 My first credit card...need help claculating payments? |
| ok ive asked a majority of people this issue. i owe 600 dollars on my credit card i want to pay 100 dollars a month on it til its paid off. my credit card rate is 19%. some people say if u pay 100 ... |
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 Does having a credit card help your credit rating? |
| Even if it's the Barclaycard 40%apr job or one of these Vanquis cards. If i just put one tank of fuel on it every month and paid it off without accumulating any interest would it repair my ... |
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 Is this true that if you don't make any payments for 2 years ...? |
I once heard something to the effect that if you owe a credit card and have not made any payments for two solid years, they cannot come after you for the debt, is that true?
Thanks for ... |
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 Should I except offer? |
tax credit office has hounded me for three years for a overpayment £3000.00 which I always stated i did not receive
I have had court notices sent 3 times
yesterday they sent me a letter ... |
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 I need a car, but have bad credit? |
| My credit is not great because I just left school, so I have a lot of open loans. I really need to get a car. I have a perfect driving record and a steady job, and I can afford monthly payments. Is ... |
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 What is the best credit card? |
| I have $2400 on a 0APR credit card that is about to change to 9.99% Should I pay it off (My money market is now paying 1.64%) or find a balance transfer card? What I have found is 0APR for 12 months, ... |
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 Which is worse,a bad credit history, or a bancruptcy with perfect credit since? |
| Which produces a better credit score more quickly, a history of bad credit, with everything being paid on time in the last year, or filing bancruptcy to eliminate past bad entries, and then re-... |
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| I am owed money by a company they are saying they are not paying me as they have not been paid what can i do ? |
| i tiled some flats for them i did supply materials they have had my inv for 2/3 month now i know they have not paid 5 or 6 other ... |
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 Can you get cashback on a credit card? |
OK so money is REALLY low right now, and I had a thought of going into a shop and buying some random thing so I can get cashback from it.
But.... there is basically sod all in my current ... |
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 Debit card statement says I spent £53.43 at the Co-Op. No idea what on. How 2 find out what I spent money on? |
| I want to find out what it is I spent that money on because I have no recolection. It was the 6th Nov. I Know that on that day or near that day I bought hair bands paying by card in Claires A... |
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 My gf wants 500-750 for credit card bill. I offer 200. She does hang up phone when i offer that low.? |
| She is like i need you to support me. That is not very much. I possibly talked about borrowing 750, SHe also wants to borrow my computer to get her busienss goin.... |
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 Jail time for payday loan in CALIFORNIA and now live in AZ? Help!!? |
| We just got a call today threatning my husband with a warrant for jail time for a payday loan taken out in California 4 years ago! We now live in AZ. We are just now getting over having serious ... |
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 Over the last 9 years I have managed to rack up substantial unsecured credit card debt. I do not have any? |
| assets, other than the $5000 of equity of my house. If I just stop paying my credit cards, and wait out the statue of limitations, will the debt go away, regarding the credit cards? I live in the S... |
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 Do credit cards without balances affect your credit report? |
| Is it true that your credit is affected not only by the credit cards with balances but also those without balances??... |
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 How likely is it the person will be caught using my credit card? |
| It's been almost 2 months since my card got stolen at a party. I actually don't remember if it was debit or credit. The person made a purchase of about 100 dollars at Target. I forgive the ... |
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nothing | What is the best credit card option for college students? |
I'm very concerned about my building my credit and I was interested in applying for a credit card with a great rate and a very low spending limit. (I'm intending on just using it for gas or something and paying it off monthly) Where could I find such a deal? Any details about credit cards would be welcome. |
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confused but not dazed
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Don't open CC's specially in the economy we are in right now. A good way to build credit is with small things, like having a celphone under your name and always paying it on time, keeping your bank account in the positive at all times and even consider opening a secured cc with your bank, like you having to pay before hand $300.00 at least. |
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n_akel
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You are better off letting the balance go one cycle. This allows you to build credit. You could pay it off after about a year and get another one with a better interest rate if you have a high credit score. |
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KnowItAll
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I got my first credit card through the following site when I was a student. It is very helpful. Try it for yourself. |
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Mirkat
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You'll probably be slammed with offers around campus. That's how I got my first credit cards. I like Bank of America - they're customer service is awesome. Just be VERY careful with your credit, since you're just starting out. I speak from experience when I say don't max it out. |
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linds_smith61
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To not get one. You're more likely to wreck your credit than you are to build it up with a credit car. Purchasing a car and making regular payments will build up your credit just as well. Just making regular utilities payments will help your credit. |
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Rob
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Steer clear of them altogether while in college. It's WAY too tempting and you will spend the next seven years in "credit hell" like I did until I dug myself out. Trust me on this, I did and said the exact same thing! |
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Mandi
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go to www.lowermybills.com They have some great credit card offers from lots of different lenders. |
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ThatgirlfromKY
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I would get a gas card, spend 50 bucks a month on it for a while make your payments on time. build your credit that way, not by getting a card with a 2500 limit on it and then going crazy at the mall on night, and have to pay on it when your 35. I hate credit cards I only have one it's a target card and I haven't used it in over a year. |
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Ryan
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THE DISCOVER STUDENT CARD! First off, you need to get a credit card. If you dont you will end up not being able to get an affordable mortage or car loan. The discover student card is a great option. First, there is no annual fee, a very low apr, and an awesome rewards program. Additionally, Discover makes sure you dont ruin your credit but starting you off with very low limits and increasing these limits each year of school. If you use applyfastbankcards to apply online you will get paid! Good luck:) |
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avidreader
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Honestly I think cc's are dangerous as it is easy to say that you as a college student will only use it for gas, etc and pay it off monthly but do you really have that willpower if your friends are spending money for this or that (or spring break trips sound enticing?). Now maybe you are in the minority of people who can handle this (then look for a no annual fee offer and seriously pay it off monthly) OR consider getting a gas CC which can only be used for gas and isn't as tempting. |
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Jason
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Many major credit card issuers offer 'student credit cards' for college students to start building their credit. If used wisely, these offers are a great way to start building your credit score, so that when you finish college, you'll be ready to buy your own car - or home. Here's are some examples of 'student credit cards': http://www.asapcreditcard.com/student-cards.html
Hope this helps. GOOD LUCK! |
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