interest credit card.
I found this website to be helpful: http://www.greenlightcreditcards.com |
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♥Meℓody
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I think you should get a GOLDEN ONE just because my big sis has one and its worked out great so far... |
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robert w
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none!
everthing you want to do can be done with a fully funded debit card except get sold into slavery. life can be lived without a 'I love debt score'. ask real millionaires how they got there.
When dealing with snakes you will get bite repeatedly.
visit daveramsey.com to learn what the bankers pray you never learn.
the good intentions you have about paying off the balance every month is a fairy dream.
my clients have had checks held 10 15 days from reciept before deposited into their accounts only to get late charges and overlimit charges. even had one who sent check signature return priority mail 15 days before due date to have to check deposited two days after due date.
You will get the shaft sooner than later. |
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STEVEN F
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If you will pay off the card every month, you won't pay interest, so the rate doesn't matter. You should get a card with no annual fee. If you have trouble getting a 'student' card, try a secured card. Secured cards have a limit based on a savings account they can take if you default. If you maintain a good record for a year or two, you can convert the account to unsecured. |
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miraclev2001
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if you dont have any credit it might be difficult to get one.go to the bank and ask if they offer a "student credit card".I know US Bank does.They don't really care if you have any credit history of how much money you make. |
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zaeli22
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You may have a hard time getting one -that is always a problem for people who have no credit hx at all.
For your situation, I would recommend a debit card - would work just as good for making online purchases. get it from a bank. |
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Mariposa
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Here is a link to help you determine which card is better for you. |
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